LTSTX vs. ARFVX
Compare and contrast key facts about Principal LifeTime 2025 Fund (LTSTX) and American Century Investments One Choice 2050 Portfolio (ARFVX).
LTSTX is managed by Principal. It was launched on Feb 28, 2008. ARFVX is managed by American Century. It was launched on May 29, 2008.
Performance
LTSTX vs. ARFVX - Performance Comparison
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LTSTX vs. ARFVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LTSTX Principal LifeTime 2025 Fund | -2.64% | 12.16% | 11.91% | 13.30% | -15.23% | 10.91% | 13.70% | 20.50% | -6.41% | 16.75% |
ARFVX American Century Investments One Choice 2050 Portfolio | -3.68% | 14.75% | 11.30% | 15.16% | -17.44% | 13.36% | 17.43% | 24.02% | -5.24% | 16.43% |
Returns By Period
In the year-to-date period, LTSTX achieves a -2.64% return, which is significantly higher than ARFVX's -3.68% return. Over the past 10 years, LTSTX has underperformed ARFVX with an annualized return of 7.44%, while ARFVX has yielded a comparatively higher 8.55% annualized return.
LTSTX
- 1D
- 0.09%
- 1M
- -5.07%
- YTD
- -2.64%
- 6M
- -1.15%
- 1Y
- 8.41%
- 3Y*
- 9.82%
- 5Y*
- 4.89%
- 10Y*
- 7.44%
ARFVX
- 1D
- -0.14%
- 1M
- -7.52%
- YTD
- -3.68%
- 6M
- -1.73%
- 1Y
- 11.37%
- 3Y*
- 10.19%
- 5Y*
- 5.06%
- 10Y*
- 8.55%
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LTSTX vs. ARFVX - Expense Ratio Comparison
LTSTX has a 0.01% expense ratio, which is lower than ARFVX's 0.88% expense ratio.
Return for Risk
LTSTX vs. ARFVX — Risk / Return Rank
LTSTX
ARFVX
LTSTX vs. ARFVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2025 Fund (LTSTX) and American Century Investments One Choice 2050 Portfolio (ARFVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LTSTX | ARFVX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 0.93 | +0.08 |
Sortino ratioReturn per unit of downside risk | 1.47 | 1.37 | +0.10 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.20 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.21 | 1.14 | +0.07 |
Martin ratioReturn relative to average drawdown | 5.61 | 4.99 | +0.62 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LTSTX | ARFVX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | 0.93 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.41 | +0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.76 | 0.63 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.45 | 0.43 | +0.02 |
Correlation
The correlation between LTSTX and ARFVX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LTSTX vs. ARFVX - Dividend Comparison
LTSTX's dividend yield for the trailing twelve months is around 12.52%, less than ARFVX's 14.96% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTSTX Principal LifeTime 2025 Fund | 12.52% | 12.19% | 9.74% | 4.26% | 8.00% | 7.66% | 5.25% | 6.91% | 6.39% | 4.75% | 3.65% | 8.91% |
ARFVX American Century Investments One Choice 2050 Portfolio | 14.96% | 14.41% | 4.91% | 1.96% | 6.71% | 7.57% | 6.52% | 8.66% | 10.95% | 1.22% | 3.88% | 6.89% |
Drawdowns
LTSTX vs. ARFVX - Drawdown Comparison
The maximum LTSTX drawdown since its inception was -48.17%, roughly equal to the maximum ARFVX drawdown of -47.41%. Use the drawdown chart below to compare losses from any high point for LTSTX and ARFVX.
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Drawdown Indicators
| LTSTX | ARFVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.17% | -47.41% | -0.76% |
Max Drawdown (1Y)Largest decline over 1 year | -6.47% | -9.00% | +2.53% |
Max Drawdown (5Y)Largest decline over 5 years | -21.01% | -25.12% | +4.11% |
Max Drawdown (10Y)Largest decline over 10 years | -23.33% | -29.55% | +6.22% |
Current DrawdownCurrent decline from peak | -5.15% | -7.82% | +2.67% |
Average DrawdownAverage peak-to-trough decline | -6.21% | -6.59% | +0.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.40% | 2.05% | -0.65% |
Volatility
LTSTX vs. ARFVX - Volatility Comparison
The current volatility for Principal LifeTime 2025 Fund (LTSTX) is 2.99%, while American Century Investments One Choice 2050 Portfolio (ARFVX) has a volatility of 3.93%. This indicates that LTSTX experiences smaller price fluctuations and is considered to be less risky than ARFVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LTSTX | ARFVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.99% | 3.93% | -0.94% |
Volatility (6M)Calculated over the trailing 6-month period | 4.90% | 6.79% | -1.89% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.43% | 12.24% | -3.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.16% | 12.44% | -3.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.81% | 13.57% | -3.76% |