IYF vs. IBIT
IYF (iShares U.S. Financials ETF) and IBIT (iShares Bitcoin Trust ETF) are both exchange-traded funds - IYF is a Financials Equities fund tracking the Dow Jones U.S. Financials Index, while IBIT is a Cryptocurrency fund tracking the CME CF Bitcoin Reference Rate - New York Variant. Both are passively managed. Over the past year, IYF returned 11.89% vs -39.82% for IBIT. At a 0.31 correlation, their price movements are largely independent. IYF charges 0.42%/yr vs 0.25%/yr for IBIT.
Performance
IYF vs. IBIT - Performance Comparison
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Returns By Period
In the year-to-date period, IYF achieves a 0.92% return, which is significantly higher than IBIT's -28.88% return.
IYF
- 1D
- 0.41%
- 1M
- 4.59%
- YTD
- 0.92%
- 6M
- -0.33%
- 1Y
- 11.89%
- 3Y*
- 23.15%
- 5Y*
- 11.53%
- 10Y*
- 13.90%
IBIT
- 1D
- -3.26%
- 1M
- -17.81%
- YTD
- -28.88%
- 6M
- -28.88%
- 1Y
- -39.82%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
IYF vs. IBIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
IYF iShares U.S. Financials ETF | 0.92% | 18.25% | 31.08% |
IBIT iShares Bitcoin Trust ETF | -28.88% | -6.41% | 89.87% |
Correlation
The correlation between IYF and IBIT is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.25 |
Correlation (All Time) Calculated using the full available price history since Jan 11, 2024 | 0.31 |
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Return for Risk
IYF vs. IBIT — Risk / Return Rank
IYF
IBIT
IYF vs. IBIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares U.S. Financials ETF (IYF) and iShares Bitcoin Trust ETF (IBIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IYF | IBIT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.73 | ||
| Sortino ratioReturn per unit of downside risk | +2.45 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 0.86 | +0.29 |
| Calmar ratioReturn relative to maximum drawdown | 0.86 | -0.77 | +1.63 |
| Martin ratioReturn relative to average drawdown | 2.32 | -1.30 | +3.62 |
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Drawdowns
IYF vs. IBIT - Drawdown Comparison
The maximum IYF drawdown since its inception was -79.09%, which is greater than IBIT's maximum drawdown of -52.11%. Use the drawdown chart below to compare losses from any high point for IYF and IBIT.
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Drawdown Indicators
| IYF | IBIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.09% | -52.11% | -26.98% |
Max Drawdown (1Y)Largest decline over 1 year | -13.88% | -52.11% | +38.23% |
Max Drawdown (3Y)Largest decline over 3 years | -16.60% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -25.06% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -42.57% | — | — |
Current DrawdownCurrent decline from peak | -2.17% | -50.47% | +48.30% |
Average DrawdownAverage peak-to-trough decline | -17.58% | -16.85% | -0.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.14% | 30.58% | -25.44% |
Volatility
IYF vs. IBIT - Volatility Comparison
The current volatility for iShares U.S. Financials ETF (IYF) is 4.13%, while iShares Bitcoin Trust ETF (IBIT) has a volatility of 13.18%. This indicates that IYF experiences smaller price fluctuations and is considered to be less risky than IBIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IYF | IBIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.13% | 13.18% | -9.05% |
Volatility (6M)Calculated over the trailing 6-month period | 11.19% | 34.64% | -23.45% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.53% | 44.31% | -29.78% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 19.00% | 50.22% | -31.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.84% | 50.22% | -29.38% |
IYF vs. IBIT - Expense Ratio Comparison
IYF has a 0.42% expense ratio, which is higher than IBIT's 0.25% expense ratio.
Dividends
IYF vs. IBIT - Dividend Comparison
IYF's dividend yield for the trailing twelve months is around 1.48%, while IBIT has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IBIT iShares Bitcoin Trust ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
IYF iShares U.S. Financials ETF | 1.48% | 1.32% | 1.29% | 1.67% | 1.86% | 1.27% | 1.72% | 1.64% | 1.90% | 1.46% | 1.67% | 1.66% |
Frequently Asked Questions
IYF and IBIT have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IBIT has higher volatility (13.18%) compared to IYF (4.13%). In terms of maximum drawdown, IYF dropped -79.09% vs IBIT's -52.11%.
On 1-year performance, IYF leads with 11.89% vs -39.82% for IBIT. On fees, IBIT is cheaper at 0.25% per year. On volatility, IYF has been the lower-risk option at 4.13%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, IYF has performed better with a 11.89% return vs -39.82%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
IBIT is cheaper with a 0.25% expense ratio, compared with 0.42% for IYF.
IYF has the higher dividend yield at 1.48%, compared with 0.00% for IBIT.
IYF is categorized as Financials Equities, while IBIT is Cryptocurrency. IYF tracks Dow Jones U.S. Financials Index, while IBIT tracks CME CF Bitcoin Reference Rate - New York Variant. Their fees differ too: 0.42% for IYF and 0.25% for IBIT.
IYF currently has the higher Sharpe Ratio (0.82 vs -0.90), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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