HBCP vs. BWFG
HBCP (Home Bancorp, Inc.) and BWFG (Bankwell Financial Group, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, HBCP returned 11.98%/yr vs 12.44%/yr for BWFG. At a 0.34 correlation, their price movements are largely independent.
Performance
HBCP vs. BWFG - Performance Comparison
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Returns By Period
In the year-to-date period, HBCP achieves a 15.86% return, which is significantly lower than BWFG's 23.75% return. Both investments have delivered pretty close results over the past 10 years, with HBCP having a 11.98% annualized return and BWFG not far ahead at 12.44%.
HBCP
- 1D
- 0.05%
- 1M
- 2.06%
- YTD
- 15.86%
- 6M
- 12.11%
- 1Y
- 36.91%
- 3Y*
- 27.84%
- 5Y*
- 14.13%
- 10Y*
- 11.98%
BWFG
- 1D
- 0.14%
- 1M
- 8.01%
- YTD
- 23.75%
- 6M
- 17.21%
- 1Y
- 62.74%
- 3Y*
- 35.23%
- 5Y*
- 18.26%
- 10Y*
- 12.44%
HBCP vs. BWFG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HBCP Home Bancorp, Inc. | 15.86% | 27.88% | 12.75% | 8.00% | -1.24% | 52.02% | -26.14% | 13.27% | -16.72% | 13.54% |
BWFG Bankwell Financial Group, Inc. | 23.75% | 50.33% | 7.06% | 5.76% | -8.20% | 71.96% | -29.99% | 2.33% | -15.09% | 6.55% |
Correlation
The correlation between HBCP and BWFG is 0.70, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.70 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.61 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.55 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.47 |
Correlation (All Time) Calculated using the full available price history since Apr 5, 2010 | 0.34 |
Over the past year, HBCP and BWFG have become more correlated (0.70) than their long-term average of 0.34, meaning their price movements have been converging.
Fundamentals
HBCP:
$518.99M
BWFG:
$438.88M
HBCP:
$5.92
BWFG:
$5.06
HBCP:
11.20
BWFG:
11.12
HBCP:
3.53
BWFG:
0.19
HBCP:
2.53
BWFG:
2.11
HBCP:
1.17
BWFG:
1.41
HBCP:
$205.81M
BWFG:
$208.27M
HBCP:
$113.24M
BWFG:
$84.18M
HBCP:
$45.87M
BWFG:
$42.64M
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Return for Risk
HBCP vs. BWFG — Risk / Return Rank
HBCP
BWFG
HBCP vs. BWFG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Home Bancorp, Inc. (HBCP) and Bankwell Financial Group, Inc. (BWFG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HBCP | BWFG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.03 | ||
| Sortino ratioReturn per unit of downside risk | -1.00 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.40 | -0.14 |
| Calmar ratioReturn relative to maximum drawdown | 3.19 | 5.08 | -1.89 |
| Martin ratioReturn relative to average drawdown | 8.92 | 13.24 | -4.32 |
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Drawdowns
HBCP vs. BWFG - Drawdown Comparison
The maximum HBCP drawdown since its inception was -58.31%, smaller than the maximum BWFG drawdown of -64.64%. Use the drawdown chart below to compare losses from any high point for HBCP and BWFG.
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Drawdown Indicators
| HBCP | BWFG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -58.31% | -64.64% | +6.33% |
Max Drawdown (1Y)Largest decline over 1 year | -11.63% | -12.40% | +0.77% |
Max Drawdown (3Y)Largest decline over 3 years | -21.74% | -24.73% | +2.99% |
Max Drawdown (5Y)Largest decline over 5 years | -34.91% | -38.80% | +3.89% |
Max Drawdown (10Y)Largest decline over 10 years | -58.31% | -64.64% | +6.33% |
Current DrawdownCurrent decline from peak | -2.60% | 0.00% | -2.60% |
Average DrawdownAverage peak-to-trough decline | -9.89% | -19.86% | +9.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.15% | 4.75% | -0.60% |
Volatility
HBCP vs. BWFG - Volatility Comparison
The current volatility for Home Bancorp, Inc. (HBCP) is 5.88%, while Bankwell Financial Group, Inc. (BWFG) has a volatility of 6.65%. This indicates that HBCP experiences smaller price fluctuations and is considered to be less risky than BWFG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HBCP | BWFG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.88% | 6.65% | -0.77% |
Volatility (6M)Calculated over the trailing 6-month period | 17.37% | 19.04% | -1.67% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.80% | 25.59% | +0.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.93% | 28.30% | +1.63% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.96% | 30.84% | +3.12% |
Dividends
HBCP vs. BWFG - Dividend Comparison
HBCP's dividend yield for the trailing twelve months is around 1.84%, more than BWFG's 1.42% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BWFG Bankwell Financial Group, Inc. | 1.42% | 1.75% | 3.21% | 2.65% | 2.72% | 1.95% | 2.86% | 1.80% | 1.67% | 0.82% | 0.68% | 0.25% |
HBCP Home Bancorp, Inc. | 1.84% | 1.97% | 2.19% | 2.38% | 2.32% | 2.19% | 3.14% | 2.14% | 2.01% | 1.27% | 1.06% | 1.15% |
Financials
HBCP vs. BWFG - Financials Comparison
This section allows you to compare key financial metrics between Home Bancorp, Inc. and Bankwell Financial Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HBCP vs. BWFG - Profitability Comparison
HBCP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Home Bancorp, Inc. reported a gross profit of 0.00 and revenue of 47.74M. Therefore, the gross margin over that period was 0.0%.
BWFG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Bankwell Financial Group, Inc. reported a gross profit of 0.00 and revenue of 50.54M. Therefore, the gross margin over that period was 0.0%.
HBCP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Home Bancorp, Inc. reported an operating income of 0.00 and revenue of 47.74M, resulting in an operating margin of 0.0%.
BWFG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Bankwell Financial Group, Inc. reported an operating income of 0.00 and revenue of 50.54M, resulting in an operating margin of 0.0%.
HBCP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Home Bancorp, Inc. reported a net income of 11.36M and revenue of 47.74M, resulting in a net margin of 23.8%.
BWFG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Bankwell Financial Group, Inc. reported a net income of 11.28M and revenue of 50.54M, resulting in a net margin of 22.3%.
Frequently Asked Questions
HBCP and BWFG have a correlation of 0.70, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BWFG has higher volatility (6.65%) compared to HBCP (5.88%). In terms of maximum drawdown, HBCP dropped -58.31% vs BWFG's -64.64%.
BWFG currently has the higher Sharpe Ratio (2.47 vs 1.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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