ITDF vs. VGT

Last updated Jun 4, 2026

ITDF (Ishares Lifepath Target Date 2050 ETF) and VGT (Vanguard Information Technology ETF) are both exchange-traded funds - ITDF is a Target Retirement Date fund actively managed by iShares, while VGT is a Technology Equities fund tracking the MSCI USA IMI Information Technology 25/50 Index. ITDF is actively managed, while VGT is passively managed. Over the past year, ITDF returned 27.50% vs 60.15% for VGT. Their correlation of 0.82 suggests significant overlap in exposure. ITDF charges 0.11%/yr vs 0.09%/yr for VGT.

Performance

ITDF vs. VGT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Ishares Lifepath Target Date 2050 ETF (ITDF) and Vanguard Information Technology ETF (VGT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ITDF achieves a 11.50% return, which is significantly lower than VGT's 31.64% return.

ITDF

• 1D: -0.76%
• 1M: 4.54%
• YTD: 11.50%
• 6M: 12.25%
• 1Y: 27.50%
• 3Y*: —
• 5Y*: —
• 10Y*: —

VGT

• 1D: -1.48%
• 1M: 18.07%
• YTD: 31.64%
• 6M: 30.51%
• 1Y: 60.15%
• 3Y*: 33.48%
• 5Y*: 22.23%
• 10Y*: 25.78%

*Multi-year figures are annualized to reflect compound growth (CAGR)

ITDF vs. VGT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
ITDF Ishares Lifepath Target Date 2050 ETF	11.50%	20.86%	16.15%	12.92%
VGT Vanguard Information Technology ETF	31.64%	21.77%	29.30%	16.19%

Correlation

The correlation between ITDF and VGT is 0.80, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.80
Correlation (All Time) Calculated using the full available price history since Oct 20, 2023	0.82

The correlation between ITDF and VGT has been stable across timeframes, ranging from 0.80 to 0.82 - a consistent structural relationship.

ITDF vs. VGT - Sectors Allocation Comparison

Sectors	ITDF	VGT
Technology	26.4%	98.5%
Financial Services	15.8%	0.5%
Industrials	11.7%	0.4%
Consumer Cyclical	9.2%	0.1%
Healthcare	8.1%	0.0%
Communication Services	8.0%	0.5%
Real Estate	5.2%	-
Consumer Defensive	4.7%	-
Basic Materials	4.2%	0.0%
Energy	4.2%	0.3%
Utilities	2.6%	-

Return for Risk

ITDF vs. VGT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ITDF

ITDF Risk / Return Rank: 67
ITDF Sharpe Ratio Rank: 69
ITDF Sortino Ratio Rank: 70
ITDF Omega Ratio Rank: 68
ITDF Calmar Ratio Rank: 59
ITDF Martin Ratio Rank: 70

VGT

VGT Risk / Return Rank: 76
VGT Sharpe Ratio Rank: 87
VGT Sortino Ratio Rank: 79
VGT Omega Ratio Rank: 78
VGT Calmar Ratio Rank: 72
VGT Martin Ratio Rank: 64

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ITDF vs. VGT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Ishares Lifepath Target Date 2050 ETF (ITDF) and Vanguard Information Technology ETF (VGT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ITDF	VGT	Difference
Sharpe ratio: Return per unit of total volatility	2.29	2.95	-0.65
Sortino ratio: Return per unit of downside risk	3.22	3.63	-0.41
Omega ratio: Gain probability vs. loss probability	1.42	1.47	-0.06
Calmar ratio: Return relative to maximum drawdown	2.97	3.69	-0.72
Martin ratio: Return relative to average drawdown	13.13	11.77	+1.36
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ITDF vs. VGT - Sharpe Ratio Comparison

The current ITDF Sharpe Ratio is 2.29, which is comparable to the VGT Sharpe Ratio of 2.95. The chart below compares the historical Sharpe Ratios of ITDF and VGT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	ITDF	VGT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.29	2.95	-0.65
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.89	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	1.05	—
Sharpe Ratio (All Time) Calculated using the full available price history	1.76	0.68	+1.08

Drawdowns

ITDF vs. VGT - Drawdown Comparison

The maximum ITDF drawdown since its inception was -15.67%, smaller than the maximum VGT drawdown of -54.63%. Use the drawdown chart below to compare losses from any high point for ITDF and VGT.

Drawdown Indicators

	ITDF	VGT	Difference
Max Drawdown Largest peak-to-trough decline	-15.67%	-54.63%	+38.96%
Max Drawdown (1Y) Largest decline over 1 year	-9.32%	-16.40%	+7.08%
Max Drawdown (3Y) Largest decline over 3 years	—	-27.23%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-35.07%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.07%	—
Current Drawdown Current decline from peak	-0.76%	-1.48%	+0.72%
Average Drawdown Average peak-to-trough decline	-1.51%	-7.95%	+6.44%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.10%	5.13%	-3.03%

Volatility

ITDF vs. VGT - Volatility Comparison

The current volatility for Ishares Lifepath Target Date 2050 ETF (ITDF) is 3.79%, while Vanguard Information Technology ETF (VGT) has a volatility of 6.39%. This indicates that ITDF experiences smaller price fluctuations and is considered to be less risky than VGT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ITDF	VGT	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.79%	6.39%	-2.60%
Volatility (6M) Calculated over the trailing 6-month period	9.67%	16.07%	-6.40%
Volatility (1Y) Calculated over the trailing 1-year period	12.04%	20.57%	-8.53%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.88%	25.18%	-11.30%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.88%	24.60%	-10.72%

ITDF vs. VGT - Expense Ratio Comparison

ITDF has a 0.11% expense ratio, which is higher than VGT's 0.09% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

ITDF vs. VGT - Dividend Comparison

ITDF's dividend yield for the trailing twelve months is around 1.48%, more than VGT's 0.31% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ITDF Ishares Lifepath Target Date 2050 ETF	1.48%	1.65%	1.55%	0.85%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VGT Vanguard Information Technology ETF	0.31%	0.40%	0.60%	0.65%	0.91%	0.64%	0.82%	1.11%	1.29%	0.99%	1.31%	1.28%

Frequently Asked Questions

Can I hold both ITDF and VGT in my portfolio?

ITDF and VGT have a correlation of 0.80, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, ITDF or VGT?

VGT has higher volatility (6.39%) compared to ITDF (3.79%). In terms of maximum drawdown, ITDF dropped -15.67% vs VGT's -54.63%.

Which ETF is better, ITDF or VGT?

On 1-year performance, VGT leads with 60.15% vs 27.50% for ITDF. On fees, VGT is cheaper at 0.09% per year. On volatility, ITDF has been the lower-risk option at 3.79%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, ITDF or VGT?

Over the 1-year period, VGT has performed better with a 60.15% return vs 27.50%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, ITDF or VGT?

VGT is cheaper with a 0.09% expense ratio, compared with 0.11% for ITDF.

Which ETF pays a higher dividend yield, ITDF or VGT?

ITDF has the higher dividend yield at 1.48%, compared with 0.31% for VGT.

What is the main difference between ITDF and VGT?

ITDF is categorized as Target Retirement Date, while VGT is Technology Equities. They also come from different issuers: iShares and Vanguard. Their fees differ too: 0.11% for ITDF and 0.09% for VGT.

Which has better risk-adjusted returns?

VGT currently has the higher Sharpe Ratio (2.95 vs 2.29), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.