STNE vs. NU
STNE (StoneCo Ltd.) and NU (Nu Holdings Ltd.) are both stocks. STNE operates in Software - Application (Technology), while NU operates in Banks - Diversified (Financial Services). Over the past 3 years, STNE returned -1.37%/yr vs 19.16%/yr for NU. A 0.57 correlation means they provide meaningful diversification when combined.
Performance
STNE vs. NU - Performance Comparison
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Returns By Period
In the year-to-date period, STNE achieves a -12.10% return, which is significantly higher than NU's -23.60% return.
STNE
- 1D
- 1.42%
- 1M
- -2.36%
- YTD
- -12.10%
- 6M
- -8.06%
- 1Y
- -10.46%
- 3Y*
- -1.37%
- 5Y*
- -28.40%
- 10Y*
- —
NU
- 1D
- 0.63%
- 1M
- 0.47%
- YTD
- -23.60%
- 6M
- -23.04%
- 1Y
- 5.35%
- 3Y*
- 19.16%
- 5Y*
- —
- 10Y*
- —
STNE vs. NU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
STNE StoneCo Ltd. | -12.10% | 85.57% | -55.80% | 91.00% | -44.01% | -4.20% |
NU Nu Holdings Ltd. | -23.60% | 61.58% | 24.37% | 104.67% | -56.61% | -16.62% |
Correlation
The correlation between STNE and NU is 0.62, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.62 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.53 |
Correlation (All Time) Calculated using the full available price history since Dec 9, 2021 | 0.57 |
The correlation between STNE and NU has been stable across timeframes, ranging from 0.53 to 0.62 - a consistent structural relationship.
Fundamentals
STNE:
$2.72B
NU:
$62.80B
STNE:
R$12.96
NU:
$0.65
STNE:
4.27
NU:
19.71
STNE:
0.06
NU:
0.30
STNE:
1.27
NU:
3.58
STNE:
1.16
NU:
4.99
STNE:
R$11.69B
NU:
$17.54B
STNE:
R$8.11B
NU:
$7.67B
STNE:
R$3.75B
NU:
$4.14B
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Return for Risk
STNE vs. NU — Risk / Return Rank
STNE
NU
STNE vs. NU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for StoneCo Ltd. (STNE) and Nu Holdings Ltd. (NU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| STNE | NU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.35 | ||
| Sortino ratioReturn per unit of downside risk | -0.41 | ||
| Omega ratioGain probability vs. loss probability | 1.01 | 1.06 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | -0.26 | 0.14 | -0.40 |
| Martin ratioReturn relative to average drawdown | -0.51 | 0.33 | -0.84 |
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Drawdowns
STNE vs. NU - Drawdown Comparison
The maximum STNE drawdown since its inception was -92.31%, which is greater than NU's maximum drawdown of -72.07%. Use the drawdown chart below to compare losses from any high point for STNE and NU.
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Drawdown Indicators
| STNE | NU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.31% | -72.07% | -20.24% |
Max Drawdown (1Y)Largest decline over 1 year | -40.22% | -38.17% | -2.05% |
Max Drawdown (3Y)Largest decline over 3 years | -57.64% | -39.58% | -18.06% |
Max Drawdown (5Y)Largest decline over 5 years | -89.72% | — | — |
Current DrawdownCurrent decline from peak | -86.18% | -31.82% | -54.36% |
Average DrawdownAverage peak-to-trough decline | -61.29% | -29.78% | -31.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 20.62% | 16.02% | +4.60% |
Volatility
STNE vs. NU - Volatility Comparison
The current volatility for StoneCo Ltd. (STNE) is 11.47%, while Nu Holdings Ltd. (NU) has a volatility of 13.41%. This indicates that STNE experiences smaller price fluctuations and is considered to be less risky than NU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| STNE | NU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.47% | 13.41% | -1.94% |
Volatility (6M)Calculated over the trailing 6-month period | 38.92% | 28.95% | +9.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 50.47% | 38.22% | +12.25% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 64.96% | 58.38% | +6.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 67.32% | 58.38% | +8.94% |
Dividends
STNE vs. NU - Dividend Comparison
STNE's dividend yield for the trailing twelve months is around 23.56%, while NU has not paid dividends to shareholders.
| Position | TTM |
|---|---|
NU Nu Holdings Ltd. | 0.00% |
STNE StoneCo Ltd. | 23.56% |
Financials
STNE vs. NU - Financials Comparison
This section allows you to compare key financial metrics between StoneCo Ltd. and Nu Holdings Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
STNE and NU have a correlation of 0.62, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NU has higher volatility (13.41%) compared to STNE (11.47%). In terms of maximum drawdown, STNE dropped -92.31% vs NU's -72.07%.
NU currently has the higher Sharpe Ratio (0.14 vs -0.21), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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