NPFE vs. SCHB

Last updated Jun 6, 2026

NPFE (NPF Core Equity ETF) and SCHB (Schwab U.S. Broad Market ETF) are both Large Cap Blend Equities funds. NPFE is actively managed, while SCHB is passively managed. Their correlation of 0.91 suggests significant overlap in exposure. NPFE charges 0.40%/yr vs 0.03%/yr for SCHB.

Performance

NPFE vs. SCHB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in NPF Core Equity ETF (NPFE) and Schwab U.S. Broad Market ETF (SCHB). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

NPFE

• 1D: -1.98%
• 1M: 0.05%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SCHB

• 1D: -2.70%
• 1M: 0.39%
• YTD: 8.76%
• 6M: 8.28%
• 1Y: 25.82%
• 3Y*: 21.10%
• 5Y*: 12.24%
• 10Y*: 14.69%

*Multi-year figures are annualized to reflect compound growth (CAGR)

NPFE vs. SCHB - Yearly Performance Comparison

	2026 (YTD)
NPFE NPF Core Equity ETF	6.29%
SCHB Schwab U.S. Broad Market ETF	9.47%

Correlation

The correlation between NPFE and SCHB is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since Mar 12, 2026	0.91

Return for Risk

NPFE vs. SCHB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SCHB

SCHB Risk / Return Rank: 64
SCHB Sharpe Ratio Rank: 64
SCHB Sortino Ratio Rank: 61
SCHB Omega Ratio Rank: 64
SCHB Calmar Ratio Rank: 60
SCHB Martin Ratio Rank: 72

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NPFE vs. SCHB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for NPF Core Equity ETF (NPFE) and Schwab U.S. Broad Market ETF (SCHB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	NPFE	SCHB	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	2.09	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.71	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.80	—
Sharpe Ratio (All Time) Calculated using the full available price history	1.91	0.82	+1.08

Drawdowns

NPFE vs. SCHB - Drawdown Comparison

The maximum NPFE drawdown since its inception was -5.36%, smaller than the maximum SCHB drawdown of -35.27%. Use the drawdown chart below to compare losses from any high point for NPFE and SCHB.

Drawdown Indicators

	NPFE	SCHB	Difference
Max Drawdown Largest peak-to-trough decline	-5.36%	-35.27%	+29.91%
Max Drawdown (1Y) Largest decline over 1 year	—	-8.91%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-19.34%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-25.41%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.27%	—
Current Drawdown Current decline from peak	-1.98%	-2.97%	+0.99%
Average Drawdown Average peak-to-trough decline	-0.98%	-4.11%	+3.13%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	1.95%	—

Volatility

Volatility by Period

	NPFE	SCHB	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	3.95%	—
Volatility (6M) Calculated over the trailing 6-month period	—	9.56%	—
Volatility (1Y) Calculated over the trailing 1-year period	15.45%	12.43%	+3.02%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.45%	17.28%	-1.83%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.45%	18.33%	-2.88%

NPFE vs. SCHB - Expense Ratio Comparison

NPFE has a 0.40% expense ratio, which is higher than SCHB's 0.03% expense ratio.

Dividends

NPFE vs. SCHB - Dividend Comparison

NPFE has not paid dividends to shareholders, while SCHB's dividend yield for the trailing twelve months is around 1.04%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
NPFE NPF Core Equity ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SCHB Schwab U.S. Broad Market ETF	1.04%	1.11%	1.24%	1.40%	1.61%	1.21%	1.63%	1.80%	2.00%	1.65%	1.86%	2.00%

Frequently Asked Questions

Can I hold both NPFE and SCHB in my portfolio?

With a correlation of 0.91, NPFE and SCHB move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, NPFE or SCHB?

On fees, SCHB is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, NPFE or SCHB?

SCHB is cheaper with a 0.03% expense ratio, compared with 0.40% for NPFE.

Which ETF pays a higher dividend yield, NPFE or SCHB?

SCHB has the higher dividend yield at 1.04%, compared with 0.00% for NPFE.

What is the main difference between NPFE and SCHB?

They also come from different issuers: NPF Investment Advisors and Charles Schwab. Their fees differ too: 0.40% for NPFE and 0.03% for SCHB.