JOBEX vs. RLBGX
Compare and contrast key facts about JPMorgan SmartRetirement Blend 2040 Fund (JOBEX) and American Funds American Balanced Fund Class R-6 (RLBGX).
JOBEX is managed by JPMorgan. It was launched on Jul 1, 2012. RLBGX is managed by American Funds. It was launched on Jul 26, 1975.
Performance
JOBEX vs. RLBGX - Performance Comparison
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JOBEX vs. RLBGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JOBEX JPMorgan SmartRetirement Blend 2040 Fund | -1.03% | 18.44% | 10.22% | 21.08% | -17.39% | 15.31% | 12.76% | 24.05% | -8.23% | 19.96% |
RLBGX American Funds American Balanced Fund Class R-6 | -1.07% | 18.83% | 15.35% | 13.92% | -11.85% | 16.10% | 11.20% | 18.95% | -3.07% | 14.97% |
Returns By Period
The year-to-date returns for both stocks are quite close, with JOBEX having a -1.03% return and RLBGX slightly lower at -1.07%. Both investments have delivered pretty close results over the past 10 years, with JOBEX having a 9.46% annualized return and RLBGX not far ahead at 9.52%.
JOBEX
- 1D
- 2.35%
- 1M
- -4.83%
- YTD
- -1.03%
- 6M
- 1.29%
- 1Y
- 17.04%
- 3Y*
- 13.79%
- 5Y*
- 7.10%
- 10Y*
- 9.46%
RLBGX
- 1D
- 1.76%
- 1M
- -4.85%
- YTD
- -1.07%
- 6M
- 2.20%
- 1Y
- 17.26%
- 3Y*
- 14.51%
- 5Y*
- 8.58%
- 10Y*
- 9.52%
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JOBEX vs. RLBGX - Expense Ratio Comparison
JOBEX has a 0.30% expense ratio, which is higher than RLBGX's 0.25% expense ratio.
Return for Risk
JOBEX vs. RLBGX — Risk / Return Rank
JOBEX
RLBGX
JOBEX vs. RLBGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for JPMorgan SmartRetirement Blend 2040 Fund (JOBEX) and American Funds American Balanced Fund Class R-6 (RLBGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| JOBEX | RLBGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.26 | 1.59 | -0.33 |
Sortino ratioReturn per unit of downside risk | 1.84 | 2.33 | -0.49 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.33 | -0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.76 | 2.48 | -0.72 |
Martin ratioReturn relative to average drawdown | 8.16 | 10.39 | -2.23 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| JOBEX | RLBGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.26 | 1.59 | -0.33 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.83 | -0.29 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.67 | 0.90 | -0.23 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.66 | 0.92 | -0.27 |
Correlation
The correlation between JOBEX and RLBGX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
JOBEX vs. RLBGX - Dividend Comparison
JOBEX's dividend yield for the trailing twelve months is around 2.52%, less than RLBGX's 8.69% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JOBEX JPMorgan SmartRetirement Blend 2040 Fund | 2.52% | 2.50% | 2.28% | 2.13% | 1.79% | 5.22% | 1.25% | 2.89% | 6.52% | 1.91% | 2.03% | 2.06% |
RLBGX American Funds American Balanced Fund Class R-6 | 8.69% | 8.56% | 7.50% | 2.27% | 2.63% | 4.59% | 4.65% | 3.78% | 5.81% | 4.92% | 4.54% | 5.91% |
Drawdowns
JOBEX vs. RLBGX - Drawdown Comparison
The maximum JOBEX drawdown since its inception was -30.84%, which is greater than RLBGX's maximum drawdown of -22.33%. Use the drawdown chart below to compare losses from any high point for JOBEX and RLBGX.
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Drawdown Indicators
| JOBEX | RLBGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.84% | -22.33% | -8.51% |
Max Drawdown (1Y)Largest decline over 1 year | -9.91% | -7.33% | -2.58% |
Max Drawdown (5Y)Largest decline over 5 years | -24.69% | -18.59% | -6.10% |
Max Drawdown (10Y)Largest decline over 10 years | -30.84% | -22.33% | -8.51% |
Current DrawdownCurrent decline from peak | -5.76% | -5.34% | -0.42% |
Average DrawdownAverage peak-to-trough decline | -4.21% | -2.48% | -1.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.14% | 1.75% | +0.39% |
Volatility
JOBEX vs. RLBGX - Volatility Comparison
JPMorgan SmartRetirement Blend 2040 Fund (JOBEX) has a higher volatility of 5.10% compared to American Funds American Balanced Fund Class R-6 (RLBGX) at 3.86%. This indicates that JOBEX's price experiences larger fluctuations and is considered to be riskier than RLBGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JOBEX | RLBGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.10% | 3.86% | +1.24% |
Volatility (6M)Calculated over the trailing 6-month period | 7.95% | 6.95% | +1.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.89% | 11.19% | +2.70% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.29% | 10.45% | +2.84% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.27% | 10.63% | +3.64% |