IBD vs. VCIT
IBD (Inspire Corporate Bond Impact ETF) and VCIT (Vanguard Intermediate-Term Corporate Bond ETF) are both Corporate Bonds funds - IBD tracks the Inspire Corporate Bond Impact Equal Weight Index while VCIT tracks the Bloomberg U.S. 5-10 Year Corporate Bond Index. Both are passively managed. Over the past 5 years, IBD returned 1.29%/yr vs 1.14%/yr for VCIT. A 0.59 correlation means they provide meaningful diversification when combined. IBD charges 0.49%/yr vs 0.03%/yr for VCIT.
Performance
IBD vs. VCIT - Performance Comparison
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Returns By Period
In the year-to-date period, IBD achieves a 0.03% return, which is significantly lower than VCIT's 0.31% return.
IBD
- 1D
- 0.34%
- 1M
- 0.48%
- YTD
- 0.03%
- 6M
- 0.57%
- 1Y
- 3.82%
- 3Y*
- 5.27%
- 5Y*
- 1.29%
- 10Y*
- —
VCIT
- 1D
- 0.10%
- 1M
- 0.60%
- YTD
- 0.31%
- 6M
- 0.47%
- 1Y
- 5.17%
- 3Y*
- 6.09%
- 5Y*
- 1.14%
- 10Y*
- 2.87%
IBD vs. VCIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IBD Inspire Corporate Bond Impact ETF | 0.03% | 7.70% | 3.58% | 6.00% | -8.94% | -1.89% | 5.15% | 7.97% | -1.18% | 2.10% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 0.31% | 9.34% | 3.20% | 8.98% | -13.98% | -1.77% | 9.46% | 14.10% | -1.74% | 1.87% |
Correlation
The correlation between IBD and VCIT is 0.61, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.61 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.63 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.71 |
Correlation (All Time) Calculated using the full available price history since Jul 11, 2017 | 0.59 |
The correlation between IBD and VCIT shifts across timeframes, from 0.59 (all time) to 0.71 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
IBD vs. VCIT — Risk / Return Rank
IBD
VCIT
IBD vs. VCIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Inspire Corporate Bond Impact ETF (IBD) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IBD | VCIT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.36 | ||
| Sortino ratioReturn per unit of downside risk | -0.52 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.23 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 1.78 | 1.76 | +0.03 |
| Martin ratioReturn relative to average drawdown | 5.30 | 5.56 | -0.26 |
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Drawdowns
IBD vs. VCIT - Drawdown Comparison
The maximum IBD drawdown since its inception was -16.30%, smaller than the maximum VCIT drawdown of -20.56%. Use the drawdown chart below to compare losses from any high point for IBD and VCIT.
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Drawdown Indicators
| IBD | VCIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.30% | -20.56% | +4.26% |
Max Drawdown (1Y)Largest decline over 1 year | -2.15% | -2.96% | +0.81% |
Max Drawdown (3Y)Largest decline over 3 years | -4.01% | -6.11% | +2.10% |
Max Drawdown (5Y)Largest decline over 5 years | -14.76% | -20.56% | +5.80% |
Max Drawdown (10Y)Largest decline over 10 years | — | -20.56% | — |
Current DrawdownCurrent decline from peak | -0.83% | -1.22% | +0.39% |
Average DrawdownAverage peak-to-trough decline | -3.35% | -3.15% | -0.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.72% | 0.93% | -0.21% |
Volatility
IBD vs. VCIT - Volatility Comparison
Inspire Corporate Bond Impact ETF (IBD) has a higher volatility of 1.38% compared to Vanguard Intermediate-Term Corporate Bond ETF (VCIT) at 1.24%. This indicates that IBD's price experiences larger fluctuations and is considered to be riskier than VCIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IBD | VCIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.38% | 1.24% | +0.14% |
Volatility (6M)Calculated over the trailing 6-month period | 2.97% | 3.17% | -0.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.22% | 4.10% | +0.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.62% | 6.62% | -1.00% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.70% | 6.29% | +0.41% |
IBD vs. VCIT - Expense Ratio Comparison
IBD has a 0.49% expense ratio, which is higher than VCIT's 0.03% expense ratio.
Dividends
IBD vs. VCIT - Dividend Comparison
IBD's dividend yield for the trailing twelve months is around 4.25%, less than VCIT's 4.80% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IBD Inspire Corporate Bond Impact ETF | 4.25% | 4.17% | 4.18% | 3.39% | 1.75% | 1.36% | 1.63% | 2.47% | 2.06% | 0.82% | 0.00% | 0.00% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.80% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Frequently Asked Questions
IBD and VCIT have a correlation of 0.61, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IBD has higher volatility (1.38%) compared to VCIT (1.24%). In terms of maximum drawdown, IBD dropped -16.30% vs VCIT's -20.56%.
On 5-year performance, IBD leads with 1.29% vs 1.14% for VCIT. On fees, VCIT is cheaper at 0.03% per year. On volatility, VCIT has been the lower-risk option at 1.24%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, IBD has performed better with a 1.29% return vs 1.14%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VCIT is cheaper with a 0.03% expense ratio, compared with 0.49% for IBD.
VCIT has the higher dividend yield at 4.80%, compared with 4.25% for IBD.
IBD tracks Inspire Corporate Bond Impact Equal Weight Index, while VCIT tracks Bloomberg U.S. 5-10 Year Corporate Bond Index. They also come from different issuers: Inspire and Vanguard. Their fees differ too: 0.49% for IBD and 0.03% for VCIT.
VCIT currently has the higher Sharpe Ratio (1.27 vs 0.91), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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