AFRM vs. AAPL
AFRM (Affirm Holdings, Inc.) and AAPL (Apple Inc) are both stocks. Both are in the Technology sector — AFRM in Information Technology Services, AAPL in Consumer Electronics. Over the past 5 years, AFRM returned 4.89%/yr vs 16.79%/yr for AAPL. Their 0.38 correlation means their historical movements had little consistent relationship.
Performance
AFRM vs. AAPL - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, AFRM achieves a -3.92% return, which is significantly lower than AAPL's 13.84% return.
AFRM
- 1D
- -2.38%
- 1M
- -15.45%
- 6M
- 18.59%
- YTD
- -3.92%
- 1Y
- 7.68%
- 3Y*
- 53.92%
- 5Y*
- 4.89%
- 10Y*
- —
- ALL TIME*
- -4.24%
AAPL
- 1D
- -7.35%
- 1M
- 0.09%
- 6M
- 19.27%
- YTD
- 13.84%
- 1Y
- 53.24%
- 3Y*
- 16.99%
- 5Y*
- 16.79%
- 10Y*
- 29.23%
- ALL TIME*
- 19.30%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
AAPL Apple Inc | $19.18B | $17.68B | $17.20B |
| $252.44M | $283.73M | $329.04M |
AFRM vs. AAPL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
AFRM Affirm Holdings, Inc. | -3.92% | 22.22% | 23.93% | 408.17% | -90.38% | 10.63% |
AAPL Apple Inc | 13.84% | 9.05% | 30.71% | 49.01% | -26.40% | 38.71% |
Correlation
The correlation between AFRM and AAPL is 0.22, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.22 |
Correlation (3Y) Balances recent behavior with more history. | 0.26 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.39 |
Correlation (All Time) Calculated using the full available price history since Jan 13, 2021 | 0.38 |
The correlation between AFRM and AAPL shifts across timeframes, from 0.22 (1 year) to 0.39 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
AFRM:
$23.95B
AAPL:
$4.54T
AFRM:
$1.10
AAPL:
$8.69
AFRM:
65.18
AAPL:
35.54
AFRM:
7.79
AAPL:
9.82
AFRM:
6.58
AAPL:
42.38
AFRM:
$3.20B
AAPL:
$466.82B
AFRM:
$2.00B
AAPL:
$227.12B
AFRM:
$908.84M
AAPL:
$168.49B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
AFRM vs. AAPL — Risk / Return Rank
AFRM
AAPL
AFRM vs. AAPL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Affirm Holdings, Inc. (AFRM) and Apple Inc (AAPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AFRM | AAPL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.85 | ||
| Sortino ratioReturn per unit of downside risk | -2.01 | ||
| Omega ratioGain probability vs. loss probability | 1.06 | 1.35 | -0.29 |
| Calmar ratioReturn relative to maximum drawdown | 0.08 | 3.60 | -3.52 |
| Martin ratioReturn relative to average drawdown | 0.16 | 8.56 | -8.41 |
Loading charts...
Drawdowns
AFRM vs. AAPL - Drawdown Comparison
The maximum AFRM drawdown since its inception was -94.71%, which is greater than AAPL's maximum drawdown of -81.80%. Use the drawdown chart below to compare losses from any high point for AFRM and AAPL.
Loading charts...
Drawdown Indicators
| AFRM | AAPL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -94.71% | -81.80% | -12.91% |
Max Drawdown (1Y)Largest decline over 1 year | -53.86% | -13.80% | -40.06% |
Max Drawdown (3Y)Largest decline over 3 years | -55.85% | -33.36% | -22.49% |
Max Drawdown (5Y)Largest decline over 5 years | -94.71% | -33.36% | -61.35% |
Max Drawdown (10Y)Largest decline over 10 years | — | -38.52% | — |
Current DrawdownCurrent decline from peak | -57.57% | -9.17% | -48.40% |
Average DrawdownAverage peak-to-trough decline | -68.30% | -29.52% | -38.78% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 27.69% | 5.79% | +21.90% |
Volatility
AFRM vs. AAPL - Volatility Comparison
Affirm Holdings, Inc. (AFRM) and Apple Inc (AAPL) have volatilities of 11.99% and 11.52%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| AFRM | AAPL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.99% | 11.52% | +0.47% |
Volatility (6M)Calculated over the trailing 6-month period | 42.76% | 20.71% | +22.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 62.28% | 25.91% | +36.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 96.24% | 28.02% | +68.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 94.69% | 29.12% | +65.57% |
Dividends
AFRM vs. AAPL - Dividend Comparison
AFRM has not paid dividends to shareholders, while AAPL's dividend yield for the trailing twelve months is around 0.34%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAPL Apple Inc | 0.34% | 0.38% | 0.40% | 0.49% | 0.70% | 0.49% | 0.61% | 1.04% | 1.79% | 1.45% | 1.93% | 1.93% |
AFRM Affirm Holdings, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
AFRM vs. AAPL - Financials Comparison
This section allows you to compare key financial metrics between Affirm Holdings, Inc. and Apple Inc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
AFRM vs. AAPL - Profitability Comparison
AFRM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Affirm Holdings, Inc. reported a gross profit of 0.00 and revenue of 268.03M. Therefore, the gross margin over that period was 0.0%.
AAPL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Apple Inc reported a gross profit of 54.77B and revenue of 109.42B. Therefore, the gross margin over that period was 50.1%.
AFRM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Affirm Holdings, Inc. reported an operating income of 88.43M and revenue of 268.03M, resulting in an operating margin of 33.0%.
AAPL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Apple Inc reported an operating income of 35.70B and revenue of 109.42B, resulting in an operating margin of 32.6%.
AFRM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Affirm Holdings, Inc. reported a net income of 102.90M and revenue of 268.03M, resulting in a net margin of 38.4%.
AAPL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Apple Inc reported a net income of 29.79B and revenue of 109.42B, resulting in a net margin of 27.2%.
Frequently Asked Questions
AFRM and AAPL have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AFRM has higher volatility (11.99%) compared to AAPL (11.52%). In terms of maximum drawdown, AFRM dropped -94.71% vs AAPL's -81.80%.
AAPL currently has the higher Sharpe Ratio (1.92 vs 0.07), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for AFRM and AAPL
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer