PDAHX vs. LTSTX
Compare and contrast key facts about Prudential Day One Income Fund (PDAHX) and Principal LifeTime 2025 Fund (LTSTX).
PDAHX is managed by PGIM. It was launched on Dec 12, 2016. LTSTX is managed by Principal. It was launched on Feb 28, 2008.
Performance
PDAHX vs. LTSTX - Performance Comparison
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PDAHX vs. LTSTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PDAHX Prudential Day One Income Fund | 0.08% | 10.37% | 8.27% | 8.89% | -11.69% | 9.21% | 8.22% | 13.58% | -3.26% | 8.25% |
LTSTX Principal LifeTime 2025 Fund | -2.64% | 12.16% | 11.91% | 13.30% | -15.23% | 10.91% | 13.70% | 20.50% | -6.41% | 16.07% |
Returns By Period
In the year-to-date period, PDAHX achieves a 0.08% return, which is significantly higher than LTSTX's -2.64% return.
PDAHX
- 1D
- 0.29%
- 1M
- -3.23%
- YTD
- 0.08%
- 6M
- 1.35%
- 1Y
- 8.21%
- 3Y*
- 8.03%
- 5Y*
- 4.47%
- 10Y*
- —
LTSTX
- 1D
- 0.09%
- 1M
- -5.07%
- YTD
- -2.64%
- 6M
- -1.15%
- 1Y
- 8.41%
- 3Y*
- 9.82%
- 5Y*
- 4.89%
- 10Y*
- 7.44%
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PDAHX vs. LTSTX - Expense Ratio Comparison
PDAHX has a 0.16% expense ratio, which is higher than LTSTX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PDAHX vs. LTSTX — Risk / Return Rank
PDAHX
LTSTX
PDAHX vs. LTSTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Prudential Day One Income Fund (PDAHX) and Principal LifeTime 2025 Fund (LTSTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PDAHX | LTSTX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.49 | 1.02 | +0.47 |
Sortino ratioReturn per unit of downside risk | 2.07 | 1.47 | +0.60 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.21 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 1.83 | 1.21 | +0.62 |
Martin ratioReturn relative to average drawdown | 8.89 | 5.61 | +3.28 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PDAHX | LTSTX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.49 | 1.02 | +0.47 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.69 | 0.54 | +0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.76 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.84 | 0.45 | +0.38 |
Correlation
The correlation between PDAHX and LTSTX is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PDAHX vs. LTSTX - Dividend Comparison
PDAHX's dividend yield for the trailing twelve months is around 4.85%, less than LTSTX's 12.52% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PDAHX Prudential Day One Income Fund | 4.85% | 4.92% | 7.35% | 3.54% | 7.78% | 7.72% | 2.22% | 4.25% | 3.70% | 1.88% | 0.00% | 0.00% |
LTSTX Principal LifeTime 2025 Fund | 12.52% | 12.19% | 9.74% | 4.26% | 8.00% | 7.66% | 5.25% | 6.91% | 6.39% | 4.75% | 3.65% | 8.91% |
Drawdowns
PDAHX vs. LTSTX - Drawdown Comparison
The maximum PDAHX drawdown since its inception was -15.65%, smaller than the maximum LTSTX drawdown of -48.17%. Use the drawdown chart below to compare losses from any high point for PDAHX and LTSTX.
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Drawdown Indicators
| PDAHX | LTSTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.65% | -48.17% | +32.52% |
Max Drawdown (1Y)Largest decline over 1 year | -4.60% | -6.47% | +1.87% |
Max Drawdown (5Y)Largest decline over 5 years | -15.65% | -21.01% | +5.36% |
Max Drawdown (10Y)Largest decline over 10 years | — | -23.33% | — |
Current DrawdownCurrent decline from peak | -3.23% | -5.15% | +1.92% |
Average DrawdownAverage peak-to-trough decline | -2.71% | -6.21% | +3.50% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.95% | 1.40% | -0.45% |
Volatility
PDAHX vs. LTSTX - Volatility Comparison
The current volatility for Prudential Day One Income Fund (PDAHX) is 1.87%, while Principal LifeTime 2025 Fund (LTSTX) has a volatility of 2.99%. This indicates that PDAHX experiences smaller price fluctuations and is considered to be less risky than LTSTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PDAHX | LTSTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.87% | 2.99% | -1.12% |
Volatility (6M)Calculated over the trailing 6-month period | 3.13% | 4.90% | -1.77% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.78% | 8.43% | -2.65% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.53% | 9.16% | -2.63% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.40% | 9.81% | -3.41% |