PHTJX vs. FRAMX
Compare and contrast key facts about Principal LifeTime Hybrid 2035 Fund (PHTJX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX).
PHTJX is managed by Principal. It was launched on Sep 29, 2014. FRAMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
PHTJX vs. FRAMX - Performance Comparison
Loading graphics...
PHTJX vs. FRAMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTJX Principal LifeTime Hybrid 2035 Fund | -1.10% | 15.57% | 12.67% | 16.45% | -17.37% | 15.57% | 15.13% | 22.69% | -8.00% | 18.13% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 0.18% | 9.55% | 4.04% | 7.80% | -11.87% | 2.52% | 8.30% | 10.28% | -2.05% | 6.82% |
Returns By Period
In the year-to-date period, PHTJX achieves a -1.10% return, which is significantly lower than FRAMX's 0.18% return. Over the past 10 years, PHTJX has outperformed FRAMX with an annualized return of 8.90%, while FRAMX has yielded a comparatively lower 3.73% annualized return.
PHTJX
- 1D
- 2.06%
- 1M
- -3.94%
- YTD
- -1.10%
- 6M
- 0.76%
- 1Y
- 14.22%
- 3Y*
- 12.36%
- 5Y*
- 6.31%
- 10Y*
- 8.90%
FRAMX
- 1D
- 0.75%
- 1M
- -2.08%
- YTD
- 0.18%
- 6M
- 1.18%
- 1Y
- 7.30%
- 3Y*
- 5.92%
- 5Y*
- 2.18%
- 10Y*
- 3.73%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
PHTJX vs. FRAMX - Expense Ratio Comparison
PHTJX has a 0.05% expense ratio, which is lower than FRAMX's 0.70% expense ratio.
Return for Risk
PHTJX vs. FRAMX — Risk / Return Rank
PHTJX
FRAMX
PHTJX vs. FRAMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2035 Fund (PHTJX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTJX | FRAMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.27 | 1.64 | -0.37 |
Sortino ratioReturn per unit of downside risk | 1.87 | 2.30 | -0.42 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.33 | -0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.71 | 2.22 | -0.51 |
Martin ratioReturn relative to average drawdown | 8.23 | 8.81 | -0.58 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| PHTJX | FRAMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.27 | 1.64 | -0.37 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.42 | +0.12 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.84 | -0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.65 | 0.50 | +0.15 |
Correlation
The correlation between PHTJX and FRAMX is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTJX vs. FRAMX - Dividend Comparison
PHTJX's dividend yield for the trailing twelve months is around 4.74%, more than FRAMX's 2.88% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTJX Principal LifeTime Hybrid 2035 Fund | 4.74% | 4.68% | 4.09% | 3.37% | 8.44% | 4.96% | 3.98% | 3.71% | 4.01% | 2.31% | 1.99% | 1.67% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 2.88% | 2.77% | 2.77% | 2.58% | 4.26% | 3.31% | 2.23% | 2.37% | 4.40% | 8.26% | 1.42% | 1.42% |
Drawdowns
PHTJX vs. FRAMX - Drawdown Comparison
The maximum PHTJX drawdown since its inception was -27.17%, smaller than the maximum FRAMX drawdown of -33.94%. Use the drawdown chart below to compare losses from any high point for PHTJX and FRAMX.
Loading graphics...
Drawdown Indicators
| PHTJX | FRAMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.17% | -33.94% | +6.77% |
Max Drawdown (1Y)Largest decline over 1 year | -8.63% | -3.45% | -5.18% |
Max Drawdown (5Y)Largest decline over 5 years | -23.12% | -16.31% | -6.81% |
Max Drawdown (10Y)Largest decline over 10 years | -27.17% | -16.31% | -10.86% |
Current DrawdownCurrent decline from peak | -4.54% | -2.47% | -2.07% |
Average DrawdownAverage peak-to-trough decline | -4.24% | -3.86% | -0.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.80% | 0.87% | +0.93% |
Volatility
PHTJX vs. FRAMX - Volatility Comparison
Principal LifeTime Hybrid 2035 Fund (PHTJX) has a higher volatility of 4.41% compared to Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX) at 2.14%. This indicates that PHTJX's price experiences larger fluctuations and is considered to be riskier than FRAMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| PHTJX | FRAMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.41% | 2.14% | +2.27% |
Volatility (6M)Calculated over the trailing 6-month period | 6.77% | 2.95% | +3.82% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.54% | 4.64% | +6.90% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.79% | 5.22% | +6.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.49% | 4.48% | +8.01% |