PDGZX vs. FCQTX
Compare and contrast key facts about PIMCO RealPath Blend 2035 Fund (PDGZX) and American Funds 2065 Target Date Retirement Fund (FCQTX).
PDGZX is managed by PIMCO. It was launched on Dec 30, 2014. FCQTX is managed by American Funds. It was launched on Mar 26, 2020.
Performance
PDGZX vs. FCQTX - Performance Comparison
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PDGZX vs. FCQTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
PDGZX PIMCO RealPath Blend 2035 Fund | -2.76% | 16.92% | 10.09% | 16.52% | -17.06% | 15.06% | 37.55% |
FCQTX American Funds 2065 Target Date Retirement Fund | -5.95% | 20.74% | 15.64% | 21.56% | -19.63% | 17.34% | 47.06% |
Returns By Period
In the year-to-date period, PDGZX achieves a -2.76% return, which is significantly higher than FCQTX's -5.95% return.
PDGZX
- 1D
- 0.07%
- 1M
- -6.83%
- YTD
- -2.76%
- 6M
- -0.50%
- 1Y
- 12.46%
- 3Y*
- 11.14%
- 5Y*
- 6.21%
- 10Y*
- 8.66%
FCQTX
- 1D
- -0.42%
- 1M
- -9.36%
- YTD
- -5.95%
- 6M
- -2.92%
- 1Y
- 15.81%
- 3Y*
- 14.49%
- 5Y*
- 7.64%
- 10Y*
- —
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PDGZX vs. FCQTX - Expense Ratio Comparison
PDGZX has a 0.05% expense ratio, which is higher than FCQTX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PDGZX vs. FCQTX — Risk / Return Rank
PDGZX
FCQTX
PDGZX vs. FCQTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PIMCO RealPath Blend 2035 Fund (PDGZX) and American Funds 2065 Target Date Retirement Fund (FCQTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PDGZX | FCQTX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.14 | 1.04 | +0.10 |
Sortino ratioReturn per unit of downside risk | 1.63 | 1.56 | +0.06 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.22 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.37 | 1.35 | +0.02 |
Martin ratioReturn relative to average drawdown | 6.29 | 5.87 | +0.42 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PDGZX | FCQTX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.14 | 1.04 | +0.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.53 | +0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.63 | 0.94 | -0.32 |
Correlation
The correlation between PDGZX and FCQTX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PDGZX vs. FCQTX - Dividend Comparison
PDGZX's dividend yield for the trailing twelve months is around 5.39%, more than FCQTX's 4.96% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PDGZX PIMCO RealPath Blend 2035 Fund | 5.39% | 5.09% | 4.17% | 2.73% | 3.30% | 4.92% | 2.12% | 3.71% | 5.84% | 2.17% | 2.72% | 2.40% |
FCQTX American Funds 2065 Target Date Retirement Fund | 4.96% | 4.67% | 2.80% | 1.99% | 3.96% | 1.54% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
PDGZX vs. FCQTX - Drawdown Comparison
The maximum PDGZX drawdown since its inception was -27.25%, roughly equal to the maximum FCQTX drawdown of -27.34%. Use the drawdown chart below to compare losses from any high point for PDGZX and FCQTX.
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Drawdown Indicators
| PDGZX | FCQTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.25% | -27.34% | +0.09% |
Max Drawdown (1Y)Largest decline over 1 year | -8.59% | -10.21% | +1.62% |
Max Drawdown (5Y)Largest decline over 5 years | -24.26% | -27.34% | +3.08% |
Max Drawdown (10Y)Largest decline over 10 years | -27.25% | — | — |
Current DrawdownCurrent decline from peak | -6.94% | -9.83% | +2.89% |
Average DrawdownAverage peak-to-trough decline | -4.45% | -6.02% | +1.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.87% | 2.34% | -0.47% |
Volatility
PDGZX vs. FCQTX - Volatility Comparison
The current volatility for PIMCO RealPath Blend 2035 Fund (PDGZX) is 3.79%, while American Funds 2065 Target Date Retirement Fund (FCQTX) has a volatility of 4.62%. This indicates that PDGZX experiences smaller price fluctuations and is considered to be less risky than FCQTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PDGZX | FCQTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.79% | 4.62% | -0.83% |
Volatility (6M)Calculated over the trailing 6-month period | 6.33% | 9.04% | -2.71% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.27% | 15.15% | -3.88% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.55% | 14.58% | -3.03% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.15% | 15.05% | -2.90% |