ISNPY vs. SCGLY
ISNPY (Intesa Sanpaolo SpA PK) and SCGLY (Societe Generale ADR) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, ISNPY returned 22.09%/yr vs 16.31%/yr for SCGLY. A 0.68 correlation means they provide meaningful diversification when combined.
Performance
ISNPY vs. SCGLY - Performance Comparison
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Returns By Period
In the year-to-date period, ISNPY achieves a 7.10% return, which is significantly lower than SCGLY's 13.29% return. Over the past 10 years, ISNPY has outperformed SCGLY with an annualized return of 22.09%, while SCGLY has yielded a comparatively lower 16.31% annualized return.
ISNPY
- 1D
- 1.75%
- 1M
- 9.97%
- YTD
- 7.10%
- 6M
- 7.34%
- 1Y
- 38.91%
- 3Y*
- 53.25%
- 5Y*
- 31.47%
- 10Y*
- 22.09%
SCGLY
- 1D
- 0.50%
- 1M
- 14.92%
- YTD
- 13.29%
- 6M
- 14.21%
- 1Y
- 67.83%
- 3Y*
- 57.53%
- 5Y*
- 30.45%
- 10Y*
- 16.31%
ISNPY vs. SCGLY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ISNPY Intesa Sanpaolo SpA PK | 7.10% | 84.29% | 50.22% | 42.51% | -7.76% | 19.59% | -10.04% | 25.49% | -28.78% | 47.09% |
SCGLY Societe Generale ADR | 13.29% | 195.45% | 8.74% | 16.36% | -23.55% | 70.39% | -40.49% | 21.83% | -35.67% | 15.46% |
Correlation
The correlation between ISNPY and SCGLY is 0.69, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.69 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.67 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.72 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.70 |
Correlation (All Time) Calculated using the full available price history since Jul 13, 2007 | 0.68 |
The correlation between ISNPY and SCGLY has been stable across timeframes, ranging from 0.67 to 0.72 - a consistent structural relationship.
Fundamentals
ISNPY:
$20.82B
SCGLY:
$66.93B
ISNPY:
€19.86
SCGLY:
€2.04
ISNPY:
1.89
SCGLY:
7.72
ISNPY:
0.01
SCGLY:
0.25
ISNPY:
0.68
SCGLY:
0.89
ISNPY:
0.30
SCGLY:
0.82
ISNPY:
€26.94B
SCGLY:
€66.58B
ISNPY:
€25.87B
SCGLY:
€51.59B
ISNPY:
€14.31B
SCGLY:
€13.58B
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Return for Risk
ISNPY vs. SCGLY — Risk / Return Rank
ISNPY
SCGLY
ISNPY vs. SCGLY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Intesa Sanpaolo SpA PK (ISNPY) and Societe Generale ADR (SCGLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ISNPY | SCGLY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.43 | ||
| Sortino ratioReturn per unit of downside risk | -0.47 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.31 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 1.85 | 2.91 | -1.06 |
| Martin ratioReturn relative to average drawdown | 5.85 | 8.24 | -2.39 |
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Drawdowns
ISNPY vs. SCGLY - Drawdown Comparison
The maximum ISNPY drawdown since its inception was -86.72%, roughly equal to the maximum SCGLY drawdown of -89.76%. Use the drawdown chart below to compare losses from any high point for ISNPY and SCGLY.
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Drawdown Indicators
| ISNPY | SCGLY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -86.72% | -89.76% | +3.04% |
Max Drawdown (1Y)Largest decline over 1 year | -21.14% | -23.45% | +2.31% |
Max Drawdown (3Y)Largest decline over 3 years | -21.80% | -25.67% | +3.87% |
Max Drawdown (5Y)Largest decline over 5 years | -49.54% | -51.15% | +1.61% |
Max Drawdown (10Y)Largest decline over 10 years | -59.38% | -75.30% | +15.92% |
Current DrawdownCurrent decline from peak | 0.00% | -1.67% | +1.67% |
Average DrawdownAverage peak-to-trough decline | -48.57% | -67.56% | +18.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.66% | 8.26% | -1.60% |
Volatility
ISNPY vs. SCGLY - Volatility Comparison
The current volatility for Intesa Sanpaolo SpA PK (ISNPY) is 7.73%, while Societe Generale ADR (SCGLY) has a volatility of 10.13%. This indicates that ISNPY experiences smaller price fluctuations and is considered to be less risky than SCGLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ISNPY | SCGLY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.73% | 10.13% | -2.40% |
Volatility (6M)Calculated over the trailing 6-month period | 21.30% | 28.55% | -7.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.46% | 35.76% | -9.30% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.50% | 37.44% | -6.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.14% | 40.38% | -6.24% |
Dividends
ISNPY vs. SCGLY - Dividend Comparison
ISNPY's dividend yield for the trailing twelve months is around 6.08%, more than SCGLY's 2.10% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ISNPY Intesa Sanpaolo SpA PK | 6.08% | 5.89% | 8.50% | 7.68% | 7.25% | 8.64% | 0.00% | 6.18% | 8.14% | 10.26% | 4.41% | 2.45% |
SCGLY Societe Generale ADR | 2.10% | 2.42% | 3.43% | 6.76% | 6.98% | 1.90% | 0.00% | 7.15% | 8.65% | 9.50% | 9.53% | 2.82% |
Financials
ISNPY vs. SCGLY - Financials Comparison
This section allows you to compare key financial metrics between Intesa Sanpaolo SpA PK and Societe Generale ADR. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ISNPY vs. SCGLY - Profitability Comparison
ISNPY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a gross profit of 8.47B and revenue of 10.99B. Therefore, the gross margin over that period was 77.1%.
SCGLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Societe Generale ADR reported a gross profit of 7.17B and revenue of 7.17B. Therefore, the gross margin over that period was 100.0%.
ISNPY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported an operating income of 4.21B and revenue of 10.99B, resulting in an operating margin of 38.3%.
SCGLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Societe Generale ADR reported an operating income of 2.49B and revenue of 7.17B, resulting in an operating margin of 34.8%.
ISNPY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a net income of 2.81B and revenue of 10.99B, resulting in a net margin of 25.6%.
SCGLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Societe Generale ADR reported a net income of 1.70B and revenue of 7.17B, resulting in a net margin of 23.7%.
Frequently Asked Questions
ISNPY and SCGLY have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SCGLY has higher volatility (10.13%) compared to ISNPY (7.73%). In terms of maximum drawdown, ISNPY dropped -86.72% vs SCGLY's -89.76%.
SCGLY currently has the higher Sharpe Ratio (1.91 vs 1.48), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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