IAK vs. DHS
IAK (iShares U.S. Insurance ETF) and DHS (WisdomTree US High Dividend Fund) are both exchange-traded funds - IAK is a Financials Equities fund tracking the Dow Jones U.S. Select Insurance Index, while DHS is a Large Cap Value Equities fund tracking the WisdomTree U.S. High Dividend Index. Both are passively managed. Over the past 10 years, IAK returned 13.18%/yr vs 9.67%/yr for DHS. Their 0.75 correlation means they have sometimes moved together and sometimes differently. Both charge a 0.38% expense ratio.
Performance
IAK vs. DHS - Performance Comparison
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Returns By Period
In the year-to-date period, IAK achieves a 10.11% return, which is significantly lower than DHS's 17.07% return. Over the past 10 years, IAK has outperformed DHS with an annualized return of 13.18%, while DHS has yielded a comparatively lower 9.67% annualized return.
IAK
- 1D
- 0.03%
- 1M
- -0.03%
- 6M
- 12.56%
- YTD
- 10.11%
- 1Y
- 19.67%
- 3Y*
- 19.67%
- 5Y*
- 15.99%
- 10Y*
- 13.18%
- ALL TIME*
- 7.39%
DHS
- 1D
- 0.35%
- 1M
- 1.94%
- 6M
- 9.42%
- YTD
- 17.07%
- 1Y
- 25.65%
- 3Y*
- 17.11%
- 5Y*
- 12.40%
- 10Y*
- 9.67%
- ALL TIME*
- 8.26%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $5.47M | $3.71M | $2.99M | |
| $15.27M | $20.59M | $12.29M |
IAK vs. DHS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IAK iShares U.S. Insurance ETF | 10.11% | 9.50% | 28.25% | 11.28% | 11.33% | 26.84% | -2.86% | 25.94% | -11.48% | 14.18% |
DHS WisdomTree US High Dividend Fund | 17.07% | 12.87% | 18.02% | -0.19% | 7.97% | 23.20% | -5.70% | 22.59% | -7.41% | 11.69% |
Correlation
The correlation between IAK and DHS is 0.59, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.59 |
Correlation (3Y) Balances recent behavior with more history. | 0.62 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.69 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.71 |
Correlation (All Time) Calculated using the full available price history since Jun 16, 2006 | 0.75 |
The correlation between IAK and DHS shifts across timeframes, from 0.59 (1 year) to 0.75 (all time), reflecting how their relationship changes across market environments.
IAK vs. DHS - Sectors Allocation Comparison
Sectors
IAK
DHS
Financial Services
Healthcare
Basic Materials
-
Communication Services
-
Consumer Cyclical
-
Consumer Defensive
-
Energy
-
Industrials
-
Real Estate
-
Technology
-
Utilities
-
Financial Services
IAK
DHS
Healthcare
IAK
DHS
Basic Materials
IAK
-
DHS
Communication Services
IAK
-
DHS
Consumer Cyclical
IAK
-
DHS
Consumer Defensive
IAK
-
DHS
Energy
IAK
-
DHS
Industrials
IAK
-
DHS
Real Estate
IAK
-
DHS
Technology
IAK
-
DHS
Utilities
IAK
-
DHS
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Return for Risk
IAK vs. DHS — Risk / Return Rank
IAK
DHS
IAK vs. DHS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares U.S. Insurance ETF (IAK) and WisdomTree US High Dividend Fund (DHS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IAK | DHS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.24 | ||
| Sortino ratioReturn per unit of downside risk | -1.91 | ||
| Omega ratioGain probability vs. loss probability | 1.22 | 1.43 | -0.21 |
| Calmar ratioReturn relative to maximum drawdown | 2.59 | 4.09 | -1.50 |
| Martin ratioReturn relative to average drawdown | 6.29 | 15.00 | -8.71 |
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Drawdowns
IAK vs. DHS - Drawdown Comparison
The maximum IAK drawdown since its inception was -77.38%, which is greater than DHS's maximum drawdown of -67.25%. Use the drawdown chart below to compare losses from any high point for IAK and DHS.
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Drawdown Indicators
| IAK | DHS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.38% | -67.25% | -10.13% |
Max Drawdown (1Y)Largest decline over 1 year | -7.62% | -6.30% | -1.32% |
Max Drawdown (3Y)Largest decline over 3 years | -11.58% | -11.87% | +0.29% |
Max Drawdown (5Y)Largest decline over 5 years | -14.76% | -15.28% | +0.52% |
Max Drawdown (10Y)Largest decline over 10 years | -44.95% | -37.35% | -7.60% |
Current DrawdownCurrent decline from peak | -3.20% | -1.89% | -1.31% |
Average DrawdownAverage peak-to-trough decline | -16.01% | -9.48% | -6.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.13% | 1.71% | +1.42% |
Volatility
IAK vs. DHS - Volatility Comparison
iShares U.S. Insurance ETF (IAK) has a higher volatility of 6.56% compared to WisdomTree US High Dividend Fund (DHS) at 3.77%. This indicates that IAK's price experiences larger fluctuations and is considered to be riskier than DHS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IAK | DHS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.56% | 3.77% | +2.79% |
Volatility (6M)Calculated over the trailing 6-month period | 12.42% | 7.84% | +4.58% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.99% | 10.40% | +5.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.13% | 13.91% | +4.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.92% | 16.10% | +4.82% |
IAK vs. DHS - Expense Ratio Comparison
Both IAK and DHS have an expense ratio of 0.38%.
Dividends
IAK vs. DHS - Dividend Comparison
IAK's dividend yield for the trailing twelve months is around 2.42%, less than DHS's 3.18% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DHS WisdomTree US High Dividend Fund | 3.18% | 3.32% | 3.66% | 4.31% | 3.42% | 3.29% | 4.14% | 3.69% | 3.76% | 3.00% | 3.25% | 3.53% |
IAK iShares U.S. Insurance ETF | 2.42% | 1.69% | 1.49% | 1.44% | 1.69% | 2.26% | 2.07% | 1.84% | 2.33% | 1.62% | 1.68% | 1.62% |
Frequently Asked Questions
IAK and DHS have a correlation of 0.59, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IAK has higher volatility (6.56%) compared to DHS (3.77%). In terms of maximum drawdown, IAK dropped -77.38% vs DHS's -67.25%.
On 10-year performance, IAK leads with 13.18% vs 9.67% for DHS. Both ETFs have the same 0.38% expense ratio. On volatility, DHS has been the lower-risk option at 3.77%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, IAK has performed better with a 13.18% return vs 9.67%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
IAK and DHS have the same expense ratio: 0.38% per year.
DHS has the higher dividend yield at 3.18%, compared with 2.42% for IAK.
IAK is categorized as Financials Equities, while DHS is Large Cap Value Equities. IAK tracks Dow Jones U.S. Select Insurance Index, while DHS tracks WisdomTree U.S. High Dividend Index. They also come from different issuers: iShares and WisdomTree.
DHS currently has the higher Sharpe Ratio (2.48 vs 1.24), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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