Old Second Bancorp, Inc. (OSBC)
Company Info
| ISIN | US6802771005 |
|---|---|
| CUSIP | 680277100 |
| Sector | Financial Services |
| Industry | Banks - Regional |
Highlights
| Market Cap | $760.20M |
|---|---|
| EPS (TTM) | $1.89 |
| PE Ratio | 8.97 |
| PEG Ratio | 2.60 |
| Total Revenue (TTM) | $322.16M |
| Gross Profit (TTM) | $297.45M |
| EBITDA (TTM) | $85.32M |
| Year Range | $12.91 - $17.46 |
| Target Price | $19.75 |
| Short % | 1.46% |
| Short Ratio | 1.95 |
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Old Second Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Old Second Bancorp, Inc. had a return of 10.84% year-to-date (YTD) and 18.80% in the last 12 months. Over the past 10 years, Old Second Bancorp, Inc. had an annualized return of 14.33%, outperforming the S&P 500 benchmark which had an annualized return of 10.67%.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 10.84% | 15.38% |
| 1 month | 11.81% | 5.03% |
| 6 months | 25.89% | 6.71% |
| 1 year | 18.80% | 23.24% |
| 5 years (annualized) | 8.61% | 13.10% |
| 10 years (annualized) | 14.33% | 10.67% |
Monthly Returns
The table below presents the monthly returns of OSBC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -11.50% | -1.40% | 3.05% | -0.67% | 5.55% | 2.42% | 14.58% | 0.65% | 10.84% | ||||
| 2023 | 6.26% | -2.41% | -15.20% | -12.23% | -3.66% | 10.30% | 22.81% | -9.51% | -5.94% | 0.01% | 3.91% | 9.58% | -2.37% |
| 2022 | 7.07% | 5.96% | 1.97% | -4.75% | 10.89% | -12.38% | 5.36% | -2.35% | -4.88% | 23.03% | 9.13% | -8.13% | 29.23% |
| 2021 | -2.68% | 21.89% | 10.36% | 0.38% | 4.92% | -10.53% | -6.22% | 1.55% | 11.05% | 4.07% | -8.79% | 1.94% | 26.26% |
| 2020 | -8.72% | -13.39% | -35.06% | 19.24% | -6.44% | 1.04% | 7.07% | -1.80% | -8.26% | 14.20% | 12.98% | 4.55% | -24.70% |
| 2019 | 8.00% | 1.78% | -11.84% | 5.32% | -7.92% | 4.67% | 2.98% | -10.27% | 3.65% | -1.15% | 2.32% | 9.07% | 3.93% |
| 2018 | 7.77% | -6.46% | 1.09% | 2.95% | 4.55% | -3.68% | 7.71% | -0.32% | 0.00% | -7.89% | 3.16% | -11.38% | -4.50% |
| 2017 | -2.17% | 1.39% | 2.74% | 6.76% | -3.33% | -0.43% | 2.69% | -3.38% | 17.47% | 1.93% | -1.82% | 1.49% | 23.95% |
| 2016 | -9.31% | -5.91% | 7.17% | -0.01% | 0.98% | -5.53% | 10.70% | 8.08% | 1.84% | -6.62% | 18.71% | 20.11% | 41.50% |
| 2015 | 1.30% | 0.73% | 4.38% | 2.88% | 5.18% | 6.62% | -1.36% | -4.30% | 0.00% | 7.54% | 15.67% | 1.16% | 46.00% |
| 2014 | 0.65% | 5.81% | -6.50% | 3.48% | -1.05% | 5.52% | -2.62% | -1.86% | 1.26% | -0.21% | -1.67% | 13.77% | 16.23% |
| 2013 | 69.66% | 64.25% | -6.47% | 44.66% | 24.13% | -3.33% | 9.06% | -4.49% | -1.04% | -16.17% | -5.45% | 2.44% | 278.68% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of OSBC is 62, suggesting that the investment has average results relative to other stocks in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Old Second Bancorp, Inc. (OSBC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Old Second Bancorp, Inc. granted a 1.18% dividend yield in the last twelve months. The annual payout for that period amounted to $0.20 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.20 | $0.20 | $0.20 | $0.16 | $0.04 | $0.04 | $0.04 | $0.04 | $0.03 |
Dividend yield | 1.18% | 1.30% | 1.25% | 1.27% | 0.40% | 0.30% | 0.31% | 0.29% | 0.27% |
Monthly Dividends
The table displays the monthly dividend distributions for Old Second Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.15 | |||
| 2023 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.20 |
| 2022 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.20 |
| 2021 | $0.01 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.16 |
| 2020 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.04 |
| 2019 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.04 |
| 2018 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.04 |
| 2017 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.04 |
| 2016 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.03 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Old Second Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Old Second Bancorp, Inc. was 97.67%, occurring on Sep 3, 2010. The portfolio has not yet recovered.
The current Old Second Bancorp, Inc. drawdown is 41.58%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -97.67% | Feb 17, 2005 | 1397 | Sep 3, 2010 | — | — | — |
| -35.04% | Apr 3, 1998 | 392 | Mar 14, 2000 | 234 | May 11, 2001 | 626 |
| -20.93% | Sep 20, 1994 | 23 | Dec 7, 1994 | 90 | Sep 12, 1995 | 113 |
| -15.84% | Aug 23, 2001 | 20 | Sep 26, 2001 | 54 | Dec 17, 2001 | 74 |
| -14.39% | Apr 6, 2004 | 32 | May 20, 2004 | 66 | Aug 25, 2004 | 98 |
Volatility
Volatility Chart
The current Old Second Bancorp, Inc. volatility is 5.68%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of Old Second Bancorp, Inc. compared to its peers in the Banks - Regional industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for OSBC in comparison to other companies of the Banks - Regional industry. Currently, OSBC has a PE value of 9.0. This PE ratio falls in the average range for the industry.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for OSBC in comparison to other companies of the Banks - Regional industry. Currently, OSBC has a PEG value of 2.6. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Old Second Bancorp, Inc..
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Income Statement
| TTM | |
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| Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
| Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
| Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |