III.L vs. MA
III.L (3I Group plc) and MA (Mastercard Incorporated) are both stocks. Both are in the Financial Services sector — III.L in Investment Banking & Investment Services, MA in Credit Services. Over the past 10 years, III.L returned 19.43%/yr vs 19.58%/yr for MA. At a 0.23 correlation, their price movements are largely independent.
Performance
III.L vs. MA - Performance Comparison
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Different Trading Currencies
III.L is traded in GBp, while MA is traded in USD. To make them comparable, the MA values have been converted to GBp using the latest available exchange rates.
Returns By Period
In the year-to-date period, III.L achieves a -29.97% return, which is significantly lower than MA's -13.40% return. Both investments have delivered pretty close results over the past 10 years, with III.L having a 19.43% annualized return and MA not far ahead at 19.58%.
III.L
- 1D
- -1.04%
- 1M
- 3.39%
- YTD
- -29.97%
- 6M
- -27.58%
- 1Y
- -43.37%
- 3Y*
- 7.13%
- 5Y*
- 15.89%
- 10Y*
- 19.43%
MA
- 1D
- 0.07%
- 1M
- -1.39%
- YTD
- -13.40%
- 6M
- -13.75%
- 1Y
- -11.15%
- 3Y*
- 8.24%
- 5Y*
- 7.68%
- 10Y*
- 19.58%
III.L vs. MA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
III.L 3I Group plc | -29.97% | -6.44% | 50.11% | 85.46% | -3.46% | 28.99% | 9.36% | 47.12% | -11.76% | 33.70% |
MA Mastercard Incorporated | -13.40% | 1.27% | 26.34% | 17.24% | 8.92% | 2.12% | 16.66% | 53.10% | 32.74% | 34.91% |
Correlation
The correlation between III.L and MA is 0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.06 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.10 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.19 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.24 |
Correlation (All Time) Calculated using the full available price history since Jul 13, 2007 | 0.23 |
The correlation between III.L and MA shifts across timeframes, from 0.06 (1 year) to 0.24 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
III.L:
£23.26B
MA:
$438.14B
III.L:
£10.41
MA:
$17.28
III.L:
2.20
MA:
28.40
III.L:
0.27
MA:
1.66
III.L:
10.70
MA:
13.03
III.L:
0.75
MA:
65.18
III.L:
£2.12B
MA:
$33.94B
III.L:
£5.57B
MA:
$26.70B
III.L:
£9.82B
MA:
$21.23B
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Return for Risk
III.L vs. MA — Risk / Return Rank
III.L
MA
III.L vs. MA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for 3I Group plc (III.L) and Mastercard Incorporated (MA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| III.L | MA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.50 | ||
| Sortino ratioReturn per unit of downside risk | -0.78 | ||
| Omega ratioGain probability vs. loss probability | 0.80 | 0.93 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | -0.82 | -0.55 | -0.27 |
| Martin ratioReturn relative to average drawdown | -1.61 | -1.12 | -0.49 |
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Drawdowns
III.L vs. MA - Drawdown Comparison
The maximum III.L drawdown since its inception was -84.90%, which is greater than MA's maximum drawdown of -50.00%. Use the drawdown chart below to compare losses from any high point for III.L and MA.
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Drawdown Indicators
| III.L | MA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.90% | -50.00% | -34.90% |
Max Drawdown (1Y)Largest decline over 1 year | -52.78% | -20.39% | -32.39% |
Max Drawdown (3Y)Largest decline over 3 years | -52.78% | -22.74% | -30.04% |
Max Drawdown (5Y)Largest decline over 5 years | -52.78% | -22.74% | -30.04% |
Max Drawdown (10Y)Largest decline over 10 years | -52.78% | -34.11% | -18.67% |
Current DrawdownCurrent decline from peak | -48.17% | -19.58% | -28.59% |
Average DrawdownAverage peak-to-trough decline | -23.09% | -7.75% | -15.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 26.99% | 9.98% | +17.01% |
Volatility
III.L vs. MA - Volatility Comparison
3I Group plc (III.L) has a higher volatility of 12.83% compared to Mastercard Incorporated (MA) at 6.53%. This indicates that III.L's price experiences larger fluctuations and is considered to be riskier than MA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| III.L | MA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 12.83% | 6.53% | +6.30% |
Volatility (6M)Calculated over the trailing 6-month period | 37.16% | 17.85% | +19.31% |
Volatility (1Y)Calculated over the trailing 1-year period | 43.41% | 22.70% | +20.71% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.79% | 23.48% | +7.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.35% | 26.88% | +3.47% |
Dividends
III.L vs. MA - Dividend Comparison
III.L's dividend yield for the trailing twelve months is around 3.46%, more than MA's 0.66% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
III.L 3I Group plc | 3.46% | 2.42% | 1.82% | 2.32% | 3.76% | 2.78% | 3.02% | 3.42% | 4.78% | 2.90% | 3.41% | 2.37% |
MA Mastercard Incorporated | 0.66% | 0.53% | 0.50% | 0.53% | 0.56% | 0.49% | 0.45% | 0.44% | 0.53% | 0.58% | 0.74% | 0.66% |
Financials
III.L vs. MA - Financials Comparison
This section allows you to compare key financial metrics between 3I Group plc and Mastercard Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
III.L and MA have a correlation of 0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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