LU vs. AVDX

Last updated Jun 13, 2026

LU (Lufax Holding Ltd) and AVDX (AvidXchange Holdings, Inc.) are both stocks. LU operates in Credit Services (Financial Services), while AVDX operates in Software - Infrastructure (Technology). At a 0.18 correlation, their price movements are largely independent.

Performance

LU vs. AVDX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Lufax Holding Ltd (LU) and AvidXchange Holdings, Inc. (AVDX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

LU

• 1D: -0.75%
• 1M: -32.14%
• YTD: -48.05%
• 6M: -50.00%
• 1Y: -54.45%
• 3Y*: -22.60%
• 5Y*: -40.59%
• 10Y*: —

AVDX

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

LU vs. AVDX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
LU Lufax Holding Ltd	-48.05%	7.11%	73.97%	-58.03%	-60.48%	-23.19%
AVDX AvidXchange Holdings, Inc.	0.00%	-3.29%	-16.55%	24.65%	-34.00%	-37.61%

Correlation

The correlation between LU and AVDX is 0.19, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.19
Correlation (3Y) Calculated over the trailing 3-year period	0.08
Correlation (All Time) Calculated using the full available price history since Oct 13, 2021	0.18

The correlation between LU and AVDX shifts across timeframes, from 0.08 (3 years) to 0.19 (1 year), reflecting how their relationship changes across market environments.

Fundamentals

Total Revenue (TTM) LU : CN¥31.92B AVDX : $446.72M
Gross Profit (TTM) LU : CN¥13.50B AVDX : $323.96M
EBITDA (TTM) LU : -CN¥1.26B AVDX : $36.84M

Return for Risk

LU vs. AVDX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

LU

LU Risk / Return Rank: 7
LU Sharpe Ratio Rank: 5
LU Sortino Ratio Rank: 4
LU Omega Ratio Rank: 6
LU Calmar Ratio Rank: 13
LU Martin Ratio Rank: 9

AVDX

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

LU vs. AVDX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Lufax Holding Ltd (LU) and AvidXchange Holdings, Inc. (AVDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	LU	AVDX	Difference
Sharpe ratio: Return per unit of total volatility	-1.03	—	—
Sortino ratio: Return per unit of downside risk	-1.74	—	—
Omega ratio: Gain probability vs. loss probability	0.80	—	—
Calmar ratio: Return relative to maximum drawdown	-0.78	—	—
Martin ratio: Return relative to average drawdown	-1.40	—	—

Drawdowns

Drawdown Indicators

	LU	AVDX	Difference
Max Drawdown Largest peak-to-trough decline	-96.68%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-69.77%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-69.77%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-94.84%	—	—
Current Drawdown Current decline from peak	-95.42%	—	—
Average Drawdown Average peak-to-trough decline	-78.39%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	38.81%	—	—

Volatility

Volatility by Period

	LU	AVDX	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.70%	—	—
Volatility (6M) Calculated over the trailing 6-month period	34.40%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	53.01%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	76.61%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	76.27%	—	—

Dividends

LU vs. AVDX - Dividend Comparison

Neither LU nor AVDX has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022
AVDX AvidXchange Holdings, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%
LU Lufax Holding Ltd	0.00%	0.00%	101.26%	11.60%	26.29%

Financials

Frequently Asked Questions

Can I hold both LU and AVDX in my portfolio?

LU and AVDX have a correlation of 0.19, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.