MEDI vs. GERM

Last updated Jun 4, 2026

MEDI (Harbor Health Care ETF) and GERM (Amplify Treatments, Testing and Advancements ETF) are both Health & Biotech Equities funds. MEDI is actively managed, while GERM is passively managed. Over the past year, MEDI returned 18.27% vs 0.00% for GERM. MEDI charges 0.80%/yr vs 0.68%/yr for GERM.

Performance

MEDI vs. GERM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Harbor Health Care ETF (MEDI) and Amplify Treatments, Testing and Advancements ETF (GERM). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

MEDI

• 1D: 1.06%
• 1M: -0.93%
• YTD: -4.02%
• 6M: -4.83%
• 1Y: 18.27%
• 3Y*: 12.46%
• 5Y*: —
• 10Y*: —

GERM

• 1D: 0.00%
• 1M: 0.00%
• YTD: 0.00%
• 6M: 0.00%
• 1Y: 0.00%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

MEDI vs. GERM - Yearly Performance Comparison

	2026 (YTD)	2025	2024
MEDI Harbor Health Care ETF	-4.02%	27.11%	-5.61%
GERM Amplify Treatments, Testing and Advancements ETF	0.00%	0.00%	0.00%

MEDI vs. GERM - Sectors Allocation Comparison

Sectors	MEDI	GERM
Healthcare	100.0%	99.3%
Basic Materials	-	-
Communication Services	-	-
Consumer Cyclical	-	-
Consumer Defensive	-	-
Energy	-	-
Financial Services	-	0.4%
Industrials	-	-
Real Estate	-	-
Technology	-	-
Utilities	-	-

Return for Risk

MEDI vs. GERM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MEDI

MEDI Risk / Return Rank: 26
MEDI Sharpe Ratio Rank: 26
MEDI Sortino Ratio Rank: 27
MEDI Omega Ratio Rank: 24
MEDI Calmar Ratio Rank: 25
MEDI Martin Ratio Rank: 26

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MEDI vs. GERM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Harbor Health Care ETF (MEDI) and Amplify Treatments, Testing and Advancements ETF (GERM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	MEDI	GERM	Difference
Sharpe ratio Return per unit of total volatility	0.93	—	—
Sortino ratio Return per unit of downside risk	1.46	—	—
Omega ratio Gain probability vs. loss probability	1.17	—	—
Calmar ratio Return relative to maximum drawdown	1.20	—	—
Martin ratio Return relative to average drawdown	3.59	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	MEDI	GERM	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.93	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.74	—	—

Drawdowns

MEDI vs. GERM - Drawdown Comparison

The maximum MEDI drawdown since its inception was -19.24%, which is greater than GERM's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for MEDI and GERM.

Drawdown Indicators

	MEDI	GERM	Difference
Max Drawdown Largest peak-to-trough decline	-19.24%	0.00%	-19.24%
Max Drawdown (1Y) Largest decline over 1 year	-15.34%	0.00%	-15.34%
Max Drawdown (3Y) Largest decline over 3 years	-19.24%	—	—
Current Drawdown Current decline from peak	-8.01%	0.00%	-8.01%
Average Drawdown Average peak-to-trough decline	-4.28%	0.00%	-4.28%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.10%	0.00%	+5.10%

Volatility

MEDI vs. GERM - Volatility Comparison

Harbor Health Care ETF (MEDI) has a higher volatility of 6.02% compared to Amplify Treatments, Testing and Advancements ETF (GERM) at 0.00%. This indicates that MEDI's price experiences larger fluctuations and is considered to be riskier than GERM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	MEDI	GERM	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.02%	0.00%	+6.02%
Volatility (6M) Calculated over the trailing 6-month period	15.42%	0.00%	+15.42%
Volatility (1Y) Calculated over the trailing 1-year period	19.82%	0.00%	+19.82%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	18.63%	0.00%	+18.63%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.63%	0.00%	+18.63%

MEDI vs. GERM - Expense Ratio Comparison

MEDI has a 0.80% expense ratio, which is higher than GERM's 0.68% expense ratio.

Dividends

MEDI vs. GERM - Dividend Comparison

MEDI's dividend yield for the trailing twelve months is around 0.29%, while GERM has not paid dividends to shareholders.

Position	TTM	2025	2024	2023
GERM Amplify Treatments, Testing and Advancements ETF	0.00%	0.00%	0.00%	0.00%
MEDI Harbor Health Care ETF	0.29%	0.28%	0.54%	1.86%

Frequently Asked Questions

Which is riskier, MEDI or GERM?

MEDI has higher volatility (6.02%) compared to GERM (0.00%). In terms of maximum drawdown, MEDI dropped -19.24% vs GERM's 0.00%.

Which ETF is better, MEDI or GERM?

On 1-year performance, MEDI leads with 18.27% vs 0.00% for GERM. On fees, GERM is cheaper at 0.68% per year. On volatility, GERM has been the lower-risk option at 0.00%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, MEDI or GERM?

Over the 1-year period, MEDI has performed better with a 18.27% return vs 0.00%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, MEDI or GERM?

GERM is cheaper with a 0.68% expense ratio, compared with 0.80% for MEDI.

Which ETF pays a higher dividend yield, MEDI or GERM?

MEDI has the higher dividend yield at 0.29%, compared with 0.00% for GERM.

What is the main difference between MEDI and GERM?

They also come from different issuers: Harbor and Amplify. Their fees differ too: 0.80% for MEDI and 0.68% for GERM.