HRTG vs. VH2.DE
HRTG (Heritage Insurance Holdings, Inc.) and VH2.DE (Friedrich Vorwerk Group SE) are both stocks. HRTG operates in Insurance - Property & Casualty (Financial Services), while VH2.DE operates in Engineering & Construction (Industrials). Over the past 5 years, HRTG returned 22.01%/yr vs 9.33%/yr for VH2.DE. At a 0.09 correlation, their price movements are largely independent.
Performance
HRTG vs. VH2.DE - Performance Comparison
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Different Trading Currencies
HRTG is traded in USD, while VH2.DE is traded in EUR. To make them comparable, the VH2.DE values have been converted to USD using the latest available exchange rates.
Returns By Period
In the year-to-date period, HRTG achieves a -23.27% return, which is significantly lower than VH2.DE's -20.09% return.
HRTG
- 1D
- 0.58%
- 1M
- 1.95%
- YTD
- -23.27%
- 6M
- -22.80%
- 1Y
- -5.99%
- 3Y*
- 71.00%
- 5Y*
- 22.01%
- 10Y*
- 7.50%
VH2.DE
- 1D
- 6.60%
- 1M
- -12.70%
- YTD
- -20.09%
- 6M
- -19.45%
- 1Y
- 12.44%
- 3Y*
- 85.88%
- 5Y*
- 9.33%
- 10Y*
- —
HRTG vs. VH2.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
HRTG Heritage Insurance Holdings, Inc. | -23.27% | 141.82% | 85.58% | 262.22% | -68.58% | -45.61% |
VH2.DE Friedrich Vorwerk Group SE | -20.09% | 239.49% | 67.29% | -26.65% | -26.57% | -41.36% |
Correlation
The correlation between HRTG and VH2.DE is -0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.06 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.08 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.09 |
Correlation (All Time) Calculated using the full available price history since Mar 25, 2021 | 0.09 |
The correlation between HRTG and VH2.DE shifts across timeframes, from -0.06 (1 year) to 0.09 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
HRTG vs. VH2.DE — Risk / Return Rank
HRTG
VH2.DE
HRTG vs. VH2.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Heritage Insurance Holdings, Inc. (HRTG) and Friedrich Vorwerk Group SE (VH2.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HRTG | VH2.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.32 | ||
| Sortino ratioReturn per unit of downside risk | -0.50 | ||
| Omega ratioGain probability vs. loss probability | 1.03 | 1.09 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | -0.18 | 0.27 | -0.45 |
| Martin ratioReturn relative to average drawdown | -0.40 | 0.58 | -0.98 |
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Drawdowns
HRTG vs. VH2.DE - Drawdown Comparison
The maximum HRTG drawdown since its inception was -94.36%, which is greater than VH2.DE's maximum drawdown of -84.51%. Use the drawdown chart below to compare losses from any high point for HRTG and VH2.DE.
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Drawdown Indicators
| HRTG | VH2.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -94.36% | -84.51% | -9.85% |
Max Drawdown (1Y)Largest decline over 1 year | -32.95% | -46.42% | +13.47% |
Max Drawdown (3Y)Largest decline over 3 years | -43.90% | -46.42% | +2.52% |
Max Drawdown (5Y)Largest decline over 5 years | -84.89% | -83.17% | -1.72% |
Max Drawdown (10Y)Largest decline over 10 years | -92.21% | — | — |
Current DrawdownCurrent decline from peak | -27.91% | -37.98% | +10.07% |
Average DrawdownAverage peak-to-trough decline | -46.51% | -46.85% | +0.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.92% | 21.54% | -6.62% |
Volatility
HRTG vs. VH2.DE - Volatility Comparison
The current volatility for Heritage Insurance Holdings, Inc. (HRTG) is 10.07%, while Friedrich Vorwerk Group SE (VH2.DE) has a volatility of 16.41%. This indicates that HRTG experiences smaller price fluctuations and is considered to be less risky than VH2.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HRTG | VH2.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.07% | 16.41% | -6.34% |
Volatility (6M)Calculated over the trailing 6-month period | 37.66% | 41.54% | -3.88% |
Volatility (1Y)Calculated over the trailing 1-year period | 57.07% | 57.75% | -0.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 71.35% | 54.16% | +17.19% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 57.93% | 53.40% | +4.53% |
Dividends
HRTG vs. VH2.DE - Dividend Comparison
HRTG has not paid dividends to shareholders, while VH2.DE's dividend yield for the trailing twelve months is around 1.69%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HRTG Heritage Insurance Holdings, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 6.67% | 4.08% | 2.37% | 1.81% | 1.63% | 1.33% | 1.47% | 0.23% |
VH2.DE Friedrich Vorwerk Group SE | 1.69% | 0.37% | 0.44% | 0.77% | 0.91% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
HRTG vs. VH2.DE - Financials Comparison
This section allows you to compare key financial metrics between Heritage Insurance Holdings, Inc. and Friedrich Vorwerk Group SE. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
HRTG and VH2.DE have a correlation of -0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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