NRDS vs. TME
NRDS (NerdWallet, Inc.) and TME (Tencent Music Entertainment Group) are both stocks. NRDS operates in Credit Services (Financial Services), while TME operates in Internet Content & Information (Communication Services). Over the past 3 years, NRDS returned -0.42%/yr vs 7.36%/yr for TME. At a 0.24 correlation, their price movements are largely independent.
Performance
NRDS vs. TME - Performance Comparison
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Returns By Period
In the year-to-date period, NRDS achieves a -30.11% return, which is significantly higher than TME's -47.99% return.
NRDS
- 1D
- -1.56%
- 1M
- 13.01%
- 6M
- -31.87%
- YTD
- -30.11%
- 1Y
- -10.58%
- 3Y*
- -0.42%
- 5Y*
- —
- 10Y*
- —
TME
- 1D
- 0.34%
- 1M
- -4.10%
- 6M
- -47.45%
- YTD
- -47.99%
- 1Y
- -53.93%
- 3Y*
- 7.36%
- 5Y*
- -6.27%
- 10Y*
- —
NRDS vs. TME - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
NRDS NerdWallet, Inc. | -30.11% | 1.88% | -9.65% | 53.33% | -38.26% | -33.83% |
TME Tencent Music Entertainment Group | -47.99% | 56.39% | 27.12% | 8.82% | 20.88% | -14.80% |
Correlation
The correlation between NRDS and TME is 0.18, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.18 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.17 |
Correlation (All Time) Calculated using the full available price history since Nov 4, 2021 | 0.24 |
Fundamentals
NRDS:
$689.44M
TME:
$13.65B
NRDS:
$0.94
TME:
CN¥5.49
NRDS:
10.10
TME:
10.98
NRDS:
0.08
TME:
0.27
NRDS:
0.82
TME:
2.89
NRDS:
1.96
TME:
1.27
NRDS:
$849.60M
TME:
CN¥32.50B
NRDS:
$790.50M
TME:
CN¥18.52B
NRDS:
$128.50M
TME:
CN¥13.20B
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Return for Risk
NRDS vs. TME — Risk / Return Rank
NRDS
TME
NRDS vs. TME - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for NerdWallet, Inc. (NRDS) and Tencent Music Entertainment Group (TME). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NRDS | TME | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.83 | ||
| Sortino ratioReturn per unit of downside risk | +1.58 | ||
| Omega ratioGain probability vs. loss probability | 0.98 | 0.75 | +0.23 |
| Calmar ratioReturn relative to maximum drawdown | -0.31 | -0.80 | +0.49 |
| Martin ratioReturn relative to average drawdown | -0.60 | -1.29 | +0.68 |
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Drawdowns
NRDS vs. TME - Drawdown Comparison
The maximum NRDS drawdown since its inception was -77.00%, smaller than the maximum TME drawdown of -90.19%. Use the drawdown chart below to compare losses from any high point for NRDS and TME.
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Drawdown Indicators
| NRDS | TME | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.00% | -90.19% | +13.19% |
Max Drawdown (1Y)Largest decline over 1 year | -52.42% | -68.21% | +15.79% |
Max Drawdown (3Y)Largest decline over 3 years | -55.36% | -68.21% | +12.85% |
Max Drawdown (5Y)Largest decline over 5 years | — | -76.04% | — |
Current DrawdownCurrent decline from peak | -66.54% | -70.69% | +4.15% |
Average DrawdownAverage peak-to-trough decline | -57.35% | -52.20% | -5.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 26.96% | 42.35% | -15.39% |
Volatility
NRDS vs. TME - Volatility Comparison
NerdWallet, Inc. (NRDS) and Tencent Music Entertainment Group (TME) have volatilities of 9.29% and 9.14%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NRDS | TME | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.29% | 9.14% | +0.15% |
Volatility (6M)Calculated over the trailing 6-month period | 35.33% | 40.96% | -5.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 48.94% | 46.98% | +1.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 68.20% | 59.91% | +8.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 68.20% | 56.46% | +11.74% |
Dividends
NRDS vs. TME - Dividend Comparison
NRDS has not paid dividends to shareholders, while TME's dividend yield for the trailing twelve months is around 2.70%.
| Position | TTM | 2025 | 2024 |
|---|---|---|---|
NRDS NerdWallet, Inc. | 0.00% | 0.00% | 0.00% |
TME Tencent Music Entertainment Group | 2.70% | 1.03% | 1.21% |
Financials
NRDS vs. TME - Financials Comparison
This section allows you to compare key financial metrics between NerdWallet, Inc. and Tencent Music Entertainment Group. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NRDS vs. TME - Profitability Comparison
NRDS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, NerdWallet, Inc. reported a gross profit of 208.60M and revenue of 222.20M. Therefore, the gross margin over that period was 93.9%.
TME - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Tencent Music Entertainment Group reported a gross profit of 3.52B and revenue of 7.85B. Therefore, the gross margin over that period was 44.9%.
NRDS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, NerdWallet, Inc. reported an operating income of 27.20M and revenue of 222.20M, resulting in an operating margin of 12.2%.
TME - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Tencent Music Entertainment Group reported an operating income of 2.32B and revenue of 7.85B, resulting in an operating margin of 29.6%.
NRDS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, NerdWallet, Inc. reported a net income of 20.40M and revenue of 222.20M, resulting in a net margin of 9.2%.
TME - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Tencent Music Entertainment Group reported a net income of 2.08B and revenue of 7.85B, resulting in a net margin of 26.5%.
Frequently Asked Questions
NRDS and TME have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NRDS has higher volatility (9.29%) compared to TME (9.14%). In terms of maximum drawdown, NRDS dropped -77.00% vs TME's -90.19%.
NRDS currently has the higher Sharpe Ratio (-0.33 vs -1.16), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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