SCHB vs. VTI

Last updated Apr 1, 2026

Compare and contrast key facts about Schwab U.S. Broad Market ETF (SCHB) and Vanguard Total Stock Market ETF (VTI).

SCHB and VTI are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. SCHB is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Broad Stock Market Total Return Index. It was launched on Nov 3, 2009. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016. Both SCHB and VTI are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.

Performance

SCHB vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab U.S. Broad Market ETF (SCHB) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

SCHB vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SCHB Schwab U.S. Broad Market ETF	-4.05%	16.94%	23.93%	26.16%	-19.46%	25.84%	20.76%	30.79%	-5.43%	21.20%
VTI Vanguard Total Stock Market ETF	-4.01%	17.10%	23.81%	26.05%	-19.52%	25.68%	21.08%	30.67%	-5.23%	21.21%

Returns By Period

The year-to-date returns for both investments are quite close, with SCHB having a -4.05% return and VTI slightly higher at -4.01%. Both investments have delivered pretty close results over the past 10 years, with SCHB having a 13.57% annualized return and VTI not far ahead at 13.60%.

SCHB

• 1D: 2.91%
• 1M: -4.99%
• YTD: -4.05%
• 6M: -1.80%
• 1Y: 17.96%
• 3Y*: 17.85%
• 5Y*: 10.52%
• 10Y*: 13.57%

VTI

• 1D: 2.93%
• 1M: -5.00%
• YTD: -4.01%
• 6M: -1.66%
• 1Y: 18.11%
• 3Y*: 17.84%
• 5Y*: 10.46%
• 10Y*: 13.60%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SCHB vs. VTI - Expense Ratio Comparison

Both SCHB and VTI have an expense ratio of 0.03%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

SCHB

Schwab U.S. Broad Market ETF

VTI

Vanguard Total Stock Market ETF

Return for Risk

SCHB vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SCHB

SCHB Risk / Return Rank: 65
SCHB Sharpe Ratio Rank: 59
SCHB Sortino Ratio Rank: 62
SCHB Omega Ratio Rank: 65
SCHB Calmar Ratio Rank: 64
SCHB Martin Ratio Rank: 74

VTI

VTI Risk / Return Rank: 65
VTI Sharpe Ratio Rank: 58
VTI Sortino Ratio Rank: 62
VTI Omega Ratio Rank: 65
VTI Calmar Ratio Rank: 65
VTI Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SCHB vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab U.S. Broad Market ETF (SCHB) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SCHB	VTI	Difference
Sharpe ratio Return per unit of total volatility	0.98	0.96	+0.03
Sortino ratio Return per unit of downside risk	1.50	1.48	+0.02
Omega ratio Gain probability vs. loss probability	1.23	1.23	0.00
Calmar ratio Return relative to maximum drawdown	1.51	1.52	-0.01
Martin ratio Return relative to average drawdown	7.15	7.26	-0.11
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SCHB vs. VTI - Sharpe Ratio Comparison

The current SCHB Sharpe Ratio is 0.98, which is comparable to the VTI Sharpe Ratio of 0.96. The chart below compares the historical Sharpe Ratios of SCHB and VTI, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	SCHB	VTI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.98	0.96	+0.03
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.61	0.60	+0.01
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.74	0.75	0.00
Sharpe Ratio (All Time) Calculated using the full available price history	0.78	0.48	+0.30

Correlation

The correlation between SCHB and VTI is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

SCHB vs. VTI - Dividend Comparison

SCHB's dividend yield for the trailing twelve months is around 1.18%, which matches VTI's 1.17% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SCHB Schwab U.S. Broad Market ETF	1.18%	1.11%	1.24%	1.40%	1.61%	1.21%	1.63%	1.80%	2.00%	1.65%	1.86%	2.00%
VTI Vanguard Total Stock Market ETF	1.17%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Drawdowns

SCHB vs. VTI - Drawdown Comparison

The maximum SCHB drawdown since its inception was -35.27%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for SCHB and VTI.

Drawdown Indicators

	SCHB	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-35.27%	-55.45%	+20.18%
Max Drawdown (1Y) Largest decline over 1 year	-12.22%	-12.30%	+0.08%
Max Drawdown (5Y) Largest decline over 5 years	-25.41%	-25.36%	-0.05%
Max Drawdown (10Y) Largest decline over 10 years	-35.27%	-35.00%	-0.27%
Current Drawdown Current decline from peak	-6.26%	-6.25%	-0.01%
Average Drawdown Average peak-to-trough decline	-4.15%	-8.08%	+3.93%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.58%	2.58%	0.00%

Volatility

SCHB vs. VTI - Volatility Comparison

Schwab U.S. Broad Market ETF (SCHB) and Vanguard Total Stock Market ETF (VTI) have volatilities of 5.48% and 5.45%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SCHB	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.48%	5.45%	+0.03%
Volatility (6M) Calculated over the trailing 6-month period	9.75%	9.73%	+0.02%
Volatility (1Y) Calculated over the trailing 1-year period	18.33%	19.01%	-0.68%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.25%	17.42%	-0.17%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.30%	18.29%	+0.01%