LIPKX vs. VFAIX
LIPKX (BlackRock LifePath Index 2050 Fund Class K) and VFAIX (Vanguard Financials Index Fund Admiral Shares) are both mutual funds - LIPKX is a Target Retirement Date fund tracking the BlackRock LifePath Index 2050 Custom Benchmark (USD), while VFAIX is a Financials Equities fund tracking the MSCI US Investable Market Financials 25/50 Index. Both are passively managed. Over the past 10 years, LIPKX returned 11.19%/yr vs 13.41%/yr for VFAIX. Their 0.78 correlation means they have sometimes moved together and sometimes differently. Both charge a 0.09% expense ratio.
Performance
LIPKX vs. VFAIX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, LIPKX achieves a 10.60% return, which is significantly higher than VFAIX's 5.46% return. Over the past 10 years, LIPKX has underperformed VFAIX with an annualized return of 11.19%, while VFAIX has yielded a comparatively higher 13.41% annualized return.
LIPKX
- 1D
- 1.89%
- 1M
- -0.55%
- 6M
- 7.37%
- YTD
- 10.60%
- 1Y
- 22.24%
- 3Y*
- 16.02%
- 5Y*
- 9.27%
- 10Y*
- 11.19%
- ALL TIME*
- 9.82%
VFAIX
- 1D
- 0.50%
- 1M
- 2.34%
- 6M
- 7.49%
- YTD
- 5.46%
- 1Y
- 13.21%
- 3Y*
- 19.66%
- 5Y*
- 11.54%
- 10Y*
- 13.41%
- ALL TIME*
- 6.81%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
LIPKX vs. VFAIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LIPKX BlackRock LifePath Index 2050 Fund Class K | 10.60% | 20.71% | 12.88% | 21.38% | -18.34% | 18.74% | 14.28% | 26.78% | -7.81% | 21.43% |
VFAIX Vanguard Financials Index Fund Admiral Shares | 5.46% | 14.90% | 30.46% | 14.07% | -12.26% | 36.27% | -2.15% | 31.63% | -13.47% | 20.05% |
Correlation
The correlation between LIPKX and VFAIX is 0.53, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.53 |
Correlation (3Y) Balances recent behavior with more history. | 0.66 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.75 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.72 |
Correlation (All Time) Calculated using the full available price history since May 31, 2011 | 0.78 |
Over the past year, the correlation between LIPKX and VFAIX has dropped to 0.53 - well below their long-term average of 0.78, suggesting their price drivers have been diverging.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
LIPKX vs. VFAIX — Risk / Return Rank
LIPKX
VFAIX
LIPKX vs. VFAIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Index 2050 Fund Class K (LIPKX) and Vanguard Financials Index Fund Admiral Shares (VFAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LIPKX | VFAIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.87 | ||
| Sortino ratioReturn per unit of downside risk | +1.18 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.13 | +0.15 |
| Calmar ratioReturn relative to maximum drawdown | 2.25 | 0.71 | +1.54 |
| Martin ratioReturn relative to average drawdown | 9.46 | 1.85 | +7.61 |
Loading charts...
Drawdowns
LIPKX vs. VFAIX - Drawdown Comparison
The maximum LIPKX drawdown since its inception was -34.29%, smaller than the maximum VFAIX drawdown of -78.64%. Use the drawdown chart below to compare losses from any high point for LIPKX and VFAIX.
Loading charts...
Drawdown Indicators
| LIPKX | VFAIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.29% | -78.64% | +44.35% |
Max Drawdown (1Y)Largest decline over 1 year | -9.09% | -14.72% | +5.63% |
Max Drawdown (3Y)Largest decline over 3 years | -17.06% | -17.31% | +0.25% |
Max Drawdown (5Y)Largest decline over 5 years | -26.35% | -25.71% | -0.64% |
Max Drawdown (10Y)Largest decline over 10 years | -34.29% | -44.37% | +10.08% |
Current DrawdownCurrent decline from peak | -1.69% | -1.08% | -0.61% |
Average DrawdownAverage peak-to-trough decline | -4.48% | -18.49% | +14.01% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.16% | 5.66% | -3.50% |
Volatility
LIPKX vs. VFAIX - Volatility Comparison
The current volatility for BlackRock LifePath Index 2050 Fund Class K (LIPKX) is 3.73%, while Vanguard Financials Index Fund Admiral Shares (VFAIX) has a volatility of 4.48%. This indicates that LIPKX experiences smaller price fluctuations and is considered to be less risky than VFAIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| LIPKX | VFAIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.73% | 4.48% | -0.75% |
Volatility (6M)Calculated over the trailing 6-month period | 10.97% | 11.25% | -0.28% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.08% | 15.04% | -1.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.64% | 19.17% | -3.53% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.47% | 22.54% | -6.07% |
LIPKX vs. VFAIX - Expense Ratio Comparison
Both LIPKX and VFAIX have an expense ratio of 0.09%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
LIPKX vs. VFAIX - Dividend Comparison
LIPKX's dividend yield for the trailing twelve months is around 2.59%, more than VFAIX's 1.67% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LIPKX BlackRock LifePath Index 2050 Fund Class K | 2.59% | 2.82% | 0.01% | 2.14% | 2.08% | 2.20% | 1.11% | 3.33% | 2.42% | 2.36% | 1.60% | 3.17% |
VFAIX Vanguard Financials Index Fund Admiral Shares | 1.67% | 1.56% | 1.75% | 2.08% | 2.31% | 2.62% | 2.21% | 2.17% | 2.30% | 1.54% | 1.64% | 2.00% |
Frequently Asked Questions
LIPKX and VFAIX have a correlation of 0.53, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VFAIX has higher volatility (4.48%) compared to LIPKX (3.73%). In terms of maximum drawdown, LIPKX dropped -34.29% vs VFAIX's -78.64%.
LIPKX currently has the higher Sharpe Ratio (1.56 vs 0.70), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for LIPKX and VFAIX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer