NRDS vs. STNE
NRDS (NerdWallet, Inc.) and STNE (StoneCo Ltd.) are both stocks. NRDS operates in Credit Services (Financial Services), while STNE operates in Software - Application (Technology). Over the past 3 years, NRDS returned -9.05%/yr vs 0.22%/yr for STNE. At a 0.36 correlation, their price movements are largely independent.
Performance
NRDS vs. STNE - Performance Comparison
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Returns By Period
In the year-to-date period, NRDS achieves a -37.27% return, which is significantly lower than STNE's -7.84% return.
NRDS
- 1D
- 1.43%
- 1M
- 9.11%
- YTD
- -37.27%
- 6M
- -41.14%
- 1Y
- -20.86%
- 3Y*
- -9.05%
- 5Y*
- —
- 10Y*
- —
STNE
- 1D
- 0.09%
- 1M
- 16.20%
- YTD
- -7.84%
- 6M
- -12.12%
- 1Y
- -2.22%
- 3Y*
- 0.22%
- 5Y*
- -26.45%
- 10Y*
- —
NRDS vs. STNE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
NRDS NerdWallet, Inc. | -37.27% | 1.88% | -9.65% | 53.33% | -38.26% | -33.83% |
STNE StoneCo Ltd. | -7.84% | 85.57% | -55.80% | 91.00% | -44.01% | -46.98% |
Correlation
The correlation between NRDS and STNE is 0.37, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.37 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.32 |
Correlation (All Time) Calculated using the full available price history since Nov 4, 2021 | 0.36 |
Fundamentals
NRDS:
$590.75M
STNE:
$2.85B
NRDS:
$0.93
STNE:
R$12.96
NRDS:
9.16
STNE:
4.43
NRDS:
0.07
STNE:
0.06
NRDS:
0.74
STNE:
1.32
NRDS:
1.76
STNE:
1.20
NRDS:
$849.60M
STNE:
R$11.69B
NRDS:
$790.50M
STNE:
R$8.11B
NRDS:
$128.50M
STNE:
R$3.75B
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Return for Risk
NRDS vs. STNE — Risk / Return Rank
NRDS
STNE
NRDS vs. STNE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for NerdWallet, Inc. (NRDS) and StoneCo Ltd. (STNE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NRDS | STNE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.39 | ||
| Sortino ratioReturn per unit of downside risk | -0.60 | ||
| Omega ratioGain probability vs. loss probability | 0.96 | 1.04 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | -0.40 | -0.06 | -0.34 |
| Martin ratioReturn relative to average drawdown | -0.86 | -0.11 | -0.75 |
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Drawdowns
NRDS vs. STNE - Drawdown Comparison
The maximum NRDS drawdown since its inception was -77.00%, smaller than the maximum STNE drawdown of -92.31%. Use the drawdown chart below to compare losses from any high point for NRDS and STNE.
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Drawdown Indicators
| NRDS | STNE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.00% | -92.31% | +15.31% |
Max Drawdown (1Y)Largest decline over 1 year | -52.42% | -40.22% | -12.20% |
Max Drawdown (3Y)Largest decline over 3 years | -55.36% | -57.64% | +2.28% |
Max Drawdown (5Y)Largest decline over 5 years | — | -89.72% | — |
Current DrawdownCurrent decline from peak | -69.96% | -85.51% | +15.55% |
Average DrawdownAverage peak-to-trough decline | -57.18% | -61.22% | +4.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 24.34% | 20.10% | +4.24% |
Volatility
NRDS vs. STNE - Volatility Comparison
The current volatility for NerdWallet, Inc. (NRDS) is 10.32%, while StoneCo Ltd. (STNE) has a volatility of 14.09%. This indicates that NRDS experiences smaller price fluctuations and is considered to be less risky than STNE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NRDS | STNE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.32% | 14.09% | -3.77% |
Volatility (6M)Calculated over the trailing 6-month period | 35.93% | 39.14% | -3.21% |
Volatility (1Y)Calculated over the trailing 1-year period | 48.40% | 51.30% | -2.90% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 68.59% | 64.94% | +3.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 68.59% | 67.40% | +1.19% |
Dividends
NRDS vs. STNE - Dividend Comparison
NRDS has not paid dividends to shareholders, while STNE's dividend yield for the trailing twelve months is around 22.47%.
| Position | TTM |
|---|---|
NRDS NerdWallet, Inc. | 0.00% |
STNE StoneCo Ltd. | 22.47% |
Financials
NRDS vs. STNE - Financials Comparison
This section allows you to compare key financial metrics between NerdWallet, Inc. and StoneCo Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
NRDS and STNE have a correlation of 0.37, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
STNE has higher volatility (14.09%) compared to NRDS (10.32%). In terms of maximum drawdown, NRDS dropped -77.00% vs STNE's -92.31%.
STNE currently has the higher Sharpe Ratio (-0.04 vs -0.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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