Old Second Bancorp, Inc. (OSBC)

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The chart shows the growth of an initial investment of $10,000 in Old Second Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Old Second Bancorp, Inc. (OSBC) has returned 3.75% so far this year and 22.94% over the past 12 months. Over the last ten years, OSBC has had an annualized return of 11.84%, just under the S&P 500 Index benchmark’s 12.16%.

Based on dividend-adjusted daily data since Aug 18, 1995, OSBC's average daily return is +0.06%, while the average monthly return is +1.10%. At this rate, your investment would double in approximately 5.3 years.

Historically, 57% of months were positive and 43% were negative. The best month was Jan 2013 with a return of +69.7%, while the worst month was Jun 2010 at -51.3%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 6 months.

On a daily basis, OSBC closed higher 45% of trading days. The best single day was Sep 20, 2010 with a return of +57.1%, while the worst single day was Dec 1, 2008 at -20.6%.

Old Second Bancorp, Inc. has an annualized alpha of 6.84%, beta of 0.83, and R² of 0.12 versus S&P 500 Index. Calculated based on daily prices since August 21, 1995.

• This stock participated in 93.74% of S&P 500 Index downside but only 77.66% of its upside — more exposed to losses than it benefited from rallies.
• R² of 0.12 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

OSBC ranks 66 for risk / return — better than 66% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

The table below present risk-adjusted performance metrics for Old Second Bancorp, Inc. (OSBC) and compare them to a chosen benchmark (S&P 500 Index).

Old Second Bancorp, Inc. provided a 1.29% dividend yield over the last twelve months, with an annual payout of $0.26 per share. The company has been increasing its dividends for 9 consecutive years.

The table displays the monthly dividend distributions for Old Second Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Old Second Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Old Second Bancorp, Inc. was 97.67%, occurring on Sep 3, 2010. The portfolio has not yet recovered.

The current Old Second Bancorp, Inc. drawdown is 29.03%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Old Second Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Old Second Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.