LIRAX vs. WFSPX
Compare and contrast key facts about BlackRock LifePath Index Retirement Fund Investor A Shares (LIRAX) and iShares S&P 500 Index Fund (WFSPX).
LIRAX is managed by BlackRock. It was launched on May 31, 2011. WFSPX is a passively managed fund by BlackRock that tracks the performance of the S&P 500 Index. It was launched on Jul 30, 1993.
Performance
LIRAX vs. WFSPX - Performance Comparison
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LIRAX vs. WFSPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LIRAX BlackRock LifePath Index Retirement Fund Investor A Shares | 0.13% | 12.09% | 5.84% | 11.22% | -15.49% | 6.42% | 11.05% | 15.60% | -3.79% | 10.43% |
WFSPX iShares S&P 500 Index Fund | -4.63% | 17.83% | 24.94% | 26.25% | -18.14% | 28.63% | 18.43% | 31.45% | -4.83% | 21.27% |
Returns By Period
In the year-to-date period, LIRAX achieves a 0.13% return, which is significantly higher than WFSPX's -4.63% return. Over the past 10 years, LIRAX has underperformed WFSPX with an annualized return of 5.29%, while WFSPX has yielded a comparatively higher 13.92% annualized return.
LIRAX
- 1D
- 1.15%
- 1M
- -2.55%
- YTD
- 0.13%
- 6M
- 1.47%
- 1Y
- 10.32%
- 3Y*
- 8.12%
- 5Y*
- 3.29%
- 10Y*
- 5.29%
WFSPX
- 1D
- 2.62%
- 1M
- -5.31%
- YTD
- -4.63%
- 6M
- -2.47%
- 1Y
- 16.96%
- 3Y*
- 18.15%
- 5Y*
- 11.69%
- 10Y*
- 13.92%
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LIRAX vs. WFSPX - Expense Ratio Comparison
LIRAX has a 0.44% expense ratio, which is higher than WFSPX's 0.03% expense ratio.
Return for Risk
LIRAX vs. WFSPX — Risk / Return Rank
LIRAX
WFSPX
LIRAX vs. WFSPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Index Retirement Fund Investor A Shares (LIRAX) and iShares S&P 500 Index Fund (WFSPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LIRAX | WFSPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.50 | 0.96 | +0.54 |
Sortino ratioReturn per unit of downside risk | 2.14 | 1.47 | +0.68 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.22 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 2.06 | 1.49 | +0.57 |
Martin ratioReturn relative to average drawdown | 9.30 | 7.15 | +2.15 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LIRAX | WFSPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.50 | 0.96 | +0.54 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.42 | 0.70 | -0.27 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.78 | -0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 0.13 | +0.58 |
Correlation
The correlation between LIRAX and WFSPX is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LIRAX vs. WFSPX - Dividend Comparison
LIRAX's dividend yield for the trailing twelve months is around 3.53%, more than WFSPX's 1.54% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LIRAX BlackRock LifePath Index Retirement Fund Investor A Shares | 3.53% | 3.53% | 1.82% | 2.37% | 2.42% | 2.42% | 1.70% | 2.22% | 2.18% | 1.99% | 2.23% | 2.67% |
WFSPX iShares S&P 500 Index Fund | 1.54% | 1.72% | 1.41% | 1.50% | 2.02% | 1.82% | 1.66% | 1.99% | 2.00% | 1.62% | 2.37% | 2.49% |
Drawdowns
LIRAX vs. WFSPX - Drawdown Comparison
The maximum LIRAX drawdown since its inception was -20.67%, smaller than the maximum WFSPX drawdown of -58.21%. Use the drawdown chart below to compare losses from any high point for LIRAX and WFSPX.
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Drawdown Indicators
| LIRAX | WFSPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.67% | -58.21% | +37.54% |
Max Drawdown (1Y)Largest decline over 1 year | -5.27% | -12.11% | +6.84% |
Max Drawdown (5Y)Largest decline over 5 years | -20.67% | -24.51% | +3.84% |
Max Drawdown (10Y)Largest decline over 10 years | -20.67% | -33.74% | +13.07% |
Current DrawdownCurrent decline from peak | -2.93% | -6.51% | +3.58% |
Average DrawdownAverage peak-to-trough decline | -2.97% | -12.84% | +9.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.17% | 2.53% | -1.36% |
Volatility
LIRAX vs. WFSPX - Volatility Comparison
The current volatility for BlackRock LifePath Index Retirement Fund Investor A Shares (LIRAX) is 2.79%, while iShares S&P 500 Index Fund (WFSPX) has a volatility of 5.17%. This indicates that LIRAX experiences smaller price fluctuations and is considered to be less risky than WFSPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LIRAX | WFSPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.79% | 5.17% | -2.38% |
Volatility (6M)Calculated over the trailing 6-month period | 4.14% | 9.44% | -5.30% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.14% | 18.21% | -11.07% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.80% | 16.88% | -9.08% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.47% | 18.00% | -10.53% |