JFFSX vs. VOO
Compare and contrast key facts about JPMorgan SmartRetirement 2055 Fund (JFFSX) and Vanguard S&P 500 ETF (VOO).
JFFSX is managed by JPMorgan. It was launched on Jan 30, 2012. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
JFFSX vs. VOO - Performance Comparison
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JFFSX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JFFSX JPMorgan SmartRetirement 2055 Fund | -2.09% | 17.86% | 12.29% | 22.28% | -18.52% | 17.50% | 15.35% | 32.68% | -9.82% | 21.84% |
VOO Vanguard S&P 500 ETF | -3.66% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
In the year-to-date period, JFFSX achieves a -2.09% return, which is significantly higher than VOO's -3.66% return. Over the past 10 years, JFFSX has underperformed VOO with an annualized return of 10.57%, while VOO has yielded a comparatively higher 14.14% annualized return.
JFFSX
- 1D
- 2.77%
- 1M
- -5.56%
- YTD
- -2.09%
- 6M
- -0.32%
- 1Y
- 15.61%
- 3Y*
- 14.20%
- 5Y*
- 7.25%
- 10Y*
- 10.57%
VOO
- 1D
- 0.79%
- 1M
- -4.29%
- YTD
- -3.66%
- 6M
- -1.41%
- 1Y
- 18.17%
- 3Y*
- 18.58%
- 5Y*
- 11.93%
- 10Y*
- 14.14%
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JFFSX vs. VOO - Expense Ratio Comparison
JFFSX has a 0.25% expense ratio, which is higher than VOO's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
JFFSX vs. VOO — Risk / Return Rank
JFFSX
VOO
JFFSX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for JPMorgan SmartRetirement 2055 Fund (JFFSX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| JFFSX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 1.01 | +0.02 |
Sortino ratioReturn per unit of downside risk | 1.53 | 1.53 | 0.00 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.23 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.44 | 1.55 | -0.11 |
Martin ratioReturn relative to average drawdown | 6.47 | 7.31 | -0.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| JFFSX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | 1.01 | +0.02 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.71 | -0.22 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.67 | 0.79 | -0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.83 | -0.15 |
Correlation
The correlation between JFFSX and VOO is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
JFFSX vs. VOO - Dividend Comparison
JFFSX's dividend yield for the trailing twelve months is around 4.82%, more than VOO's 1.18% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JFFSX JPMorgan SmartRetirement 2055 Fund | 4.82% | 4.72% | 2.29% | 1.57% | 9.97% | 12.22% | 3.88% | 13.57% | 4.21% | 3.43% | 2.77% | 2.63% |
VOO Vanguard S&P 500 ETF | 1.18% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
JFFSX vs. VOO - Drawdown Comparison
The maximum JFFSX drawdown since its inception was -33.20%, roughly equal to the maximum VOO drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for JFFSX and VOO.
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Drawdown Indicators
| JFFSX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.20% | -33.99% | +0.79% |
Max Drawdown (1Y)Largest decline over 1 year | -11.11% | -11.98% | +0.87% |
Max Drawdown (5Y)Largest decline over 5 years | -25.78% | -24.52% | -1.26% |
Max Drawdown (10Y)Largest decline over 10 years | -33.20% | -33.99% | +0.79% |
Current DrawdownCurrent decline from peak | -6.62% | -5.55% | -1.07% |
Average DrawdownAverage peak-to-trough decline | -4.51% | -3.72% | -0.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.47% | 2.55% | -0.08% |
Volatility
JFFSX vs. VOO - Volatility Comparison
JPMorgan SmartRetirement 2055 Fund (JFFSX) has a higher volatility of 5.78% compared to Vanguard S&P 500 ETF (VOO) at 5.34%. This indicates that JFFSX's price experiences larger fluctuations and is considered to be riskier than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JFFSX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.78% | 5.34% | +0.44% |
Volatility (6M)Calculated over the trailing 6-month period | 8.97% | 9.47% | -0.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.73% | 18.11% | -2.38% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.78% | 16.82% | -2.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.79% | 17.99% | -2.20% |