PLTNX vs. SWPPX
Compare and contrast key facts about Principal LifeTime Hybrid 2055 Fund (PLTNX) and Schwab S&P 500 Index Fund (SWPPX).
PLTNX is managed by Principal. It was launched on Sep 29, 2014. SWPPX is a passively managed fund by Charles Schwab that tracks the performance of the S&P 500 Index. It was launched on May 19, 1997.
Performance
PLTNX vs. SWPPX - Performance Comparison
Loading graphics...
PLTNX vs. SWPPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLTNX Principal LifeTime Hybrid 2055 Fund | -4.53% | 19.89% | 17.25% | 20.33% | -18.49% | 19.70% | 15.78% | 26.17% | -9.84% | 21.03% |
SWPPX Schwab S&P 500 Index Fund | -7.07% | 17.87% | 24.96% | 26.26% | -18.14% | 28.67% | 18.38% | 31.46% | -4.47% | 21.81% |
Returns By Period
In the year-to-date period, PLTNX achieves a -4.53% return, which is significantly higher than SWPPX's -7.07% return. Over the past 10 years, PLTNX has underperformed SWPPX with an annualized return of 10.48%, while SWPPX has yielded a comparatively higher 13.71% annualized return.
PLTNX
- 1D
- -0.39%
- 1M
- -8.15%
- YTD
- -4.53%
- 6M
- -1.63%
- 1Y
- 16.31%
- 3Y*
- 14.86%
- 5Y*
- 8.25%
- 10Y*
- 10.48%
SWPPX
- 1D
- -0.37%
- 1M
- -7.65%
- YTD
- -7.07%
- 6M
- -4.58%
- 1Y
- 14.43%
- 3Y*
- 17.15%
- 5Y*
- 11.39%
- 10Y*
- 13.71%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
PLTNX vs. SWPPX - Expense Ratio Comparison
PLTNX has a 0.05% expense ratio, which is higher than SWPPX's 0.02% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PLTNX vs. SWPPX — Risk / Return Rank
PLTNX
SWPPX
PLTNX vs. SWPPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2055 Fund (PLTNX) and Schwab S&P 500 Index Fund (SWPPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLTNX | SWPPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 0.84 | +0.18 |
Sortino ratioReturn per unit of downside risk | 1.54 | 1.30 | +0.24 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.20 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.22 | 1.06 | +0.16 |
Martin ratioReturn relative to average drawdown | 6.15 | 5.14 | +1.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| PLTNX | SWPPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | 0.84 | +0.18 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.68 | -0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.67 | 0.76 | -0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.61 | 0.48 | +0.13 |
Correlation
The correlation between PLTNX and SWPPX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLTNX vs. SWPPX - Dividend Comparison
PLTNX's dividend yield for the trailing twelve months is around 4.81%, more than SWPPX's 1.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLTNX Principal LifeTime Hybrid 2055 Fund | 4.81% | 4.59% | 4.40% | 2.84% | 9.11% | 4.23% | 3.11% | 3.47% | 4.68% | 2.21% | 1.99% | 1.63% |
SWPPX Schwab S&P 500 Index Fund | 1.19% | 1.11% | 1.23% | 1.43% | 1.67% | 1.27% | 1.81% | 1.95% | 2.67% | 1.79% | 2.55% | 3.17% |
Drawdowns
PLTNX vs. SWPPX - Drawdown Comparison
The maximum PLTNX drawdown since its inception was -32.71%, smaller than the maximum SWPPX drawdown of -55.06%. Use the drawdown chart below to compare losses from any high point for PLTNX and SWPPX.
Loading graphics...
Drawdown Indicators
| PLTNX | SWPPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.71% | -55.06% | +22.35% |
Max Drawdown (1Y)Largest decline over 1 year | -11.90% | -12.10% | +0.20% |
Max Drawdown (5Y)Largest decline over 5 years | -25.48% | -24.51% | -0.97% |
Max Drawdown (10Y)Largest decline over 10 years | -32.71% | -33.80% | +1.09% |
Current DrawdownCurrent decline from peak | -8.66% | -8.89% | +0.23% |
Average DrawdownAverage peak-to-trough decline | -4.83% | -10.00% | +5.17% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.36% | 2.49% | -0.13% |
Volatility
PLTNX vs. SWPPX - Volatility Comparison
Principal LifeTime Hybrid 2055 Fund (PLTNX) has a higher volatility of 5.01% compared to Schwab S&P 500 Index Fund (SWPPX) at 4.29%. This indicates that PLTNX's price experiences larger fluctuations and is considered to be riskier than SWPPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| PLTNX | SWPPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.01% | 4.29% | +0.72% |
Volatility (6M)Calculated over the trailing 6-month period | 9.07% | 9.11% | -0.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.20% | 18.14% | -1.94% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.39% | 16.89% | -1.50% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.77% | 18.19% | -2.42% |