IISPX vs. LTRIX
IISPX (Voya Solution 2055 Portfolio) and LTRIX (Principal LifeTime 2045 Fund) are both Target Retirement Date funds. Over the past 10 years, IISPX returned 11.05%/yr vs 10.66%/yr for LTRIX. Their 0.97 correlation means they have historically moved very closely together. IISPX charges 0.19%/yr vs 0.01%/yr for LTRIX.
Performance
IISPX vs. LTRIX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, IISPX achieves a 10.33% return, which is significantly higher than LTRIX's 7.81% return. Both investments have delivered pretty close results over the past 10 years, with IISPX having a 11.05% annualized return and LTRIX not far behind at 10.66%.
IISPX
- 1D
- 1.96%
- 1M
- -0.57%
- 6M
- 6.34%
- YTD
- 10.33%
- 1Y
- 21.53%
- 3Y*
- 16.50%
- 5Y*
- 9.16%
- 10Y*
- 11.05%
- ALL TIME*
- 10.14%
LTRIX
- 1D
- 1.55%
- 1M
- 0.31%
- 6M
- 5.25%
- YTD
- 7.81%
- 1Y
- 16.35%
- 3Y*
- 15.23%
- 5Y*
- 8.14%
- 10Y*
- 10.66%
- ALL TIME*
- 8.18%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
IISPX vs. LTRIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IISPX Voya Solution 2055 Portfolio | 10.33% | 20.07% | 15.30% | 20.87% | -19.26% | 17.64% | 16.42% | 24.65% | -10.28% | 21.95% |
LTRIX Principal LifeTime 2045 Fund | 7.81% | 16.69% | 16.90% | 19.40% | -18.51% | 16.55% | 16.33% | 25.81% | -8.34% | 21.38% |
Correlation
The correlation between IISPX and LTRIX is 0.89, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.89 |
Correlation (3Y) Balances recent behavior with more history. | 0.93 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.95 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.96 |
Correlation (All Time) Calculated using the full available price history since Mar 8, 2010 | 0.97 |
The correlation between IISPX and LTRIX has been stable across timeframes, ranging from 0.89 to 0.97 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
IISPX vs. LTRIX — Risk / Return Rank
IISPX
LTRIX
IISPX vs. LTRIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Solution 2055 Portfolio (IISPX) and Principal LifeTime 2045 Fund (LTRIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IISPX | LTRIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.34 | ||
| Sortino ratioReturn per unit of downside risk | +0.51 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.23 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.24 | 1.82 | +0.42 |
| Martin ratioReturn relative to average drawdown | 9.94 | 7.79 | +2.15 |
Loading charts...
Drawdowns
IISPX vs. LTRIX - Drawdown Comparison
The maximum IISPX drawdown since its inception was -34.45%, smaller than the maximum LTRIX drawdown of -51.39%. Use the drawdown chart below to compare losses from any high point for IISPX and LTRIX.
Loading charts...
Drawdown Indicators
| IISPX | LTRIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.45% | -51.39% | +16.94% |
Max Drawdown (1Y)Largest decline over 1 year | -9.51% | -8.04% | -1.47% |
Max Drawdown (3Y)Largest decline over 3 years | -15.98% | -14.47% | -1.51% |
Max Drawdown (5Y)Largest decline over 5 years | -27.04% | -26.25% | -0.79% |
Max Drawdown (10Y)Largest decline over 10 years | -34.45% | -31.56% | -2.89% |
Current DrawdownCurrent decline from peak | -2.20% | -0.84% | -1.36% |
Average DrawdownAverage peak-to-trough decline | -4.91% | -7.15% | +2.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.07% | 1.88% | +0.19% |
Volatility
IISPX vs. LTRIX - Volatility Comparison
Voya Solution 2055 Portfolio (IISPX) has a higher volatility of 3.82% compared to Principal LifeTime 2045 Fund (LTRIX) at 3.18%. This indicates that IISPX's price experiences larger fluctuations and is considered to be riskier than LTRIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| IISPX | LTRIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.82% | 3.18% | +0.64% |
Volatility (6M)Calculated over the trailing 6-month period | 10.79% | 9.65% | +1.14% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.37% | 11.66% | +1.71% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.54% | 14.70% | +0.84% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.35% | 14.77% | +1.58% |
IISPX vs. LTRIX - Expense Ratio Comparison
IISPX has a 0.19% expense ratio, which is higher than LTRIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
IISPX vs. LTRIX - Dividend Comparison
IISPX's dividend yield for the trailing twelve months is around 7.78%, less than LTRIX's 8.63% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IISPX Voya Solution 2055 Portfolio | 7.78% | 8.58% | 1.54% | 5.14% | 29.36% | 14.46% | 6.23% | 10.08% | 5.84% | 2.98% | 8.44% | 13.57% |
LTRIX Principal LifeTime 2045 Fund | 8.63% | 9.31% | 9.40% | 4.25% | 8.71% | 6.75% | 4.62% | 6.93% | 7.50% | 4.57% | 4.48% | 5.42% |
Frequently Asked Questions
IISPX and LTRIX have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IISPX has higher volatility (3.82%) compared to LTRIX (3.18%). In terms of maximum drawdown, IISPX dropped -34.45% vs LTRIX's -51.39%.
IISPX currently has the higher Sharpe Ratio (1.60 vs 1.26), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for IISPX and LTRIX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer