LTIUX vs. FIRFX
Compare and contrast key facts about Principal LifeTime 2035 Fund (LTIUX) and Fidelity Advisor Managed Retirement 2025 Fund Class I (FIRFX).
LTIUX is managed by Principal. It was launched on Feb 28, 2008. FIRFX is managed by BlackRock. It was launched on Dec 31, 2007.
Performance
LTIUX vs. FIRFX - Performance Comparison
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LTIUX vs. FIRFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LTIUX Principal LifeTime 2035 Fund | -3.69% | 14.26% | 14.13% | 16.51% | -17.48% | 14.07% | 15.70% | 23.48% | -7.37% | 19.69% |
FIRFX Fidelity Advisor Managed Retirement 2025 Fund Class I | -1.37% | 13.43% | 6.55% | 11.83% | -15.66% | 8.02% | 13.09% | 17.53% | -5.07% | 14.27% |
Returns By Period
In the year-to-date period, LTIUX achieves a -3.69% return, which is significantly lower than FIRFX's -1.37% return. Over the past 10 years, LTIUX has outperformed FIRFX with an annualized return of 8.68%, while FIRFX has yielded a comparatively lower 6.45% annualized return.
LTIUX
- 1D
- -0.08%
- 1M
- -6.37%
- YTD
- -3.69%
- 6M
- -1.87%
- 1Y
- 9.88%
- 3Y*
- 11.62%
- 5Y*
- 5.83%
- 10Y*
- 8.68%
FIRFX
- 1D
- 0.17%
- 1M
- -4.93%
- YTD
- -1.37%
- 6M
- 0.41%
- 1Y
- 10.02%
- 3Y*
- 8.27%
- 5Y*
- 3.65%
- 10Y*
- 6.45%
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LTIUX vs. FIRFX - Expense Ratio Comparison
LTIUX has a 0.01% expense ratio, which is lower than FIRFX's 0.48% expense ratio.
Return for Risk
LTIUX vs. FIRFX — Risk / Return Rank
LTIUX
FIRFX
LTIUX vs. FIRFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2035 Fund (LTIUX) and Fidelity Advisor Managed Retirement 2025 Fund Class I (FIRFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LTIUX | FIRFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.90 | 1.34 | -0.44 |
Sortino ratioReturn per unit of downside risk | 1.34 | 1.88 | -0.54 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.28 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.06 | 1.72 | -0.66 |
Martin ratioReturn relative to average drawdown | 5.01 | 7.34 | -2.32 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LTIUX | FIRFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.90 | 1.34 | -0.44 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.45 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.78 | -0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.45 | 0.49 | -0.04 |
Correlation
The correlation between LTIUX and FIRFX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LTIUX vs. FIRFX - Dividend Comparison
LTIUX's dividend yield for the trailing twelve months is around 9.37%, more than FIRFX's 2.72% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTIUX Principal LifeTime 2035 Fund | 9.37% | 9.03% | 9.46% | 4.17% | 7.50% | 7.06% | 5.35% | 7.28% | 7.75% | 5.46% | 4.28% | 5.59% |
FIRFX Fidelity Advisor Managed Retirement 2025 Fund Class I | 2.72% | 2.66% | 2.56% | 2.43% | 4.63% | 5.08% | 3.57% | 3.80% | 7.10% | 24.68% | 2.44% | 4.49% |
Drawdowns
LTIUX vs. FIRFX - Drawdown Comparison
The maximum LTIUX drawdown since its inception was -49.65%, which is greater than FIRFX's maximum drawdown of -41.29%. Use the drawdown chart below to compare losses from any high point for LTIUX and FIRFX.
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Drawdown Indicators
| LTIUX | FIRFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.65% | -41.29% | -8.36% |
Max Drawdown (1Y)Largest decline over 1 year | -8.44% | -5.65% | -2.79% |
Max Drawdown (5Y)Largest decline over 5 years | -24.23% | -21.56% | -2.67% |
Max Drawdown (10Y)Largest decline over 10 years | -28.12% | -21.56% | -6.56% |
Current DrawdownCurrent decline from peak | -6.57% | -4.95% | -1.62% |
Average DrawdownAverage peak-to-trough decline | -6.76% | -5.25% | -1.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.78% | 1.32% | +0.46% |
Volatility
LTIUX vs. FIRFX - Volatility Comparison
Principal LifeTime 2035 Fund (LTIUX) has a higher volatility of 3.74% compared to Fidelity Advisor Managed Retirement 2025 Fund Class I (FIRFX) at 2.93%. This indicates that LTIUX's price experiences larger fluctuations and is considered to be riskier than FIRFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LTIUX | FIRFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.74% | 2.93% | +0.81% |
Volatility (6M)Calculated over the trailing 6-month period | 6.37% | 4.56% | +1.81% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.12% | 7.58% | +3.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.79% | 8.12% | +3.67% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.45% | 8.33% | +4.12% |