PLTHX vs. PBCKX
PLTHX (Principal LifeTime Hybrid 2060 Fund) and PBCKX (Principal Blue Chip Fund) are both mutual funds - PLTHX is a Target Retirement Date fund managed by Principal, while PBCKX is a Large Cap Growth Equities fund managed by Principal. Over the past 10 years, PLTHX returned 12.16%/yr vs 16.27%/yr for PBCKX. Their correlation of 0.88 suggests significant overlap in exposure. PLTHX charges 0.05%/yr vs 0.66%/yr for PBCKX.
Performance
PLTHX vs. PBCKX - Performance Comparison
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Returns By Period
In the year-to-date period, PLTHX achieves a 8.52% return, which is significantly higher than PBCKX's -5.68% return. Over the past 10 years, PLTHX has underperformed PBCKX with an annualized return of 12.16%, while PBCKX has yielded a comparatively higher 16.27% annualized return.
PLTHX
- 1D
- -1.90%
- 1M
- -0.38%
- YTD
- 8.52%
- 6M
- 7.65%
- 1Y
- 22.00%
- 3Y*
- 18.55%
- 5Y*
- 9.77%
- 10Y*
- 12.16%
PBCKX
- 1D
- -0.56%
- 1M
- -4.72%
- YTD
- -5.68%
- 6M
- -6.60%
- 1Y
- -3.09%
- 3Y*
- 15.58%
- 5Y*
- 6.41%
- 10Y*
- 16.27%
PLTHX vs. PBCKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLTHX Principal LifeTime Hybrid 2060 Fund | 8.52% | 19.91% | 17.18% | 20.28% | -18.52% | 20.05% | 16.11% | 26.46% | -9.93% | 21.32% |
PBCKX Principal Blue Chip Fund | -5.68% | 9.20% | 26.90% | 40.58% | -30.74% | 25.05% | 34.77% | 45.22% | 2.83% | 28.85% |
Correlation
The correlation between PLTHX and PBCKX is 0.81, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.81 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.84 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.88 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.88 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2014 | 0.88 |
The correlation between PLTHX and PBCKX has been stable across timeframes, ranging from 0.81 to 0.88 - a consistent structural relationship.
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Return for Risk
PLTHX vs. PBCKX — Risk / Return Rank
PLTHX
PBCKX
PLTHX vs. PBCKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2060 Fund (PLTHX) and Principal Blue Chip Fund (PBCKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PLTHX | PBCKX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.95 | ||
| Sortino ratioReturn per unit of downside risk | +2.58 | ||
| Omega ratioGain probability vs. loss probability | 1.34 | 1.00 | +0.34 |
| Calmar ratioReturn relative to maximum drawdown | 2.75 | -0.09 | +2.84 |
| Martin ratioReturn relative to average drawdown | 12.16 | -0.27 | +12.43 |
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Drawdowns
PLTHX vs. PBCKX - Drawdown Comparison
The maximum PLTHX drawdown since its inception was -33.26%, smaller than the maximum PBCKX drawdown of -38.00%. Use the drawdown chart below to compare losses from any high point for PLTHX and PBCKX.
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Drawdown Indicators
| PLTHX | PBCKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.26% | -38.00% | +4.74% |
Max Drawdown (1Y)Largest decline over 1 year | -8.60% | -19.10% | +10.50% |
Max Drawdown (3Y)Largest decline over 3 years | -16.64% | -19.10% | +2.46% |
Max Drawdown (5Y)Largest decline over 5 years | -25.49% | -38.00% | +12.51% |
Max Drawdown (10Y)Largest decline over 10 years | -33.26% | -38.00% | +4.74% |
Current DrawdownCurrent decline from peak | -2.85% | -9.26% | +6.41% |
Average DrawdownAverage peak-to-trough decline | -4.79% | -5.65% | +0.86% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.94% | 6.48% | -4.54% |
Volatility
PLTHX vs. PBCKX - Volatility Comparison
The current volatility for Principal LifeTime Hybrid 2060 Fund (PLTHX) is 5.43%, while Principal Blue Chip Fund (PBCKX) has a volatility of 5.79%. This indicates that PLTHX experiences smaller price fluctuations and is considered to be less risky than PBCKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLTHX | PBCKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.43% | 5.79% | -0.36% |
Volatility (6M)Calculated over the trailing 6-month period | 10.61% | 13.07% | -2.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.83% | 15.87% | -3.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.64% | 20.46% | -4.82% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.97% | 20.22% | -4.25% |
PLTHX vs. PBCKX - Expense Ratio Comparison
PLTHX has a 0.05% expense ratio, which is lower than PBCKX's 0.66% expense ratio.
Dividends
PLTHX vs. PBCKX - Dividend Comparison
PLTHX's dividend yield for the trailing twelve months is around 4.02%, less than PBCKX's 21.15% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PBCKX Principal Blue Chip Fund | 21.15% | 19.94% | 9.01% | 0.51% | 0.71% | 6.67% | 3.28% | 8.90% | 7.86% | 2.79% | 1.01% | 2.40% |
PLTHX Principal LifeTime Hybrid 2060 Fund | 4.02% | 4.37% | 4.30% | 2.76% | 7.91% | 3.84% | 2.91% | 3.67% | 3.47% | 2.37% | 2.20% | 1.65% |
Frequently Asked Questions
PLTHX and PBCKX have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PBCKX has higher volatility (5.79%) compared to PLTHX (5.43%). In terms of maximum drawdown, PLTHX dropped -33.26% vs PBCKX's -38.00%.
PLTHX currently has the higher Sharpe Ratio (1.84 vs -0.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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