HFGO vs. BIBL

Last updated Jun 26, 2026

HFGO (Hartford Large Cap Growth ETF) and BIBL (Inspire 100 ETF) are both Large Cap Growth Equities funds. HFGO is actively managed, while BIBL is passively managed. Over the past 3 years, HFGO returned 23.50%/yr vs 23.08%/yr for BIBL. A 0.79 correlation means they provide meaningful diversification when combined. HFGO charges 0.60%/yr vs 0.35%/yr for BIBL.

Performance

HFGO vs. BIBL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Hartford Large Cap Growth ETF (HFGO) and Inspire 100 ETF (BIBL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, HFGO achieves a 3.70% return, which is significantly lower than BIBL's 27.80% return.

HFGO

• 1D: -0.32%
• 1M: -4.36%
• YTD: 3.70%
• 6M: 2.09%
• 1Y: 16.99%
• 3Y*: 23.50%
• 5Y*: —
• 10Y*: —

BIBL

• 1D: 2.32%
• 1M: 5.32%
• YTD: 27.80%
• 6M: 25.96%
• 1Y: 43.19%
• 3Y*: 23.08%
• 5Y*: 10.80%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

HFGO vs. BIBL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
HFGO Hartford Large Cap Growth ETF	3.70%	15.52%	40.73%	42.45%	-36.69%	-6.95%
BIBL Inspire 100 ETF	27.80%	17.27%	12.49%	17.87%	-23.26%	0.32%

Correlation

The correlation between HFGO and BIBL is 0.58, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.58
Correlation (3Y) Calculated over the trailing 3-year period	0.69
Correlation (All Time) Calculated using the full available price history since Nov 10, 2021	0.79

Over the past year, the correlation between HFGO and BIBL has dropped to 0.58 - well below their long-term average of 0.79, suggesting their price drivers have been diverging.

HFGO vs. BIBL - Sectors Allocation Comparison

Sectors	HFGO	BIBL
Technology	55.3%	31.9%
Communication Services	19.7%	-
Consumer Cyclical	11.8%	0.3%
Healthcare	7.2%	4.1%
Industrials	3.6%	27.2%
Financial Services	2.0%	8.5%
Consumer Defensive	0.5%	0.4%
Energy	0.5%	6.0%
Basic Materials	-	4.3%
Real Estate	-	13.7%
Utilities	-	3.3%

Return for Risk

HFGO vs. BIBL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HFGO

HFGO Risk / Return Rank: 24
HFGO Sharpe Ratio Rank: 26
HFGO Sortino Ratio Rank: 24
HFGO Omega Ratio Rank: 25
HFGO Calmar Ratio Rank: 22
HFGO Martin Ratio Rank: 24

BIBL

BIBL Risk / Return Rank: 89
BIBL Sharpe Ratio Rank: 90
BIBL Sortino Ratio Rank: 88
BIBL Omega Ratio Rank: 86
BIBL Calmar Ratio Rank: 90
BIBL Martin Ratio Rank: 93

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HFGO vs. BIBL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Hartford Large Cap Growth ETF (HFGO) and Inspire 100 ETF (BIBL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	HFGO	BIBL	Difference
Sharpe ratio: Return per unit of total volatility	0.88	2.62	-1.74
Sortino ratio: Return per unit of downside risk	1.30	3.45	-2.16
Omega ratio: Gain probability vs. loss probability	1.16	1.45	-0.29
Calmar ratio: Return relative to maximum drawdown	0.93	4.85	-3.92
Martin ratio: Return relative to average drawdown	2.90	20.62	-17.71

HFGO vs. BIBL - Sharpe Ratio Comparison

The current HFGO Sharpe Ratio is 0.88, which is lower than the BIBL Sharpe Ratio of 2.62. The chart below compares the historical Sharpe Ratios of HFGO and BIBL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

HFGO vs. BIBL - Drawdown Comparison

The maximum HFGO drawdown since its inception was -44.64%, which is greater than BIBL's maximum drawdown of -36.12%. Use the drawdown chart below to compare losses from any high point for HFGO and BIBL.

Drawdown Indicators

	HFGO	BIBL	Difference
Max Drawdown Largest peak-to-trough decline	-44.64%	-36.12%	-8.52%
Max Drawdown (1Y) Largest decline over 1 year	-18.29%	-8.94%	-9.35%
Max Drawdown (3Y) Largest decline over 3 years	-25.19%	-20.60%	-4.59%
Max Drawdown (5Y) Largest decline over 5 years	—	-30.85%	—
Current Drawdown Current decline from peak	-8.32%	0.00%	-8.32%
Average Drawdown Average peak-to-trough decline	-15.97%	-7.00%	-8.97%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.86%	2.10%	+3.76%

Volatility

HFGO vs. BIBL - Volatility Comparison

Hartford Large Cap Growth ETF (HFGO) has a higher volatility of 8.36% compared to Inspire 100 ETF (BIBL) at 6.97%. This indicates that HFGO's price experiences larger fluctuations and is considered to be riskier than BIBL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HFGO	BIBL	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.36%	6.97%	+1.39%
Volatility (6M) Calculated over the trailing 6-month period	15.38%	13.79%	+1.59%
Volatility (1Y) Calculated over the trailing 1-year period	19.36%	16.56%	+2.80%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	25.99%	19.79%	+6.20%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	25.99%	21.12%	+4.87%

HFGO vs. BIBL - Expense Ratio Comparison

HFGO has a 0.60% expense ratio, which is higher than BIBL's 0.35% expense ratio.

Dividends

HFGO vs. BIBL - Dividend Comparison

HFGO has not paid dividends to shareholders, while BIBL's dividend yield for the trailing twelve months is around 0.92%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
BIBL Inspire 100 ETF	0.92%	1.01%	0.92%	1.02%	0.98%	17.87%	1.67%	1.30%	1.49%	0.31%
HFGO Hartford Large Cap Growth ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both HFGO and BIBL in my portfolio?

HFGO and BIBL have a correlation of 0.58, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, HFGO or BIBL?

HFGO has higher volatility (8.36%) compared to BIBL (6.97%). In terms of maximum drawdown, HFGO dropped -44.64% vs BIBL's -36.12%.

Which ETF is better, HFGO or BIBL?

On 3-year performance, HFGO leads with 23.50% vs 23.08% for BIBL. On fees, BIBL is cheaper at 0.35% per year. On volatility, BIBL has been the lower-risk option at 6.97%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, HFGO or BIBL?

Over the 3-year period, HFGO has performed better with a 23.50% return vs 23.08%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, HFGO or BIBL?

BIBL is cheaper with a 0.35% expense ratio, compared with 0.60% for HFGO.

Which ETF pays a higher dividend yield, HFGO or BIBL?

BIBL has the higher dividend yield at 0.92%, compared with 0.00% for HFGO.

What is the main difference between HFGO and BIBL?

They also come from different issuers: Hartford and Inspire. Their fees differ too: 0.60% for HFGO and 0.35% for BIBL.

Which has better risk-adjusted returns?

BIBL currently has the higher Sharpe Ratio (2.62 vs 0.88), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.