IIBAX vs. IRGMX
Compare and contrast key facts about Voya Intermediate Bond Fund (IIBAX) and Voya Retirement Moderate Growth Portfolio (IRGMX).
IIBAX is managed by Voya. It was launched on Dec 15, 1998. IRGMX is managed by Voya. It was launched on Apr 27, 2006.
Performance
IIBAX vs. IRGMX - Performance Comparison
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IIBAX vs. IRGMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IIBAX Voya Intermediate Bond Fund | -0.45% | 6.42% | 2.65% | 7.04% | -15.11% | -1.79% | 7.75% | 9.57% | -0.59% | 4.48% |
IRGMX Voya Retirement Moderate Growth Portfolio | -4.07% | 14.26% | 12.89% | 15.88% | -16.04% | 14.38% | 13.54% | 20.44% | -8.06% | 15.10% |
Returns By Period
In the year-to-date period, IIBAX achieves a -0.45% return, which is significantly higher than IRGMX's -4.07% return. Over the past 10 years, IIBAX has underperformed IRGMX with an annualized return of 1.86%, while IRGMX has yielded a comparatively higher 7.73% annualized return.
IIBAX
- 1D
- 0.34%
- 1M
- -1.80%
- YTD
- -0.45%
- 6M
- -0.18%
- 1Y
- 2.87%
- 3Y*
- 3.95%
- 5Y*
- 0.04%
- 10Y*
- 1.86%
IRGMX
- 1D
- -1.15%
- 1M
- -5.79%
- YTD
- -4.07%
- 6M
- -2.28%
- 1Y
- 10.33%
- 3Y*
- 10.86%
- 5Y*
- 6.08%
- 10Y*
- 7.73%
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IIBAX vs. IRGMX - Expense Ratio Comparison
IIBAX has a 0.69% expense ratio, which is higher than IRGMX's 0.26% expense ratio.
Return for Risk
IIBAX vs. IRGMX — Risk / Return Rank
IIBAX
IRGMX
IIBAX vs. IRGMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Intermediate Bond Fund (IIBAX) and Voya Retirement Moderate Growth Portfolio (IRGMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IIBAX | IRGMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.73 | 1.05 | -0.31 |
Sortino ratioReturn per unit of downside risk | 1.04 | 1.56 | -0.52 |
Omega ratioGain probability vs. loss probability | 1.13 | 1.23 | -0.10 |
Calmar ratioReturn relative to maximum drawdown | 0.94 | 0.89 | +0.05 |
Martin ratioReturn relative to average drawdown | 2.57 | 4.24 | -1.67 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IIBAX | IRGMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.73 | 1.05 | -0.31 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.01 | 0.57 | -0.56 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.38 | 0.69 | -0.32 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.90 | 0.69 | +0.21 |
Correlation
The correlation between IIBAX and IRGMX is 0.02, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
IIBAX vs. IRGMX - Dividend Comparison
IIBAX's dividend yield for the trailing twelve months is around 3.19%, less than IRGMX's 23.97% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IIBAX Voya Intermediate Bond Fund | 3.19% | 3.43% | 4.50% | 4.05% | 1.98% | 2.03% | 4.69% | 3.23% | 2.93% | 2.88% | 2.96% | 2.45% |
IRGMX Voya Retirement Moderate Growth Portfolio | 23.97% | 22.99% | 7.83% | 9.72% | 17.03% | 6.44% | 6.69% | 8.86% | 8.13% | 9.42% | 11.83% | 5.09% |
Drawdowns
IIBAX vs. IRGMX - Drawdown Comparison
The maximum IIBAX drawdown since its inception was -20.34%, smaller than the maximum IRGMX drawdown of -23.38%. Use the drawdown chart below to compare losses from any high point for IIBAX and IRGMX.
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Drawdown Indicators
| IIBAX | IRGMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.34% | -23.38% | +3.04% |
Max Drawdown (1Y)Largest decline over 1 year | -3.05% | -7.87% | +4.82% |
Max Drawdown (5Y)Largest decline over 5 years | -20.01% | -21.53% | +1.52% |
Max Drawdown (10Y)Largest decline over 10 years | -20.34% | -23.38% | +3.04% |
Current DrawdownCurrent decline from peak | -2.95% | -6.35% | +3.40% |
Average DrawdownAverage peak-to-trough decline | -2.88% | -3.42% | +0.54% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.12% | 1.96% | -0.84% |
Volatility
IIBAX vs. IRGMX - Volatility Comparison
The current volatility for Voya Intermediate Bond Fund (IIBAX) is 1.77%, while Voya Retirement Moderate Growth Portfolio (IRGMX) has a volatility of 2.50%. This indicates that IIBAX experiences smaller price fluctuations and is considered to be less risky than IRGMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IIBAX | IRGMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.77% | 2.50% | -0.73% |
Volatility (6M)Calculated over the trailing 6-month period | 2.74% | 6.02% | -3.28% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.89% | 11.38% | -6.49% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.94% | 10.85% | -4.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.00% | 11.26% | -6.26% |