INTL vs. IFLO

Last updated Jun 26, 2026

INTL (Main International ETF) and IFLO (VictoryShares International Free Cash Flow ETF) are both Foreign Large Cap Equities funds. Over the past year, INTL returned 23.96% vs 32.28% for IFLO. Their correlation of 0.82 suggests significant overlap in exposure. INTL charges 1.04%/yr vs 0.56%/yr for IFLO.

Performance

INTL vs. IFLO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Main International ETF (INTL) and VictoryShares International Free Cash Flow ETF (IFLO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, INTL achieves a 9.95% return, which is significantly lower than IFLO's 16.93% return.

INTL

• 1D: 0.79%
• 1M: -1.61%
• YTD: 9.95%
• 6M: 10.07%
• 1Y: 23.96%
• 3Y*: 16.45%
• 5Y*: —
• 10Y*: —

IFLO

• 1D: 0.43%
• 1M: -1.62%
• YTD: 16.93%
• 6M: 16.46%
• 1Y: 32.28%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

INTL vs. IFLO - Yearly Performance Comparison

	2026 (YTD)	2025
INTL Main International ETF	9.95%	12.74%
IFLO VictoryShares International Free Cash Flow ETF	16.93%	13.12%

Correlation

The correlation between INTL and IFLO is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jun 26, 2025	0.82

INTL vs. IFLO - Sectors Allocation Comparison

Sectors	INTL	IFLO
Financial Services	23.4%	1.1%
Technology	17.6%	21.5%
Industrials	14.7%	18.1%
Basic Materials	9.9%	11.3%
Consumer Cyclical	7.6%	13.8%
Healthcare	6.2%	11.7%
Consumer Defensive	5.4%	2.8%
Energy	5.4%	12.1%
Communication Services	4.6%	6.7%
Utilities	3.0%	1.0%
Real Estate	2.1%	0.0%

Return for Risk

INTL vs. IFLO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

INTL

INTL Risk / Return Rank: 49
INTL Sharpe Ratio Rank: 48
INTL Sortino Ratio Rank: 47
INTL Omega Ratio Rank: 50
INTL Calmar Ratio Rank: 48
INTL Martin Ratio Rank: 53

IFLO

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

INTL vs. IFLO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Main International ETF (INTL) and VictoryShares International Free Cash Flow ETF (IFLO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	INTL	IFLO	Difference
Sharpe ratio: Return per unit of total volatility	1.47	—	—
Sortino ratio: Return per unit of downside risk	2.06	—	—
Omega ratio: Gain probability vs. loss probability	1.28	—	—
Calmar ratio: Return relative to maximum drawdown	2.09	—	—
Martin ratio: Return relative to average drawdown	8.09	—	—

Drawdowns

INTL vs. IFLO - Drawdown Comparison

The maximum INTL drawdown since its inception was -14.48%, which is greater than IFLO's maximum drawdown of -6.44%. Use the drawdown chart below to compare losses from any high point for INTL and IFLO.

Drawdown Indicators

	INTL	IFLO	Difference
Max Drawdown Largest peak-to-trough decline	-14.48%	-6.44%	-8.04%
Max Drawdown (1Y) Largest decline over 1 year	-11.51%	-6.44%	-5.07%
Max Drawdown (3Y) Largest decline over 3 years	-14.48%	—	—
Current Drawdown Current decline from peak	-2.39%	-3.37%	+0.98%
Average Drawdown Average peak-to-trough decline	-2.87%	-1.25%	-1.62%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.97%	—	—

Volatility

Volatility by Period

	INTL	IFLO	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.74%	—	—
Volatility (6M) Calculated over the trailing 6-month period	14.45%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	16.34%	14.75%	+1.59%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.74%	14.75%	+0.99%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.74%	14.75%	+0.99%

INTL vs. IFLO - Expense Ratio Comparison

INTL has a 1.04% expense ratio, which is higher than IFLO's 0.56% expense ratio.

Dividends

INTL vs. IFLO - Dividend Comparison

INTL's dividend yield for the trailing twelve months is around 3.40%, more than IFLO's 1.51% yield.

Position	TTM	2025	2024	2023	2022
IFLO VictoryShares International Free Cash Flow ETF	1.51%	0.73%	0.00%	0.00%	0.00%
INTL Main International ETF	3.40%	2.57%	2.71%	2.86%	1.41%

Frequently Asked Questions

Can I hold both INTL and IFLO in my portfolio?

INTL and IFLO have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, INTL or IFLO?

On 1-year performance, IFLO leads with 32.28% vs 23.96% for INTL. On fees, IFLO is cheaper at 0.56% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, INTL or IFLO?

Over the 1-year period, IFLO has performed better with a 32.28% return vs 23.96%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, INTL or IFLO?

IFLO is cheaper with a 0.56% expense ratio, compared with 1.04% for INTL.

Which ETF pays a higher dividend yield, INTL or IFLO?

INTL has the higher dividend yield at 3.40%, compared with 1.51% for IFLO.

What is the main difference between INTL and IFLO?

They also come from different issuers: Main Funds and VictoryShares. Their fees differ too: 1.04% for INTL and 0.56% for IFLO.