M4I.DE vs. V

Last updated Jun 5, 2026

M4I.DE (Mastercard Inc) and V (Visa Inc.) are both stocks. Both operate in the Credit Services industry within the Financial Services sector. Over the past 5 years, M4I.DE returned 7.39%/yr vs 9.03%/yr for V. A 0.57 correlation means they provide meaningful diversification when combined.

Performance

M4I.DE vs. V - Performance Comparison

The chart below illustrates the hypothetical performance of a €10,000 investment in Mastercard Inc (M4I.DE) and Visa Inc. (V). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

M4I.DE is traded in EUR, while V is traded in USD. To make them comparable, the V values have been converted to EUR using the latest available exchange rates.

Returns By Period

In the year-to-date period, M4I.DE achieves a -14.82% return, which is significantly lower than V's -5.54% return.

M4I.DE

• 1D: 3.97%
• 1M: -0.79%
• YTD: -14.82%
• 6M: -11.34%
• 1Y: -18.27%
• 3Y*: 6.91%
• 5Y*: 7.39%
• 10Y*: —

V

• 1D: 1.87%
• 1M: 3.71%
• YTD: -5.54%
• 6M: -0.88%
• 1Y: -11.67%
• 3Y*: 10.42%
• 5Y*: 9.03%
• 10Y*: 15.56%

*Multi-year figures are annualized to reflect compound growth (CAGR)

M4I.DE vs. V - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
M4I.DE Mastercard Inc	-14.82%	-2.53%	31.81%	20.01%	1.73%	13.01%	5.55%	4.31%
V Visa Inc.	-5.54%	-1.50%	30.39%	22.52%	2.58%	7.14%	7.47%	2.15%

Correlation

The correlation between M4I.DE and V is 0.59, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.59
Correlation (3Y) Calculated over the trailing 3-year period	0.55
Correlation (5Y) Calculated over the trailing 5-year period	0.58
Correlation (All Time) Calculated using the full available price history since Nov 21, 2019	0.57

The correlation between M4I.DE and V has been stable across timeframes, ranging from 0.55 to 0.59 - a consistent structural relationship.

Return for Risk

M4I.DE vs. V — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

M4I.DE

M4I.DE Risk / Return Rank: 9
M4I.DE Sharpe Ratio Rank: 8
M4I.DE Sortino Ratio Rank: 11
M4I.DE Omega Ratio Rank: 12
M4I.DE Calmar Ratio Rank: 10
M4I.DE Martin Ratio Rank: 3

V

V Risk / Return Rank: 20
V Sharpe Ratio Rank: 20
V Sortino Ratio Rank: 18
V Omega Ratio Rank: 18
V Calmar Ratio Rank: 22
V Martin Ratio Rank: 21

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

M4I.DE vs. V - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Mastercard Inc (M4I.DE) and Visa Inc. (V). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	M4I.DE	V	Difference
Sharpe ratio: Return per unit of total volatility	-0.83	-0.51	-0.31
Sortino ratio: Return per unit of downside risk	-1.03	-0.60	-0.43
Omega ratio: Gain probability vs. loss probability	0.88	0.93	-0.05
Calmar ratio: Return relative to maximum drawdown	-0.82	-0.57	-0.25
Martin ratio: Return relative to average drawdown	-1.69	-0.95	-0.74
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

M4I.DE vs. V - Sharpe Ratio Comparison

The current M4I.DE Sharpe Ratio is -0.83, which is lower than the V Sharpe Ratio of -0.51. The chart below compares the historical Sharpe Ratios of M4I.DE and V, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	M4I.DE	V	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.83	-0.51	-0.31
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.31	0.39	-0.08
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.63	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.30	0.75	-0.46

Drawdowns

M4I.DE vs. V - Drawdown Comparison

The maximum M4I.DE drawdown since its inception was -39.36%, smaller than the maximum V drawdown of -43.60%. Use the drawdown chart below to compare losses from any high point for M4I.DE and V.

Drawdown Indicators

	M4I.DE	V	Difference
Max Drawdown Largest peak-to-trough decline	-39.36%	-43.60%	+4.24%
Max Drawdown (1Y) Largest decline over 1 year	-21.97%	-20.52%	-1.45%
Max Drawdown (3Y) Largest decline over 3 years	-26.74%	-26.00%	-0.74%
Max Drawdown (5Y) Largest decline over 5 years	-26.74%	-26.00%	-0.74%
Max Drawdown (10Y) Largest decline over 10 years	—	-35.88%	—
Current Drawdown Current decline from peak	-23.84%	-18.89%	-4.95%
Average Drawdown Average peak-to-trough decline	-8.47%	-8.01%	-0.46%
Ulcer Index Depth and duration of drawdowns from previous peaks	10.69%	12.30%	-1.61%

Volatility

M4I.DE vs. V - Volatility Comparison

Mastercard Inc (M4I.DE) has a higher volatility of 8.51% compared to Visa Inc. (V) at 5.84%. This indicates that M4I.DE's price experiences larger fluctuations and is considered to be riskier than V based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	M4I.DE	V	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.51%	5.84%	+2.67%
Volatility (6M) Calculated over the trailing 6-month period	16.76%	17.90%	-1.14%
Volatility (1Y) Calculated over the trailing 1-year period	21.83%	22.88%	-1.05%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	23.61%	23.01%	+0.60%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	26.95%	24.94%	+2.01%

Dividends

M4I.DE vs. V - Dividend Comparison

M4I.DE's dividend yield for the trailing twelve months is around 0.58%, less than V's 0.80% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
M4I.DE Mastercard Inc	0.58%	0.48%	0.41%	0.47%	0.50%	0.40%	0.43%	0.00%	0.00%	0.00%	0.00%	0.00%
V Visa Inc.	0.80%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%

Financials

Frequently Asked Questions

Can I hold both M4I.DE and V in my portfolio?

M4I.DE and V have a correlation of 0.59, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.