PGDIX vs. PLZTX
Compare and contrast key facts about Principal Diversified Income Fund (PGDIX) and Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX).
PGDIX is managed by Principal Funds. It was launched on Dec 14, 2008. PLZTX is managed by Principal Funds. It was launched on Sep 30, 2014.
Performance
PGDIX vs. PLZTX - Performance Comparison
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PGDIX vs. PLZTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PGDIX Principal Diversified Income Fund | -2.02% | 6.50% | 5.44% | 8.53% | -11.20% | 8.66% | 1.89% | 13.77% | -5.38% | 10.23% |
PLZTX Principal LifeTime Hybrid 2030 Fund R-6 | -0.90% | 14.46% | 11.11% | 14.97% | -16.74% | 13.93% | 14.79% | 20.97% | -7.35% | 16.71% |
Returns By Period
In the year-to-date period, PGDIX achieves a -2.02% return, which is significantly lower than PLZTX's -0.90% return. Over the past 10 years, PGDIX has underperformed PLZTX with an annualized return of 4.09%, while PLZTX has yielded a comparatively higher 8.17% annualized return.
PGDIX
- 1D
- 0.18%
- 1M
- -1.97%
- YTD
- -2.02%
- 6M
- -2.32%
- 1Y
- 2.41%
- 3Y*
- 5.34%
- 5Y*
- 2.37%
- 10Y*
- 4.09%
PLZTX
- 1D
- 1.79%
- 1M
- -3.52%
- YTD
- -0.90%
- 6M
- 0.84%
- 1Y
- 13.00%
- 3Y*
- 11.21%
- 5Y*
- 5.60%
- 10Y*
- 8.17%
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PGDIX vs. PLZTX - Expense Ratio Comparison
PGDIX has a 0.68% expense ratio, which is higher than PLZTX's 0.33% expense ratio.
Return for Risk
PGDIX vs. PLZTX — Risk / Return Rank
PGDIX
PLZTX
PGDIX vs. PLZTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal Diversified Income Fund (PGDIX) and Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PGDIX | PLZTX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.80 | 1.32 | -0.51 |
Sortino ratioReturn per unit of downside risk | 1.05 | 1.93 | -0.88 |
Omega ratioGain probability vs. loss probability | 1.16 | 1.28 | -0.12 |
Calmar ratioReturn relative to maximum drawdown | 0.77 | 1.77 | -1.01 |
Martin ratioReturn relative to average drawdown | 2.87 | 8.46 | -5.59 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PGDIX | PLZTX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.80 | 1.32 | -0.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.54 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.78 | 0.73 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.12 | 0.71 | +0.40 |
Correlation
The correlation between PGDIX and PLZTX is 0.71, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PGDIX vs. PLZTX - Dividend Comparison
PGDIX's dividend yield for the trailing twelve months is around 5.87%, more than PLZTX's 4.70% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PGDIX Principal Diversified Income Fund | 5.87% | 6.17% | 6.28% | 6.47% | 5.34% | 4.59% | 4.63% | 5.12% | 5.10% | 4.67% | 5.76% | 5.27% |
PLZTX Principal LifeTime Hybrid 2030 Fund R-6 | 4.70% | 4.66% | 3.75% | 3.45% | 8.09% | 5.44% | 4.48% | 3.73% | 3.83% | 2.54% | 2.28% | 1.68% |
Drawdowns
PGDIX vs. PLZTX - Drawdown Comparison
The maximum PGDIX drawdown since its inception was -23.76%, roughly equal to the maximum PLZTX drawdown of -24.54%. Use the drawdown chart below to compare losses from any high point for PGDIX and PLZTX.
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Drawdown Indicators
| PGDIX | PLZTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.76% | -24.54% | +0.78% |
Max Drawdown (1Y)Largest decline over 1 year | -3.38% | -7.63% | +4.25% |
Max Drawdown (5Y)Largest decline over 5 years | -14.60% | -21.95% | +7.35% |
Max Drawdown (10Y)Largest decline over 10 years | -23.76% | -24.54% | +0.78% |
Current DrawdownCurrent decline from peak | -2.95% | -4.04% | +1.09% |
Average DrawdownAverage peak-to-trough decline | -2.77% | -3.96% | +1.19% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.90% | 1.60% | -0.70% |
Volatility
PGDIX vs. PLZTX - Volatility Comparison
The current volatility for Principal Diversified Income Fund (PGDIX) is 1.46%, while Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX) has a volatility of 3.97%. This indicates that PGDIX experiences smaller price fluctuations and is considered to be less risky than PLZTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PGDIX | PLZTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.46% | 3.97% | -2.51% |
Volatility (6M)Calculated over the trailing 6-month period | 2.20% | 5.98% | -3.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.24% | 10.17% | -6.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.13% | 10.49% | -6.36% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.24% | 11.21% | -5.97% |