LIPKX vs. JLKYX
LIPKX (BlackRock LifePath Index 2050 Fund Class K) and JLKYX (John Hancock Funds Multi-Index 2055 Lifetime Portfolio) are both Target Retirement Date funds. Over the past 10 years, LIPKX returned 12.10%/yr vs 11.91%/yr for JLKYX. With a 0.99 correlation, they move nearly in lockstep. LIPKX charges 0.09%/yr vs 0.01%/yr for JLKYX.
Performance
LIPKX vs. JLKYX - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with LIPKX having a 11.91% return and JLKYX slightly higher at 12.46%. Both investments have delivered pretty close results over the past 10 years, with LIPKX having a 12.10% annualized return and JLKYX not far behind at 11.91%.
LIPKX
- 1D
- -0.07%
- 1M
- 1.66%
- YTD
- 11.91%
- 6M
- 11.20%
- 1Y
- 26.85%
- 3Y*
- 18.74%
- 5Y*
- 9.88%
- 10Y*
- 12.10%
JLKYX
- 1D
- 0.00%
- 1M
- 1.94%
- YTD
- 12.46%
- 6M
- 11.72%
- 1Y
- 27.54%
- 3Y*
- 19.32%
- 5Y*
- 9.96%
- 10Y*
- 11.91%
LIPKX vs. JLKYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LIPKX BlackRock LifePath Index 2050 Fund Class K | 11.91% | 20.71% | 12.88% | 21.38% | -18.34% | 18.74% | 14.28% | 26.78% | -7.81% | 21.43% |
JLKYX John Hancock Funds Multi-Index 2055 Lifetime Portfolio | 12.46% | 20.04% | 15.41% | 18.53% | -18.04% | 18.38% | 16.13% | 25.07% | -8.32% | 17.29% |
Correlation
The correlation between LIPKX and JLKYX is 0.99 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.99 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.99 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.99 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.99 |
Correlation (All Time) Calculated using the full available price history since Mar 27, 2014 | 0.99 |
The correlation between LIPKX and JLKYX has been stable across timeframes, ranging from 0.98 to 0.99 - a consistent structural relationship.
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Return for Risk
LIPKX vs. JLKYX — Risk / Return Rank
LIPKX
JLKYX
LIPKX vs. JLKYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Index 2050 Fund Class K (LIPKX) and John Hancock Funds Multi-Index 2055 Lifetime Portfolio (JLKYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LIPKX | JLKYX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.03 | ||
| Sortino ratioReturn per unit of downside risk | 0.00 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.41 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 3.09 | 3.14 | -0.05 |
| Martin ratioReturn relative to average drawdown | 13.38 | 13.61 | -0.23 |
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Drawdowns
LIPKX vs. JLKYX - Drawdown Comparison
The maximum LIPKX drawdown since its inception was -34.29%, which is greater than JLKYX's maximum drawdown of -32.55%. Use the drawdown chart below to compare losses from any high point for LIPKX and JLKYX.
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Drawdown Indicators
| LIPKX | JLKYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.29% | -32.55% | -1.74% |
Max Drawdown (1Y)Largest decline over 1 year | -9.09% | -9.16% | +0.07% |
Max Drawdown (3Y)Largest decline over 3 years | -17.06% | -16.11% | -0.95% |
Max Drawdown (5Y)Largest decline over 5 years | -26.35% | -25.75% | -0.60% |
Max Drawdown (10Y)Largest decline over 10 years | -34.29% | -32.55% | -1.74% |
Current DrawdownCurrent decline from peak | -0.52% | -0.42% | -0.10% |
Average DrawdownAverage peak-to-trough decline | -4.50% | -4.65% | +0.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.10% | 2.11% | -0.01% |
Volatility
LIPKX vs. JLKYX - Volatility Comparison
BlackRock LifePath Index 2050 Fund Class K (LIPKX) and John Hancock Funds Multi-Index 2055 Lifetime Portfolio (JLKYX) have volatilities of 4.87% and 4.99%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LIPKX | JLKYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.87% | 4.99% | -0.12% |
Volatility (6M)Calculated over the trailing 6-month period | 10.52% | 10.52% | 0.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.69% | 12.79% | -0.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.61% | 15.33% | +0.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.55% | 16.25% | +0.30% |
LIPKX vs. JLKYX - Expense Ratio Comparison
LIPKX has a 0.09% expense ratio, which is higher than JLKYX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
LIPKX vs. JLKYX - Dividend Comparison
LIPKX's dividend yield for the trailing twelve months is around 2.52%, less than JLKYX's 3.21% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JLKYX John Hancock Funds Multi-Index 2055 Lifetime Portfolio | 3.21% | 3.61% | 1.77% | 2.16% | 8.08% | 5.71% | 3.88% | 8.54% | 10.69% | 4.33% | 3.23% | 1.75% |
LIPKX BlackRock LifePath Index 2050 Fund Class K | 2.52% | 2.82% | 0.01% | 2.14% | 2.08% | 2.20% | 1.11% | 3.33% | 2.42% | 2.36% | 1.60% | 3.17% |
Frequently Asked Questions
With a correlation of 0.99, LIPKX and JLKYX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
JLKYX has higher volatility (4.99%) compared to LIPKX (4.87%). In terms of maximum drawdown, LIPKX dropped -34.29% vs JLKYX's -32.55%.
JLKYX currently has the higher Sharpe Ratio (2.25 vs 2.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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