HIPO vs. LU
HIPO (Hippo Holdings Inc.) and LU (Lufax Holding Ltd) are both stocks. Both are in the Financial Services sector — HIPO in Insurance - Specialty, LU in Credit Services. Over the past 3 years, HIPO returned 14.94%/yr vs -22.60%/yr for LU. At a 0.18 correlation, their price movements are largely independent.
Performance
HIPO vs. LU - Performance Comparison
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Returns By Period
In the year-to-date period, HIPO achieves a -15.09% return, which is significantly higher than LU's -48.05% return.
HIPO
- 1D
- 0.27%
- 1M
- -1.96%
- YTD
- -15.09%
- 6M
- -17.80%
- 1Y
- -9.62%
- 3Y*
- 14.94%
- 5Y*
- —
- 10Y*
- —
LU
- 1D
- -0.75%
- 1M
- -28.88%
- YTD
- -48.05%
- 6M
- -50.00%
- 1Y
- -52.50%
- 3Y*
- -22.60%
- 5Y*
- -40.59%
- 10Y*
- —
HIPO vs. LU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
HIPO Hippo Holdings Inc. | -15.09% | 12.36% | 193.53% | -32.94% | -80.78% | -73.43% |
LU Lufax Holding Ltd | -48.05% | 7.11% | 73.97% | -58.03% | -60.48% | -25.13% |
Correlation
The correlation between HIPO and LU is 0.16, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.16 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.14 |
Correlation (All Time) Calculated using the full available price history since Aug 3, 2021 | 0.18 |
Fundamentals
HIPO:
$479.80M
LU:
CN¥31.92B
HIPO:
$194.20M
LU:
CN¥13.50B
HIPO:
$116.10M
LU:
-CN¥1.26B
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Return for Risk
HIPO vs. LU — Risk / Return Rank
HIPO
LU
HIPO vs. LU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Hippo Holdings Inc. (HIPO) and Lufax Holding Ltd (LU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HIPO | LU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.69 | ||
| Sortino ratioReturn per unit of downside risk | +1.49 | ||
| Omega ratioGain probability vs. loss probability | 0.97 | 0.80 | +0.17 |
| Calmar ratioReturn relative to maximum drawdown | -0.38 | -0.78 | +0.41 |
| Martin ratioReturn relative to average drawdown | -0.69 | -1.40 | +0.71 |
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Drawdowns
HIPO vs. LU - Drawdown Comparison
The maximum HIPO drawdown since its inception was -97.41%, roughly equal to the maximum LU drawdown of -96.68%. Use the drawdown chart below to compare losses from any high point for HIPO and LU.
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Drawdown Indicators
| HIPO | LU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.41% | -96.68% | -0.73% |
Max Drawdown (1Y)Largest decline over 1 year | -36.35% | -69.77% | +33.42% |
Max Drawdown (3Y)Largest decline over 3 years | -61.73% | -69.77% | +8.04% |
Max Drawdown (5Y)Largest decline over 5 years | — | -94.84% | — |
Current DrawdownCurrent decline from peak | -90.41% | -95.42% | +5.01% |
Average DrawdownAverage peak-to-trough decline | -88.29% | -78.39% | -9.90% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 19.81% | 38.81% | -19.00% |
Volatility
HIPO vs. LU - Volatility Comparison
The current volatility for Hippo Holdings Inc. (HIPO) is 9.52%, while Lufax Holding Ltd (LU) has a volatility of 11.70%. This indicates that HIPO experiences smaller price fluctuations and is considered to be less risky than LU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HIPO | LU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.52% | 11.70% | -2.18% |
Volatility (6M)Calculated over the trailing 6-month period | 23.11% | 34.40% | -11.29% |
Volatility (1Y)Calculated over the trailing 1-year period | 41.39% | 53.01% | -11.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 72.00% | 76.61% | -4.61% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 72.00% | 76.27% | -4.27% |
Dividends
HIPO vs. LU - Dividend Comparison
Neither HIPO nor LU has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
HIPO Hippo Holdings Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
LU Lufax Holding Ltd | 0.00% | 0.00% | 101.26% | 11.60% | 26.29% |
Financials
HIPO vs. LU - Financials Comparison
This section allows you to compare key financial metrics between Hippo Holdings Inc. and Lufax Holding Ltd. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
HIPO and LU have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LU has higher volatility (11.70%) compared to HIPO (9.52%). In terms of maximum drawdown, HIPO dropped -97.41% vs LU's -96.68%.
HIPO currently has the higher Sharpe Ratio (-0.34 vs -1.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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