OSBC vs. CMA
OSBC (Old Second Bancorp, Inc.) and CMA (Comerica Incorporated) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. At a 0.36 correlation, their price movements are largely independent.
Performance
OSBC vs. CMA - Performance Comparison
Loading charts...
Returns By Period
OSBC
- 1D
- 0.87%
- 1M
- 4.74%
- YTD
- 14.02%
- 6M
- 8.35%
- 1Y
- 34.02%
- 3Y*
- 20.60%
- 5Y*
- 13.17%
- 10Y*
- 13.30%
CMA
- 1D
- —
- 1M
- —
- YTD
- —
- 6M
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
OSBC vs. CMA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
OSBC Old Second Bancorp, Inc. | 14.02% | 11.25% | 16.69% | -2.37% | 29.23% | 26.26% | -24.70% | 3.93% | -4.50% | 23.95% |
CMA Comerica Incorporated | 2.00% | 46.73% | 16.74% | -11.09% | -20.38% | 61.53% | -16.79% | 8.46% | -19.18% | 29.34% |
Correlation
The correlation between OSBC and CMA is 0.48, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.48 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.61 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.62 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.61 |
Correlation (All Time) Calculated using the full available price history since Aug 18, 1995 | 0.36 |
The correlation between OSBC and CMA shifts across timeframes, from 0.36 (all time) to 0.62 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
OSBC:
$2.25
CMA:
$5.44
OSBC:
9.79
CMA:
16.31
OSBC:
2.04
CMA:
2.46
OSBC:
$412.93M
CMA:
$4.80B
OSBC:
$240.87M
CMA:
$3.27B
OSBC:
$91.93M
CMA:
$989.00M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
OSBC vs. CMA — Risk / Return Rank
OSBC
CMA
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
OSBC vs. CMA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Old Second Bancorp, Inc. (OSBC) and Comerica Incorporated (CMA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| OSBC | CMA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | 1.24 | — | — |
| Calmar ratioReturn relative to maximum drawdown | 2.65 | — | — |
| Martin ratioReturn relative to average drawdown | 6.21 | — | — |
Loading charts...
Drawdowns
OSBC vs. CMA - Drawdown Comparison
Loading charts...
Drawdown Indicators
| OSBC | CMA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.67% | — | — |
Max Drawdown (1Y)Largest decline over 1 year | -12.91% | — | — |
Max Drawdown (3Y)Largest decline over 3 years | -25.52% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -36.27% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -60.07% | — | — |
Current DrawdownCurrent decline from peak | -22.00% | — | — |
Average DrawdownAverage peak-to-trough decline | -43.98% | — | — |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.49% | — | — |
Volatility
OSBC vs. CMA - Volatility Comparison
Loading charts...
Volatility by Period
| OSBC | CMA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.77% | — | — |
Volatility (6M)Calculated over the trailing 6-month period | 19.03% | — | — |
Volatility (1Y)Calculated over the trailing 1-year period | 26.82% | — | — |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.54% | — | — |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.91% | — | — |
Dividends
OSBC vs. CMA - Dividend Comparison
OSBC's dividend yield for the trailing twelve months is around 1.22%, while CMA has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CMA Comerica Incorporated | 1.60% | 3.27% | 4.59% | 5.09% | 4.07% | 3.13% | 4.87% | 3.74% | 2.68% | 1.26% | 1.31% | 1.98% |
OSBC Old Second Bancorp, Inc. | 1.22% | 1.28% | 1.18% | 1.30% | 1.25% | 1.27% | 0.40% | 0.30% | 0.31% | 0.29% | 0.27% | 0.00% |
Financials
OSBC vs. CMA - Financials Comparison
This section allows you to compare key financial metrics between Old Second Bancorp, Inc. and Comerica Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
OSBC vs. CMA - Profitability Comparison
OSBC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Old Second Bancorp, Inc. reported a gross profit of 0.00 and revenue of 98.35M. Therefore, the gross margin over that period was 0.0%.
CMA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Comerica Incorporated reported a gross profit of 836.00M and revenue of 1.21B. Therefore, the gross margin over that period was 69.4%.
OSBC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Old Second Bancorp, Inc. reported an operating income of 0.00 and revenue of 98.35M, resulting in an operating margin of 0.0%.
CMA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Comerica Incorporated reported an operating income of 219.00M and revenue of 1.21B, resulting in an operating margin of 18.2%.
OSBC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Old Second Bancorp, Inc. reported a net income of 25.59M and revenue of 98.35M, resulting in a net margin of 26.0%.
CMA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Comerica Incorporated reported a net income of 176.00M and revenue of 1.21B, resulting in a net margin of 14.6%.
Frequently Asked Questions
OSBC and CMA have a correlation of 0.48, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
Find the right allocation for OSBC and CMA
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer