LTSTX vs. FRKMX
Compare and contrast key facts about Principal LifeTime 2025 Fund (LTSTX) and Fidelity Managed Retirement Income Fund Class K (FRKMX).
LTSTX is managed by Principal. It was launched on Feb 28, 2008. FRKMX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
LTSTX vs. FRKMX - Performance Comparison
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LTSTX vs. FRKMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
LTSTX Principal LifeTime 2025 Fund | -2.64% | 12.16% | 11.91% | 13.30% | -15.23% | 10.91% | 13.70% | 5.83% |
FRKMX Fidelity Managed Retirement Income Fund Class K | -0.48% | 9.91% | 4.40% | 8.17% | -11.57% | 2.88% | 8.68% | 3.08% |
Returns By Period
In the year-to-date period, LTSTX achieves a -2.64% return, which is significantly lower than FRKMX's -0.48% return.
LTSTX
- 1D
- 0.09%
- 1M
- -5.07%
- YTD
- -2.64%
- 6M
- -1.15%
- 1Y
- 8.41%
- 3Y*
- 9.82%
- 5Y*
- 4.89%
- 10Y*
- 7.44%
FRKMX
- 1D
- 0.26%
- 1M
- -3.17%
- YTD
- -0.48%
- 6M
- 0.79%
- 1Y
- 7.15%
- 3Y*
- 6.03%
- 5Y*
- 2.48%
- 10Y*
- —
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LTSTX vs. FRKMX - Expense Ratio Comparison
LTSTX has a 0.01% expense ratio, which is lower than FRKMX's 0.35% expense ratio.
Return for Risk
LTSTX vs. FRKMX — Risk / Return Rank
LTSTX
FRKMX
LTSTX vs. FRKMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2025 Fund (LTSTX) and Fidelity Managed Retirement Income Fund Class K (FRKMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LTSTX | FRKMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 1.59 | -0.57 |
Sortino ratioReturn per unit of downside risk | 1.47 | 2.20 | -0.73 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.32 | -0.10 |
Calmar ratioReturn relative to maximum drawdown | 1.21 | 2.13 | -0.92 |
Martin ratioReturn relative to average drawdown | 5.61 | 8.58 | -2.97 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LTSTX | FRKMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | 1.59 | -0.57 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.48 | +0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.76 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.45 | 0.69 | -0.24 |
Correlation
The correlation between LTSTX and FRKMX is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LTSTX vs. FRKMX - Dividend Comparison
LTSTX's dividend yield for the trailing twelve months is around 12.52%, more than FRKMX's 3.27% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTSTX Principal LifeTime 2025 Fund | 12.52% | 12.19% | 9.74% | 4.26% | 8.00% | 7.66% | 5.25% | 6.91% | 6.39% | 4.75% | 3.65% | 8.91% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 3.27% | 3.11% | 3.12% | 2.92% | 4.66% | 3.65% | 2.56% | 1.85% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
LTSTX vs. FRKMX - Drawdown Comparison
The maximum LTSTX drawdown since its inception was -48.17%, which is greater than FRKMX's maximum drawdown of -16.04%. Use the drawdown chart below to compare losses from any high point for LTSTX and FRKMX.
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Drawdown Indicators
| LTSTX | FRKMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.17% | -16.04% | -32.13% |
Max Drawdown (1Y)Largest decline over 1 year | -6.47% | -3.42% | -3.05% |
Max Drawdown (5Y)Largest decline over 5 years | -21.01% | -16.04% | -4.97% |
Max Drawdown (10Y)Largest decline over 10 years | -23.33% | — | — |
Current DrawdownCurrent decline from peak | -5.15% | -3.17% | -1.98% |
Average DrawdownAverage peak-to-trough decline | -6.21% | -3.64% | -2.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.40% | 0.85% | +0.55% |
Volatility
LTSTX vs. FRKMX - Volatility Comparison
Principal LifeTime 2025 Fund (LTSTX) has a higher volatility of 2.99% compared to Fidelity Managed Retirement Income Fund Class K (FRKMX) at 1.96%. This indicates that LTSTX's price experiences larger fluctuations and is considered to be riskier than FRKMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LTSTX | FRKMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.99% | 1.96% | +1.03% |
Volatility (6M)Calculated over the trailing 6-month period | 4.90% | 2.86% | +2.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.43% | 4.58% | +3.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.16% | 5.22% | +3.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.81% | 5.13% | +4.68% |