JFFSX vs. FDEEX

Last updated Aug 5, 2026

JFFSX (JPMorgan SmartRetirement 2055 Fund) and FDEEX (Fidelity Freedom 2055 Fund) are both Target Retirement Date funds. Over the past 10 years, JFFSX returned 11.26%/yr vs 11.95%/yr for FDEEX. Their 0.98 correlation means they have historically moved very closely together. JFFSX charges 0.25%/yr vs 0.75%/yr for FDEEX.

Performance

JFFSX vs. FDEEX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in JPMorgan SmartRetirement 2055 Fund (JFFSX) and Fidelity Freedom 2055 Fund (FDEEX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, JFFSX achieves a 10.20% return, which is significantly lower than FDEEX's 14.04% return. Over the past 10 years, JFFSX has underperformed FDEEX with an annualized return of 11.26%, while FDEEX has yielded a comparatively higher 11.95% annualized return.

JFFSX

• 1D: 1.08%
• 1M: 0.84%
• 6M: 7.40%
• YTD: 10.20%
• 1Y: 18.34%
• 3Y*: 16.37%
• 5Y*: 8.62%
• 10Y*: 11.26%
• ALL TIME*: 10.69%

FDEEX

• 1D: 1.27%
• 1M: 0.58%
• 6M: 9.28%
• YTD: 14.04%
• 1Y: 25.11%
• 3Y*: 19.49%
• 5Y*: 9.99%
• 10Y*: 11.95%
• ALL TIME*: 10.15%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
FDEEX Fidelity Freedom 2055 Fund	$0.00	$0.00	$0.00
JFFSX JPMorgan SmartRetirement 2055 Fund	$0.00	$0.00	$0.00

JFFSX vs. FDEEX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
JFFSX JPMorgan SmartRetirement 2055 Fund	10.20%	17.86%	12.29%	22.28%	-18.52%	17.50%	15.35%	32.68%	-9.82%	21.84%
FDEEX Fidelity Freedom 2055 Fund	14.04%	23.74%	14.02%	20.55%	-19.19%	16.57%	18.26%	25.35%	-8.92%	22.32%

Correlation

The correlation between JFFSX and FDEEX is 0.98 - they have historically moved very closely together. At this level, their price movements offset little of one another.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.98
Correlation (3Y) Balances recent behavior with more history.	0.98
Correlation (5Y) Shows whether the relationship held over a longer period.	0.98
Correlation (10Y) Provides a long-term view across more market conditions.	0.98
Correlation (All Time) Calculated using the full available price history since Jan 31, 2012	0.98

The correlation between JFFSX and FDEEX has been stable across timeframes, ranging from 0.98 to 0.98 - a consistent structural relationship.

Return for Risk

JFFSX vs. FDEEX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

JFFSX

JFFSX Risk / Return Rank: 56
JFFSX Sharpe Ratio Rank: 54
JFFSX Sortino Ratio Rank: 52
JFFSX Omega Ratio Rank: 53
JFFSX Calmar Ratio Rank: 54
JFFSX Martin Ratio Rank: 65

FDEEX

FDEEX Risk / Return Rank: 78
FDEEX Sharpe Ratio Rank: 77
FDEEX Sortino Ratio Rank: 73
FDEEX Omega Ratio Rank: 73
FDEEX Calmar Ratio Rank: 79
FDEEX Martin Ratio Rank: 85

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

JFFSX vs. FDEEX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for JPMorgan SmartRetirement 2055 Fund (JFFSX) and Fidelity Freedom 2055 Fund (FDEEX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	JFFSX	FDEEX	Difference
Sharpe ratio: Return per unit of total volatility	1.59	1.87	-0.28
Sortino ratio: Return per unit of downside risk	2.25	2.58	-0.33
Omega ratio: Gain probability vs. loss probability	1.29	1.34	-0.05
Calmar ratio: Return relative to maximum drawdown	2.17	2.75	-0.58
Martin ratio: Return relative to average drawdown	9.19	11.48	-2.30

JFFSX vs. FDEEX - Sharpe Ratio Comparison

The current JFFSX Sharpe Ratio is 1.59, which is comparable to the FDEEX Sharpe Ratio of 1.87. The chart below compares the historical Sharpe Ratios of JFFSX and FDEEX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

JFFSX vs. FDEEX - Drawdown Comparison

The maximum JFFSX drawdown since its inception was -33.20%, which is greater than FDEEX's maximum drawdown of -31.00%. Use the drawdown chart below to compare losses from any high point for JFFSX and FDEEX.

Drawdown Indicators

	JFFSX	FDEEX	Difference
Max Drawdown Largest peak-to-trough decline	-33.20%	-31.00%	-2.20%
Max Drawdown (1Y) Largest decline over 1 year	-9.14%	-9.79%	+0.65%
Max Drawdown (3Y) Largest decline over 3 years	-15.14%	-15.39%	+0.25%
Max Drawdown (5Y) Largest decline over 5 years	-25.78%	-27.34%	+1.56%
Max Drawdown (10Y) Largest decline over 10 years	-33.20%	-31.00%	-2.20%
Current Drawdown Current decline from peak	-0.12%	-0.76%	+0.64%
Average Drawdown Average peak-to-trough decline	-4.44%	-4.80%	+0.36%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.16%	2.34%	-0.18%

Volatility

JFFSX vs. FDEEX - Volatility Comparison

The current volatility for JPMorgan SmartRetirement 2055 Fund (JFFSX) is 3.81%, while Fidelity Freedom 2055 Fund (FDEEX) has a volatility of 4.53%. This indicates that JFFSX experiences smaller price fluctuations and is considered to be less risky than FDEEX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	JFFSX	FDEEX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.81%	4.53%	-0.72%
Volatility (6M) Calculated over the trailing 6-month period	10.50%	12.44%	-1.94%
Volatility (1Y) Calculated over the trailing 1-year period	12.54%	14.43%	-1.89%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	14.94%	15.28%	-0.34%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.84%	15.41%	+0.43%

JFFSX vs. FDEEX - Expense Ratio Comparison

JFFSX has a 0.25% expense ratio, which is lower than FDEEX's 0.75% expense ratio.

Dividends

JFFSX vs. FDEEX - Dividend Comparison

JFFSX's dividend yield for the trailing twelve months is around 4.28%, less than FDEEX's 4.96% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FDEEX Fidelity Freedom 2055 Fund	4.96%	3.87%	1.73%	1.91%	10.33%	11.20%	4.20%	6.23%	6.68%	3.59%	3.52%	4.99%
JFFSX JPMorgan SmartRetirement 2055 Fund	4.28%	4.72%	2.29%	1.57%	9.97%	12.22%	3.88%	13.57%	4.21%	3.43%	2.77%	2.63%

Frequently Asked Questions

Can I hold both JFFSX and FDEEX in my portfolio?

With a correlation of 0.98, JFFSX and FDEEX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, JFFSX or FDEEX?

FDEEX has higher volatility (4.53%) compared to JFFSX (3.81%). In terms of maximum drawdown, JFFSX dropped -33.20% vs FDEEX's -31.00%.

Which has better risk-adjusted returns?

FDEEX currently has the higher Sharpe Ratio (1.87 vs 1.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.