JFFSX vs. PTDIX
Compare and contrast key facts about JPMorgan SmartRetirement 2055 Fund (JFFSX) and Principal LifeTime 2040 Fund (PTDIX).
JFFSX is managed by JPMorgan. It was launched on Jan 30, 2012. PTDIX is managed by Principal. It was launched on Feb 28, 2001.
Performance
JFFSX vs. PTDIX - Performance Comparison
Loading graphics...
JFFSX vs. PTDIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JFFSX JPMorgan SmartRetirement 2055 Fund | -4.73% | 17.86% | 12.29% | 22.28% | -18.52% | 17.50% | 15.35% | 32.68% | -9.82% | 21.84% |
PTDIX Principal LifeTime 2040 Fund | -4.20% | 15.59% | 17.43% | 18.33% | -18.13% | 15.35% | 16.04% | 24.91% | -7.95% | 20.69% |
Returns By Period
In the year-to-date period, JFFSX achieves a -4.73% return, which is significantly lower than PTDIX's -4.20% return. Over the past 10 years, JFFSX has outperformed PTDIX with an annualized return of 10.27%, while PTDIX has yielded a comparatively lower 9.48% annualized return.
JFFSX
- 1D
- -0.17%
- 1M
- -8.57%
- YTD
- -4.73%
- 6M
- -2.64%
- 1Y
- 12.91%
- 3Y*
- 13.16%
- 5Y*
- 6.96%
- 10Y*
- 10.27%
PTDIX
- 1D
- -0.13%
- 1M
- -7.05%
- YTD
- -4.20%
- 6M
- -2.23%
- 1Y
- 11.01%
- 3Y*
- 13.35%
- 5Y*
- 6.84%
- 10Y*
- 9.48%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
JFFSX vs. PTDIX - Expense Ratio Comparison
JFFSX has a 0.25% expense ratio, which is higher than PTDIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
JFFSX vs. PTDIX — Risk / Return Rank
JFFSX
PTDIX
JFFSX vs. PTDIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for JPMorgan SmartRetirement 2055 Fund (JFFSX) and Principal LifeTime 2040 Fund (PTDIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| JFFSX | PTDIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.83 | 0.86 | -0.02 |
Sortino ratioReturn per unit of downside risk | 1.26 | 1.30 | -0.03 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.18 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.02 | 1.00 | +0.01 |
Martin ratioReturn relative to average drawdown | 4.64 | 4.85 | -0.21 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| JFFSX | PTDIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.83 | 0.86 | -0.02 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.47 | 0.51 | -0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.69 | -0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.67 | 0.45 | +0.22 |
Correlation
The correlation between JFFSX and PTDIX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
JFFSX vs. PTDIX - Dividend Comparison
JFFSX's dividend yield for the trailing twelve months is around 4.96%, less than PTDIX's 10.23% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JFFSX JPMorgan SmartRetirement 2055 Fund | 4.96% | 4.72% | 2.29% | 1.57% | 9.97% | 12.22% | 3.88% | 13.57% | 4.21% | 3.43% | 2.77% | 2.63% |
PTDIX Principal LifeTime 2040 Fund | 10.23% | 9.80% | 12.28% | 4.40% | 8.61% | 8.92% | 6.01% | 7.26% | 9.28% | 6.07% | 4.86% | 6.73% |
Drawdowns
JFFSX vs. PTDIX - Drawdown Comparison
The maximum JFFSX drawdown since its inception was -33.20%, smaller than the maximum PTDIX drawdown of -54.38%. Use the drawdown chart below to compare losses from any high point for JFFSX and PTDIX.
Loading graphics...
Drawdown Indicators
| JFFSX | PTDIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.20% | -54.38% | +21.18% |
Max Drawdown (1Y)Largest decline over 1 year | -11.11% | -9.72% | -1.39% |
Max Drawdown (5Y)Largest decline over 5 years | -25.78% | -25.43% | -0.35% |
Max Drawdown (10Y)Largest decline over 10 years | -33.20% | -30.02% | -3.18% |
Current DrawdownCurrent decline from peak | -9.14% | -7.32% | -1.82% |
Average DrawdownAverage peak-to-trough decline | -4.51% | -7.54% | +3.03% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.44% | 2.01% | +0.43% |
Volatility
JFFSX vs. PTDIX - Volatility Comparison
JPMorgan SmartRetirement 2055 Fund (JFFSX) has a higher volatility of 4.84% compared to Principal LifeTime 2040 Fund (PTDIX) at 4.17%. This indicates that JFFSX's price experiences larger fluctuations and is considered to be riskier than PTDIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| JFFSX | PTDIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.84% | 4.17% | +0.67% |
Volatility (6M)Calculated over the trailing 6-month period | 8.54% | 7.34% | +1.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.53% | 12.99% | +2.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.73% | 13.44% | +1.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.77% | 13.79% | +1.98% |