PG vs. HTO
PG (The Procter & Gamble Company) and HTO (H2O America) are both stocks. PG operates in Household & Personal Products (Consumer Defensive), while HTO operates in Utilities - Regulated Water (Utilities). Over the past 10 years, PG returned 8.14%/yr vs 6.48%/yr for HTO. Their 0.17 correlation means their historical movements had little consistent relationship.
Performance
PG vs. HTO - Performance Comparison
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Returns By Period
In the year-to-date period, PG achieves a 3.07% return, which is significantly lower than HTO's 27.22% return. Over the past 10 years, PG has outperformed HTO with an annualized return of 8.14%, while HTO has yielded a comparatively lower 6.48% annualized return.
PG
- 1D
- 0.37%
- 1M
- -1.26%
- 6M
- -3.36%
- YTD
- 3.07%
- 1Y
- -1.15%
- 3Y*
- 0.02%
- 5Y*
- 2.93%
- 10Y*
- 8.14%
- ALL TIME*
- 10.08%
HTO
- 1D
- -1.03%
- 1M
- 0.97%
- 6M
- 19.76%
- YTD
- 27.22%
- 1Y
- 31.30%
- 3Y*
- -1.17%
- 5Y*
- 0.27%
- 10Y*
- 6.48%
- ALL TIME*
- 10.31%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
HTO H2O America | $30.07M | $32.10M | $28.71M |
| $1.25B | $1.28B | $1.30B |
PG vs. HTO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PG The Procter & Gamble Company | 3.07% | -12.26% | 17.25% | -0.86% | -5.05% | 20.52% | 14.15% | 39.70% | 3.57% | 12.69% |
HTO H2O America | 27.22% | 2.92% | -22.57% | -17.78% | 13.40% | 7.66% | -0.43% | 30.19% | -11.20% | 16.22% |
Correlation
The correlation between PG and HTO is 0.26, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.26 |
Correlation (3Y) Balances recent behavior with more history. | 0.33 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.39 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.35 |
Correlation (All Time) Calculated using the full available price history since Jun 1, 1972 | 0.17 |
The correlation between PG and HTO shifts across timeframes, from 0.17 (all time) to 0.39 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
PG:
$336.46B
HTO:
$2.57B
PG:
$6.62
HTO:
$2.83
PG:
21.84
HTO:
21.66
PG:
7.21
HTO:
2.25
PG:
4.03
HTO:
2.80
PG:
6.44
HTO:
1.36
PG:
$87.03B
HTO:
$828.50M
PG:
$43.67B
HTO:
$159.45M
PG:
$21.25B
HTO:
$461.63M
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Return for Risk
PG vs. HTO — Risk / Return Rank
PG
HTO
PG vs. HTO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Procter & Gamble Company (PG) and H2O America (HTO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PG | HTO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.44 | ||
| Sortino ratioReturn per unit of downside risk | -1.87 | ||
| Omega ratioGain probability vs. loss probability | 1.01 | 1.24 | -0.23 |
| Calmar ratioReturn relative to maximum drawdown | -0.07 | 2.56 | -2.64 |
| Martin ratioReturn relative to average drawdown | -0.13 | 6.96 | -7.09 |
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Drawdowns
PG vs. HTO - Drawdown Comparison
The maximum PG drawdown since its inception was -54.25%, roughly equal to the maximum HTO drawdown of -54.53%. Use the drawdown chart below to compare losses from any high point for PG and HTO.
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Drawdown Indicators
| PG | HTO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.25% | -54.53% | +0.28% |
Max Drawdown (1Y)Largest decline over 1 year | -15.52% | -12.26% | -3.26% |
Max Drawdown (3Y)Largest decline over 3 years | -21.15% | -32.90% | +11.75% |
Max Drawdown (5Y)Largest decline over 5 years | -23.77% | -42.85% | +19.08% |
Max Drawdown (10Y)Largest decline over 10 years | -23.77% | -42.85% | +19.08% |
Current DrawdownCurrent decline from peak | -15.63% | -19.00% | +3.37% |
Average DrawdownAverage peak-to-trough decline | -12.17% | -15.91% | +3.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.06% | 4.51% | +4.55% |
Volatility
PG vs. HTO - Volatility Comparison
The Procter & Gamble Company (PG) has a higher volatility of 6.95% compared to H2O America (HTO) at 6.49%. This indicates that PG's price experiences larger fluctuations and is considered to be riskier than HTO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PG | HTO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.95% | 6.49% | +0.46% |
Volatility (6M)Calculated over the trailing 6-month period | 15.72% | 16.85% | -1.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.64% | 22.80% | -3.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.08% | 24.06% | -5.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.18% | 29.52% | -10.34% |
Dividends
PG vs. HTO - Dividend Comparison
PG's dividend yield for the trailing twelve months is around 2.97%, more than HTO's 2.80% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HTO H2O America | 2.80% | 3.43% | 3.25% | 2.33% | 1.77% | 1.86% | 1.85% | 1.69% | 2.01% | 1.63% | 1.45% | 2.63% |
PG The Procter & Gamble Company | 2.97% | 2.91% | 2.36% | 2.55% | 2.38% | 2.08% | 2.24% | 2.37% | 3.09% | 2.98% | 3.18% | 3.31% |
Financials
PG vs. HTO - Financials Comparison
This section allows you to compare key financial metrics between The Procter & Gamble Company and H2O America. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PG vs. HTO - Profitability Comparison
PG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, The Procter & Gamble Company reported a gross profit of 10.28B and revenue of 21.20B. Therefore, the gross margin over that period was 48.5%.
HTO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, H2O America reported a gross profit of -183.29M and revenue of 210.47M. Therefore, the gross margin over that period was -87.1%.
PG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, The Procter & Gamble Company reported an operating income of 3.95B and revenue of 21.20B, resulting in an operating margin of 18.6%.
HTO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, H2O America reported an operating income of 42.75M and revenue of 210.47M, resulting in an operating margin of 20.3%.
PG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, The Procter & Gamble Company reported a net income of 3.00B and revenue of 21.20B, resulting in a net margin of 14.1%.
HTO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, H2O America reported a net income of 26.59M and revenue of 210.47M, resulting in a net margin of 12.6%.
Frequently Asked Questions
PG and HTO have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PG has higher volatility (6.95%) compared to HTO (6.49%). In terms of maximum drawdown, PG dropped -54.25% vs HTO's -54.53%.
HTO currently has the higher Sharpe Ratio (1.38 vs -0.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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