PHTNX vs. FRQHX
Compare and contrast key facts about Principal LifeTime Hybrid 2030 Fund (PHTNX) and Fidelity Managed Retirement 2010 Fund Class K6 (FRQHX).
PHTNX is managed by Principal. It was launched on Sep 29, 2014. FRQHX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
PHTNX vs. FRQHX - Performance Comparison
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PHTNX vs. FRQHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
PHTNX Principal LifeTime Hybrid 2030 Fund | -2.64% | 14.41% | 11.06% | 14.92% | -16.76% | 13.88% | 14.74% | 6.81% |
FRQHX Fidelity Managed Retirement 2010 Fund Class K6 | -0.45% | 10.01% | 4.68% | 8.75% | -12.22% | 4.04% | 9.80% | 3.95% |
Returns By Period
In the year-to-date period, PHTNX achieves a -2.64% return, which is significantly lower than FRQHX's -0.45% return.
PHTNX
- 1D
- -0.07%
- 1M
- -5.60%
- YTD
- -2.64%
- 6M
- -0.56%
- 1Y
- 11.30%
- 3Y*
- 10.51%
- 5Y*
- 5.40%
- 10Y*
- 7.95%
FRQHX
- 1D
- 0.25%
- 1M
- -3.17%
- YTD
- -0.45%
- 6M
- 0.85%
- 1Y
- 7.28%
- 3Y*
- 6.27%
- 5Y*
- 2.65%
- 10Y*
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PHTNX vs. FRQHX - Expense Ratio Comparison
PHTNX has a 0.05% expense ratio, which is lower than FRQHX's 0.26% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PHTNX vs. FRQHX — Risk / Return Rank
PHTNX
FRQHX
PHTNX vs. FRQHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2030 Fund (PHTNX) and Fidelity Managed Retirement 2010 Fund Class K6 (FRQHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTNX | FRQHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.15 | 1.62 | -0.47 |
Sortino ratioReturn per unit of downside risk | 1.68 | 2.25 | -0.57 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.32 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.37 | 2.16 | -0.79 |
Martin ratioReturn relative to average drawdown | 6.61 | 8.67 | -2.06 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PHTNX | FRQHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.15 | 1.62 | -0.47 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.48 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.65 | 0.70 | -0.05 |
Correlation
The correlation between PHTNX and FRQHX is 0.83, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTNX vs. FRQHX - Dividend Comparison
PHTNX's dividend yield for the trailing twelve months is around 4.74%, more than FRQHX's 3.38% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTNX Principal LifeTime Hybrid 2030 Fund | 4.74% | 4.62% | 3.71% | 3.42% | 8.05% | 5.40% | 4.44% | 3.70% | 3.79% | 2.52% | 2.28% | 1.68% |
FRQHX Fidelity Managed Retirement 2010 Fund Class K6 | 3.38% | 3.20% | 3.20% | 2.95% | 5.25% | 6.22% | 3.70% | 2.57% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
PHTNX vs. FRQHX - Drawdown Comparison
The maximum PHTNX drawdown since its inception was -24.52%, which is greater than FRQHX's maximum drawdown of -16.90%. Use the drawdown chart below to compare losses from any high point for PHTNX and FRQHX.
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Drawdown Indicators
| PHTNX | FRQHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.52% | -16.90% | -7.62% |
Max Drawdown (1Y)Largest decline over 1 year | -7.69% | -3.41% | -4.28% |
Max Drawdown (5Y)Largest decline over 5 years | -22.06% | -16.90% | -5.16% |
Max Drawdown (10Y)Largest decline over 10 years | -24.52% | — | — |
Current DrawdownCurrent decline from peak | -5.79% | -3.17% | -2.62% |
Average DrawdownAverage peak-to-trough decline | -4.03% | -3.88% | -0.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.59% | 0.85% | +0.74% |
Volatility
PHTNX vs. FRQHX - Volatility Comparison
Principal LifeTime Hybrid 2030 Fund (PHTNX) has a higher volatility of 3.32% compared to Fidelity Managed Retirement 2010 Fund Class K6 (FRQHX) at 1.93%. This indicates that PHTNX's price experiences larger fluctuations and is considered to be riskier than FRQHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTNX | FRQHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.32% | 1.93% | +1.39% |
Volatility (6M)Calculated over the trailing 6-month period | 5.68% | 2.84% | +2.84% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.04% | 4.60% | +5.44% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.49% | 5.51% | +4.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.20% | 5.76% | +5.44% |