HOMZ vs. XLB

Last updated Aug 4, 2026

HOMZ (Hoya Capital Housing ETF) and XLB (Materials Select Sector SPDR ETF) are both exchange-traded funds - HOMZ is a Building & Construction fund tracking the Hoya Capital Housing 100 Index, while XLB is a Materials fund tracking the Materials Select Sector Index. Both are passively managed. Over the past 5 years, HOMZ returned 4.71%/yr vs 6.28%/yr for XLB. Their 0.75 correlation means they have sometimes moved together and sometimes differently. HOMZ charges 0.30%/yr vs 0.13%/yr for XLB.

Performance

HOMZ vs. XLB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Hoya Capital Housing ETF (HOMZ) and Materials Select Sector SPDR ETF (XLB). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, HOMZ achieves a 3.43% return, which is significantly lower than XLB's 13.40% return.

HOMZ

• 1D: 1.80%
• 1M: -3.14%
• 6M: -0.15%
• YTD: 3.43%
• 1Y: 7.40%
• 3Y*: 7.90%
• 5Y*: 4.71%
• 10Y*: —
• ALL TIME*: 11.20%

XLB

• 1D: 1.15%
• 1M: -1.92%
• 6M: 3.58%
• YTD: 13.40%
• 1Y: 19.79%
• 3Y*: 8.95%
• 5Y*: 6.28%
• 10Y*: 9.83%
• ALL TIME*: 8.33%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
HOMZ Hoya Capital Housing ETF	$107.42K	$133.49K	$168.14K
XLB Materials Select Sector SPDR ETF	$599.91M	$576.83M	$594.61M

HOMZ vs. XLB - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
HOMZ Hoya Capital Housing ETF	3.43%	2.72%	9.49%	36.49%	-28.14%	41.02%	15.80%	17.38%
XLB Materials Select Sector SPDR ETF	13.40%	9.94%	0.15%	12.46%	-12.30%	27.44%	20.46%	12.59%

Correlation

The correlation between HOMZ and XLB is 0.68, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.68
Correlation (3Y) Balances recent behavior with more history.	0.74
Correlation (5Y) Shows whether the relationship held over a longer period.	0.76
Correlation (All Time) Calculated using the full available price history since Mar 20, 2019	0.75

The correlation between HOMZ and XLB has been stable across timeframes, ranging from 0.68 to 0.76 - a consistent structural relationship.

HOMZ vs. XLB - Sectors Allocation Comparison

Sectors	HOMZ	XLB
Real Estate	39.7%	-
Consumer Cyclical	34.8%	15.4%
Industrials	11.7%	1.5%
Financial Services	9.5%	-
Basic Materials	3.2%	84.6%
Consumer Defensive	0.8%	-
Technology	0.6%	-
Communication Services	0.5%	-
Energy	-	-
Healthcare	-	-
Utilities	-	-

Return for Risk

HOMZ vs. XLB — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

HOMZ

HOMZ Risk / Return Rank: 19
HOMZ Sharpe Ratio Rank: 19
HOMZ Sortino Ratio Rank: 20
HOMZ Omega Ratio Rank: 19
HOMZ Calmar Ratio Rank: 18
HOMZ Martin Ratio Rank: 17

XLB

XLB Risk / Return Rank: 44
XLB Sharpe Ratio Rank: 44
XLB Sortino Ratio Rank: 45
XLB Omega Ratio Rank: 42
XLB Calmar Ratio Rank: 44
XLB Martin Ratio Rank: 43

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

HOMZ vs. XLB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Hoya Capital Housing ETF (HOMZ) and Materials Select Sector SPDR ETF (XLB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	HOMZ	XLB	Difference
Sharpe ratio: Return per unit of total volatility	0.37	1.13	-0.75
Sortino ratio: Return per unit of downside risk	0.74	1.66	-0.93
Omega ratio: Gain probability vs. loss probability	1.08	1.20	-0.12
Calmar ratio: Return relative to maximum drawdown	0.45	1.60	-1.16
Martin ratio: Return relative to average drawdown	0.95	4.77	-3.82

HOMZ vs. XLB - Sharpe Ratio Comparison

The current HOMZ Sharpe Ratio is 0.37, which is lower than the XLB Sharpe Ratio of 1.13. The chart below compares the historical Sharpe Ratios of HOMZ and XLB, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

HOMZ vs. XLB - Drawdown Comparison

The maximum HOMZ drawdown since its inception was -48.10%, smaller than the maximum XLB drawdown of -59.83%. Use the drawdown chart below to compare losses from any high point for HOMZ and XLB.

Drawdown Indicators

	HOMZ	XLB	Difference
Max Drawdown Largest peak-to-trough decline	-48.10%	-59.83%	+11.73%
Max Drawdown (1Y) Largest decline over 1 year	-16.71%	-12.38%	-4.33%
Max Drawdown (3Y) Largest decline over 3 years	-22.91%	-23.17%	+0.26%
Max Drawdown (5Y) Largest decline over 5 years	-33.76%	-24.72%	-9.04%
Max Drawdown (10Y) Largest decline over 10 years	—	-37.27%	—
Current Drawdown Current decline from peak	-6.56%	-4.09%	-2.47%
Average Drawdown Average peak-to-trough decline	-9.68%	-10.80%	+1.12%
Ulcer Index Depth and duration of drawdowns from previous peaks	7.83%	4.16%	+3.67%

Volatility

HOMZ vs. XLB - Volatility Comparison

Hoya Capital Housing ETF (HOMZ) has a higher volatility of 6.29% compared to Materials Select Sector SPDR ETF (XLB) at 5.65%. This indicates that HOMZ's price experiences larger fluctuations and is considered to be riskier than XLB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HOMZ	XLB	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.29%	5.65%	+0.64%
Volatility (6M) Calculated over the trailing 6-month period	14.79%	14.07%	+0.72%
Volatility (1Y) Calculated over the trailing 1-year period	19.98%	17.69%	+2.29%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	21.68%	19.10%	+2.58%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.92%	20.68%	+4.24%

HOMZ vs. XLB - Expense Ratio Comparison

HOMZ has a 0.30% expense ratio, which is higher than XLB's 0.13% expense ratio.

Dividends

HOMZ vs. XLB - Dividend Comparison

HOMZ's dividend yield for the trailing twelve months is around 2.61%, more than XLB's 1.66% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HOMZ Hoya Capital Housing ETF	2.61%	2.54%	2.13%	2.08%	2.03%	1.21%	3.18%	1.24%	0.00%	0.00%	0.00%	0.00%
XLB Materials Select Sector SPDR ETF	1.66%	1.92%	1.92%	2.00%	2.26%	1.62%	1.72%	1.98%	2.20%	1.66%	1.95%	2.24%

Frequently Asked Questions

Can I hold both HOMZ and XLB in my portfolio?

HOMZ and XLB have a correlation of 0.68, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, HOMZ or XLB?

HOMZ has higher volatility (6.29%) compared to XLB (5.65%). In terms of maximum drawdown, HOMZ dropped -48.10% vs XLB's -59.83%.

Which ETF is better, HOMZ or XLB?

On 5-year performance, XLB leads with 6.28% vs 4.71% for HOMZ. On fees, XLB is cheaper at 0.13% per year. On volatility, XLB has been the lower-risk option at 5.65%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, HOMZ or XLB?

Over the 5-year period, XLB has performed better with a 6.28% return vs 4.71%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, HOMZ or XLB?

XLB is cheaper with a 0.13% expense ratio, compared with 0.30% for HOMZ.

Which ETF pays a higher dividend yield, HOMZ or XLB?

HOMZ has the higher dividend yield at 2.61%, compared with 1.66% for XLB.

What is the main difference between HOMZ and XLB?

HOMZ is categorized as Building & Construction, while XLB is Materials. HOMZ tracks Hoya Capital Housing 100 Index, while XLB tracks Materials Select Sector Index. They also come from different issuers: Hoya Capital and State Street. Their fees differ too: 0.30% for HOMZ and 0.13% for XLB.

Which has better risk-adjusted returns?

XLB currently has the higher Sharpe Ratio (1.13 vs 0.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.