LPJIX vs. LTIUX
Compare and contrast key facts about BlackRock LifePath Dynamic 2035 Fund (LPJIX) and Principal LifeTime 2035 Fund (LTIUX).
LPJIX is managed by BlackRock. It was launched on Jun 29, 2010. LTIUX is managed by Principal. It was launched on Feb 28, 2008.
Performance
LPJIX vs. LTIUX - Performance Comparison
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LPJIX vs. LTIUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LPJIX BlackRock LifePath Dynamic 2035 Fund | -2.32% | 15.27% | 4.57% | 17.50% | -16.57% | 12.73% | 13.52% | 23.67% | -6.36% | 18.98% |
LTIUX Principal LifeTime 2035 Fund | -3.69% | 14.26% | 14.13% | 16.51% | -17.48% | 14.07% | 15.70% | 23.48% | -7.37% | 19.69% |
Returns By Period
In the year-to-date period, LPJIX achieves a -2.32% return, which is significantly higher than LTIUX's -3.69% return. Over the past 10 years, LPJIX has underperformed LTIUX with an annualized return of 8.05%, while LTIUX has yielded a comparatively higher 8.68% annualized return.
LPJIX
- 1D
- 0.00%
- 1M
- -6.39%
- YTD
- -2.32%
- 6M
- -0.58%
- 1Y
- 12.67%
- 3Y*
- 9.15%
- 5Y*
- 4.67%
- 10Y*
- 8.05%
LTIUX
- 1D
- -0.08%
- 1M
- -6.37%
- YTD
- -3.69%
- 6M
- -1.87%
- 1Y
- 9.88%
- 3Y*
- 11.62%
- 5Y*
- 5.83%
- 10Y*
- 8.68%
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LPJIX vs. LTIUX - Expense Ratio Comparison
LPJIX has a 0.48% expense ratio, which is higher than LTIUX's 0.01% expense ratio.
Return for Risk
LPJIX vs. LTIUX — Risk / Return Rank
LPJIX
LTIUX
LPJIX vs. LTIUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Dynamic 2035 Fund (LPJIX) and Principal LifeTime 2035 Fund (LTIUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LPJIX | LTIUX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.06 | 0.90 | +0.15 |
Sortino ratioReturn per unit of downside risk | 1.54 | 1.34 | +0.20 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.19 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.37 | 1.06 | +0.31 |
Martin ratioReturn relative to average drawdown | 6.49 | 5.01 | +1.48 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LPJIX | LTIUX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.06 | 0.90 | +0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.37 | 0.50 | -0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.63 | 0.70 | -0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.62 | 0.45 | +0.18 |
Correlation
The correlation between LPJIX and LTIUX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LPJIX vs. LTIUX - Dividend Comparison
LPJIX's dividend yield for the trailing twelve months is around 4.07%, less than LTIUX's 9.37% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LPJIX BlackRock LifePath Dynamic 2035 Fund | 4.07% | 3.98% | 0.77% | 3.17% | 2.12% | 11.29% | 1.89% | 5.20% | 11.21% | 8.99% | 1.89% | 4.52% |
LTIUX Principal LifeTime 2035 Fund | 9.37% | 9.03% | 9.46% | 4.17% | 7.50% | 7.06% | 5.35% | 7.28% | 7.75% | 5.46% | 4.28% | 5.59% |
Drawdowns
LPJIX vs. LTIUX - Drawdown Comparison
The maximum LPJIX drawdown since its inception was -29.86%, smaller than the maximum LTIUX drawdown of -49.65%. Use the drawdown chart below to compare losses from any high point for LPJIX and LTIUX.
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Drawdown Indicators
| LPJIX | LTIUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.86% | -49.65% | +19.79% |
Max Drawdown (1Y)Largest decline over 1 year | -8.49% | -8.44% | -0.05% |
Max Drawdown (5Y)Largest decline over 5 years | -23.71% | -24.23% | +0.52% |
Max Drawdown (10Y)Largest decline over 10 years | -29.86% | -28.12% | -1.74% |
Current DrawdownCurrent decline from peak | -6.64% | -6.57% | -0.07% |
Average DrawdownAverage peak-to-trough decline | -3.96% | -6.76% | +2.80% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.79% | 1.78% | +0.01% |
Volatility
LPJIX vs. LTIUX - Volatility Comparison
BlackRock LifePath Dynamic 2035 Fund (LPJIX) has a higher volatility of 4.14% compared to Principal LifeTime 2035 Fund (LTIUX) at 3.74%. This indicates that LPJIX's price experiences larger fluctuations and is considered to be riskier than LTIUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LPJIX | LTIUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.14% | 3.74% | +0.40% |
Volatility (6M)Calculated over the trailing 6-month period | 7.04% | 6.37% | +0.67% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.22% | 11.12% | +1.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.69% | 11.79% | +0.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.89% | 12.45% | +0.44% |