HBCP vs. BPOP
HBCP (Home Bancorp, Inc.) and BPOP (Popular, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, HBCP returned 12.27%/yr vs 21.11%/yr for BPOP. Their 0.38 correlation means their historical movements had little consistent relationship.
Performance
HBCP vs. BPOP - Performance Comparison
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Returns By Period
In the year-to-date period, HBCP achieves a 24.65% return, which is significantly lower than BPOP's 42.23% return. Over the past 10 years, HBCP has underperformed BPOP with an annualized return of 12.27%, while BPOP has yielded a comparatively higher 21.11% annualized return.
HBCP
- 1D
- 0.68%
- 1M
- 2.91%
- 6M
- 20.70%
- YTD
- 24.65%
- 1Y
- 43.10%
- 3Y*
- 29.02%
- 5Y*
- 18.05%
- 10Y*
- 12.27%
- ALL TIME*
- 12.65%
BPOP
- 1D
- 0.05%
- 1M
- 4.75%
- 6M
- 32.63%
- YTD
- 42.23%
- 1Y
- 58.43%
- 3Y*
- 38.06%
- 5Y*
- 22.67%
- 10Y*
- 21.11%
- ALL TIME*
- 5.53%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
BPOP Popular, Inc. | $87.46M | $87.41M | $83.49M |
| $9.44M | $7.65M | $6.24M |
HBCP vs. BPOP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HBCP Home Bancorp, Inc. | 24.65% | 27.88% | 12.75% | 8.00% | -1.24% | 52.02% | -26.14% | 13.27% | -16.72% | 13.54% |
BPOP Popular, Inc. | 42.23% | 36.01% | 17.86% | 28.33% | -16.78% | 49.06% | 0.00% | 27.21% | 35.80% | -16.87% |
Correlation
The correlation between HBCP and BPOP is 0.63, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.63 |
Correlation (3Y) Balances recent behavior with more history. | 0.60 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.57 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.52 |
Correlation (All Time) Calculated using the full available price history since Oct 8, 2008 | 0.38 |
Over the past year, HBCP and BPOP have become more correlated (0.63) than their long-term average of 0.38, meaning their price movements have been converging.
Fundamentals
HBCP:
$561.31M
BPOP:
$11.19B
HBCP:
$5.97
BPOP:
$14.74
HBCP:
11.96
BPOP:
11.88
HBCP:
3.76
BPOP:
1.31
HBCP:
2.76
BPOP:
2.56
HBCP:
1.23
BPOP:
1.75
HBCP:
$202.69M
BPOP:
$4.50B
HBCP:
$75.69M
BPOP:
$3.11B
HBCP:
$73.91M
BPOP:
$1.17B
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Return for Risk
HBCP vs. BPOP — Risk / Return Rank
HBCP
BPOP
HBCP vs. BPOP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Home Bancorp, Inc. (HBCP) and Popular, Inc. (BPOP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HBCP | BPOP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.79 | ||
| Sortino ratioReturn per unit of downside risk | -0.65 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.39 | -0.12 |
| Calmar ratioReturn relative to maximum drawdown | 3.92 | 3.87 | +0.06 |
| Martin ratioReturn relative to average drawdown | 10.92 | 10.17 | +0.75 |
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Drawdowns
HBCP vs. BPOP - Drawdown Comparison
The maximum HBCP drawdown since its inception was -58.31%, smaller than the maximum BPOP drawdown of -95.72%. Use the drawdown chart below to compare losses from any high point for HBCP and BPOP.
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Drawdown Indicators
| HBCP | BPOP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -58.31% | -95.72% | +37.41% |
Max Drawdown (1Y)Largest decline over 1 year | -10.08% | -14.68% | +4.60% |
Max Drawdown (3Y)Largest decline over 3 years | -21.74% | -22.63% | +0.89% |
Max Drawdown (5Y)Largest decline over 5 years | -34.91% | -46.27% | +11.36% |
Max Drawdown (10Y)Largest decline over 10 years | -58.31% | -59.03% | +0.72% |
Current DrawdownCurrent decline from peak | -0.36% | -3.35% | +2.99% |
Average DrawdownAverage peak-to-trough decline | -9.84% | -48.69% | +38.85% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.62% | 5.57% | -1.95% |
Volatility
HBCP vs. BPOP - Volatility Comparison
Home Bancorp, Inc. (HBCP) has a higher volatility of 6.73% compared to Popular, Inc. (BPOP) at 4.95%. This indicates that HBCP's price experiences larger fluctuations and is considered to be riskier than BPOP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HBCP | BPOP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.73% | 4.95% | +1.78% |
Volatility (6M)Calculated over the trailing 6-month period | 16.38% | 15.99% | +0.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.67% | 24.32% | +1.35% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.94% | 29.83% | +0.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.85% | 33.35% | +0.50% |
Dividends
HBCP vs. BPOP - Dividend Comparison
HBCP's dividend yield for the trailing twelve months is around 1.71%, which matches BPOP's 1.71% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BPOP Popular, Inc. | 1.71% | 2.33% | 2.72% | 2.77% | 3.32% | 2.13% | 2.84% | 2.04% | 2.12% | 2.82% | 1.37% | 1.06% |
HBCP Home Bancorp, Inc. | 1.71% | 1.97% | 2.19% | 2.38% | 2.32% | 2.19% | 3.14% | 2.14% | 2.01% | 1.27% | 1.06% | 1.15% |
Financials
HBCP vs. BPOP - Financials Comparison
This section allows you to compare key financial metrics between Home Bancorp, Inc. and Popular, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HBCP vs. BPOP - Profitability Comparison
HBCP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Home Bancorp, Inc. reported a gross profit of -37.30M and revenue of 45.48M. Therefore, the gross margin over that period was -82.0%.
BPOP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Popular, Inc. reported a gross profit of 811.33M and revenue of 1.17B. Therefore, the gross margin over that period was 69.6%.
HBCP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Home Bancorp, Inc. reported an operating income of -14.36M and revenue of 45.48M, resulting in an operating margin of -31.6%.
BPOP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Popular, Inc. reported an operating income of 323.96M and revenue of 1.17B, resulting in an operating margin of 27.8%.
HBCP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Home Bancorp, Inc. reported a net income of 11.62M and revenue of 45.48M, resulting in a net margin of 25.5%.
BPOP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Popular, Inc. reported a net income of 278.21M and revenue of 1.17B, resulting in a net margin of 23.9%.
Frequently Asked Questions
HBCP and BPOP have a correlation of 0.63, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HBCP has higher volatility (6.73%) compared to BPOP (4.95%). In terms of maximum drawdown, HBCP dropped -58.31% vs BPOP's -95.72%.
BPOP currently has the higher Sharpe Ratio (2.33 vs 1.55), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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