MUROX vs. TDIFX
Compare and contrast key facts about Mutual of America 2055 Retirement Fund (MUROX) and Dimensional Retirement Income Fund (TDIFX).
MUROX is managed by Mutual of America. It was launched on Nov 29, 2021. TDIFX is managed by Dimensional. It was launched on Nov 1, 2015.
Performance
MUROX vs. TDIFX - Performance Comparison
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MUROX vs. TDIFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
MUROX Mutual of America 2055 Retirement Fund | -1.43% | 18.33% | 14.65% | 15.94% | -16.52% | 18.58% | 943.28% |
TDIFX Dimensional Retirement Income Fund | 0.21% | 7.22% | 6.21% | 7.76% | -9.37% | 14.53% | 8.83% |
Returns By Period
In the year-to-date period, MUROX achieves a -1.43% return, which is significantly lower than TDIFX's 0.21% return.
MUROX
- 1D
- 2.65%
- 1M
- -5.30%
- YTD
- -1.43%
- 6M
- 0.87%
- 1Y
- 17.68%
- 3Y*
- 13.67%
- 5Y*
- 7.08%
- 10Y*
- —
TDIFX
- 1D
- 0.59%
- 1M
- -1.59%
- YTD
- 0.21%
- 6M
- 0.88%
- 1Y
- 5.68%
- 3Y*
- 5.90%
- 5Y*
- 4.81%
- 10Y*
- 4.81%
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MUROX vs. TDIFX - Expense Ratio Comparison
MUROX has a 0.11% expense ratio, which is higher than TDIFX's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
MUROX vs. TDIFX — Risk / Return Rank
MUROX
TDIFX
MUROX vs. TDIFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Mutual of America 2055 Retirement Fund (MUROX) and Dimensional Retirement Income Fund (TDIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| MUROX | TDIFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.15 | 1.47 | -0.32 |
Sortino ratioReturn per unit of downside risk | 1.65 | 2.07 | -0.42 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.31 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.00 | 1.47 | -0.47 |
Martin ratioReturn relative to average drawdown | 4.71 | 6.12 | -1.41 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| MUROX | TDIFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.15 | 1.47 | -0.32 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.46 | 0.84 | -0.38 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.96 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.17 | 1.00 | -0.84 |
Correlation
The correlation between MUROX and TDIFX is 0.64, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
MUROX vs. TDIFX - Dividend Comparison
MUROX's dividend yield for the trailing twelve months is around 8.06%, more than TDIFX's 2.06% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
MUROX Mutual of America 2055 Retirement Fund | 8.06% | 7.95% | 6.25% | 2.08% | 10.92% | 3.20% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
TDIFX Dimensional Retirement Income Fund | 2.06% | 1.77% | 3.11% | 3.09% | 4.66% | 9.39% | 1.39% | 1.98% | 2.11% | 0.98% | 0.89% |
Drawdowns
MUROX vs. TDIFX - Drawdown Comparison
The maximum MUROX drawdown since its inception was -33.58%, which is greater than TDIFX's maximum drawdown of -12.21%. Use the drawdown chart below to compare losses from any high point for MUROX and TDIFX.
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Drawdown Indicators
| MUROX | TDIFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.58% | -12.21% | -21.37% |
Max Drawdown (1Y)Largest decline over 1 year | -11.14% | -2.84% | -8.30% |
Max Drawdown (5Y)Largest decline over 5 years | -23.84% | -12.21% | -11.63% |
Max Drawdown (10Y)Largest decline over 10 years | — | -12.21% | — |
Current DrawdownCurrent decline from peak | -6.36% | -1.83% | -4.53% |
Average DrawdownAverage peak-to-trough decline | -5.71% | -1.77% | -3.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.90% | 0.84% | +2.06% |
Volatility
MUROX vs. TDIFX - Volatility Comparison
Mutual of America 2055 Retirement Fund (MUROX) has a higher volatility of 4.80% compared to Dimensional Retirement Income Fund (TDIFX) at 1.51%. This indicates that MUROX's price experiences larger fluctuations and is considered to be riskier than TDIFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| MUROX | TDIFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.80% | 1.51% | +3.29% |
Volatility (6M)Calculated over the trailing 6-month period | 9.22% | 2.32% | +6.90% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.50% | 4.34% | +13.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.58% | 5.89% | +11.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 385.25% | 5.05% | +380.20% |