- ISIN
- US92914C8082
- Issuer
- Voya
- Inception Date
- Apr 27, 2006
- Category
- Diversified Portfolio
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
IRGMX Performance Chart
Voya Retirement Moderate Growth Portfolio (IRGMX) is up 7.4% since the beginning of the year. IRGMX is currently trading at $11 per share. Investors who bought $1,000 worth of IRGMX shares 5 years ago would now be looking at an investment worth $1,448.
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Returns By Period
Voya Retirement Moderate Growth Portfolio (IRGMX) has returned 7.42% so far this year and 18.74% over the past 12 months. Over the last ten years, IRGMX has returned 8.80% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Voya Retirement Moderate Growth Portfolio
- 1D
- 0.86%
- 1M
- 0.96%
- YTD
- 7.42%
- 6M
- 7.20%
- 1Y
- 18.74%
- 3Y*
- 13.66%
- 5Y*
- 7.69%
- 10Y*
- 8.80%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
IRGMX Monthly Returns History
Based on dividend-adjusted daily data since Nov 9, 2009, IRGMX's average daily return is +0.03%, while the average monthly return is +0.70%. At this rate, an investment would double in approximately 8.3 years.
Historically, 66% of months were positive and 35% were negative. The best month was Apr 2020 with a return of +8.1%, while the worst month was Mar 2020 at -9.2%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 5 months.
On a daily basis, IRGMX closed higher 51% of trading days. The best single day was Mar 24, 2020 with a return of +5.5%, while the worst single day was Mar 16, 2020 at -7.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.83% | 0.50% | -4.37% | 6.54% | 3.31% | -0.28% | 7.42% | ||||||
| 2025 | 2.06% | 0.09% | -3.11% | 0.09% | 3.68% | 3.46% | 1.00% | 1.91% | 2.24% | 1.66% | -0.00% | 0.51% | 14.26% |
| 2024 | 0.59% | 2.52% | 2.27% | -3.24% | 3.35% | 1.85% | 1.75% | 1.93% | 1.80% | -0.65% | 2.34% | -2.10% | 12.89% |
| 2023 | 5.24% | -2.63% | 2.71% | 1.17% | -0.77% | 3.79% | 2.07% | -1.52% | -3.70% | -2.03% | 6.96% | 4.17% | 15.88% |
| 2022 | -3.98% | -2.30% | 0.94% | -6.61% | 0.42% | -6.05% | 6.00% | -3.51% | -7.37% | 4.25% | 5.54% | -3.47% | -16.04% |
| 2021 | -0.71% | 1.27% | 1.96% | 3.46% | 0.74% | 1.40% | 1.28% | 1.77% | -3.24% | 4.05% | -1.05% | 2.80% | 14.38% |
Benchmark Metrics
Voya Retirement Moderate Growth Portfolio has an annualized alpha of 0.33%, beta of 0.61, and R2 of 0.93 versus S&P 500 Index. Calculated based on daily prices since November 09, 2009.
- This fund participated in 70.85% of S&P 500 Index downside but only 62.07% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.61 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.33%
- Beta
- 0.61
- R²
- 0.93
- Upside Capture
- 62.07%
- Downside Capture
- 70.85%
Expense Ratio
IRGMX has an expense ratio of 0.26%, which is considered low.
Return for Risk
Risk / Return Rank
IRGMX ranks 77 for risk / return — better than 77% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Voya Retirement Moderate Growth Portfolio (IRGMX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IRGMX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.29 | ||
| Sortino ratioReturn per unit of downside risk | +0.60 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 1.37 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 3.19 | 2.78 | +0.41 |
| Martin ratioReturn relative to average drawdown | 15.23 | 12.44 | +2.79 |
Dividends
Dividend History
Voya Retirement Moderate Growth Portfolio provided a 21.40% dividend yield over the last twelve months, with an annual payout of $2.26 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $2.26 | $2.26 | $0.84 | $1.00 | $1.66 | $0.87 | $0.85 | $1.06 | $0.89 | $1.20 | $1.44 | $0.65 |
Dividend yield | 21.40% | 22.99% | 7.83% | 9.72% | 17.03% | 6.44% | 6.69% | 8.86% | 8.13% | 9.42% | 11.83% | 5.09% |
Monthly Dividends
The table displays the monthly dividend distributions for Voya Retirement Moderate Growth Portfolio. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.01 | $0.00 | $1.26 | $0.00 | $0.00 | $0.00 | $2.26 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.84 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.84 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.00 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.66 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.66 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.87 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.87 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Voya Retirement Moderate Growth Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Voya Retirement Moderate Growth Portfolio was 23.38%, occurring on Mar 23, 2020. Recovery took 92 trading sessions.
The current Voya Retirement Moderate Growth Portfolio drawdown is 0.56%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -23.38%Mar 2020 | 1mo 2d | 4mo 13d | 5mo 15dFeb 2020 - Aug 2020 |
Bear market2022 | -21.53%Oct 2022 | 9mo 20d | 1y 4mo | 2y 2moDec 2021 - Feb 2024 |
Rate-hike selloffLate 2018 | -14.78%Dec 2018 | 10mo 29d | 6mo 10d | 1y 5moJan 2018 - Jul 2019 |
2011 correction2011 | -13.57%Oct 2011 | 5mo 4d | 4mo 17d | 9mo 21dMay 2011 - Feb 2012 |
2016 correction2016 | -12.10%Feb 2016 | 9mo 20d | 5mo 16d | 1y 3moApr 2015 - Jul 2016 |
Drawdown Indicators
| IRGMX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.38% | -56.78% | +33.40% |
Max Drawdown (1Y)Largest decline over 1 year | -6.35% | -9.10% | +2.75% |
Max Drawdown (3Y)Largest decline over 3 years | -11.12% | -18.90% | +7.78% |
Max Drawdown (5Y)Largest decline over 5 years | -21.53% | -25.43% | +3.90% |
Max Drawdown (10Y)Largest decline over 10 years | -23.38% | -33.92% | +10.54% |
Current DrawdownCurrent decline from peak | -0.56% | -1.80% | +1.24% |
Average DrawdownAverage peak-to-trough decline | -3.39% | -10.71% | +7.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.28% | 2.03% | -0.75% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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