HBCP vs. BPOP
HBCP (Home Bancorp, Inc.) and BPOP (Popular, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, HBCP returned 11.98%/yr vs 22.30%/yr for BPOP. At a 0.38 correlation, their price movements are largely independent.
Performance
HBCP vs. BPOP - Performance Comparison
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Returns By Period
In the year-to-date period, HBCP achieves a 15.86% return, which is significantly lower than BPOP's 32.20% return. Over the past 10 years, HBCP has underperformed BPOP with an annualized return of 11.98%, while BPOP has yielded a comparatively higher 22.30% annualized return.
HBCP
- 1D
- 0.05%
- 1M
- 2.06%
- YTD
- 15.86%
- 6M
- 12.11%
- 1Y
- 36.91%
- 3Y*
- 27.84%
- 5Y*
- 14.13%
- 10Y*
- 11.98%
BPOP
- 1D
- 2.19%
- 1M
- 8.76%
- YTD
- 32.20%
- 6M
- 30.32%
- 1Y
- 59.50%
- 3Y*
- 44.57%
- 5Y*
- 20.18%
- 10Y*
- 22.30%
HBCP vs. BPOP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HBCP Home Bancorp, Inc. | 15.86% | 27.88% | 12.75% | 8.00% | -1.24% | 52.02% | -26.14% | 13.27% | -16.72% | 13.54% |
BPOP Popular, Inc. | 32.20% | 36.01% | 17.86% | 28.33% | -16.78% | 49.06% | -0.00% | 27.21% | 35.80% | -16.87% |
Correlation
The correlation between HBCP and BPOP is 0.65, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.65 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.60 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.57 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.52 |
Correlation (All Time) Calculated using the full available price history since Oct 8, 2008 | 0.38 |
Over the past year, HBCP and BPOP have become more correlated (0.65) than their long-term average of 0.38, meaning their price movements have been converging.
Fundamentals
HBCP:
$518.99M
BPOP:
$10.56B
HBCP:
$5.92
BPOP:
$13.50
HBCP:
11.20
BPOP:
12.06
HBCP:
3.53
BPOP:
1.33
HBCP:
2.53
BPOP:
2.46
HBCP:
1.17
BPOP:
1.68
HBCP:
$205.81M
BPOP:
$4.41B
HBCP:
$113.24M
BPOP:
$3.01B
HBCP:
$45.87M
BPOP:
$1.10B
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Return for Risk
HBCP vs. BPOP — Risk / Return Rank
HBCP
BPOP
HBCP vs. BPOP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Home Bancorp, Inc. (HBCP) and Popular, Inc. (BPOP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HBCP | BPOP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.00 | ||
| Sortino ratioReturn per unit of downside risk | -0.87 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.41 | -0.16 |
| Calmar ratioReturn relative to maximum drawdown | 3.19 | 4.07 | -0.88 |
| Martin ratioReturn relative to average drawdown | 8.92 | 10.70 | -1.78 |
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Drawdowns
HBCP vs. BPOP - Drawdown Comparison
The maximum HBCP drawdown since its inception was -58.31%, smaller than the maximum BPOP drawdown of -95.72%. Use the drawdown chart below to compare losses from any high point for HBCP and BPOP.
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Drawdown Indicators
| HBCP | BPOP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -58.31% | -95.72% | +37.41% |
Max Drawdown (1Y)Largest decline over 1 year | -11.63% | -14.68% | +3.05% |
Max Drawdown (3Y)Largest decline over 3 years | -21.74% | -22.63% | +0.89% |
Max Drawdown (5Y)Largest decline over 5 years | -34.91% | -46.27% | +11.36% |
Max Drawdown (10Y)Largest decline over 10 years | -58.31% | -59.03% | +0.72% |
Current DrawdownCurrent decline from peak | -2.60% | -10.17% | +7.57% |
Average DrawdownAverage peak-to-trough decline | -9.89% | -48.82% | +38.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.15% | 5.58% | -1.43% |
Volatility
HBCP vs. BPOP - Volatility Comparison
Home Bancorp, Inc. (HBCP) and Popular, Inc. (BPOP) have volatilities of 5.88% and 5.80%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HBCP | BPOP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.88% | 5.80% | +0.08% |
Volatility (6M)Calculated over the trailing 6-month period | 17.37% | 17.83% | -0.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.80% | 24.60% | +1.20% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.93% | 30.06% | -0.13% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.96% | 33.54% | +0.42% |
Dividends
HBCP vs. BPOP - Dividend Comparison
HBCP's dividend yield for the trailing twelve months is around 1.84%, less than BPOP's 1.92% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BPOP Popular, Inc. | 1.92% | 2.33% | 2.72% | 2.77% | 3.32% | 2.13% | 2.84% | 2.04% | 2.12% | 2.82% | 1.37% | 1.06% |
HBCP Home Bancorp, Inc. | 1.84% | 1.97% | 2.19% | 2.38% | 2.32% | 2.19% | 3.14% | 2.14% | 2.01% | 1.27% | 1.06% | 1.15% |
Financials
HBCP vs. BPOP - Financials Comparison
This section allows you to compare key financial metrics between Home Bancorp, Inc. and Popular, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HBCP vs. BPOP - Profitability Comparison
HBCP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Home Bancorp, Inc. reported a gross profit of 0.00 and revenue of 47.74M. Therefore, the gross margin over that period was 0.0%.
BPOP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported a gross profit of 835.81M and revenue of 1.11B. Therefore, the gross margin over that period was 75.1%.
HBCP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Home Bancorp, Inc. reported an operating income of 0.00 and revenue of 47.74M, resulting in an operating margin of 0.0%.
BPOP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported an operating income of 292.61M and revenue of 1.11B, resulting in an operating margin of 26.3%.
HBCP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Home Bancorp, Inc. reported a net income of 11.36M and revenue of 47.74M, resulting in a net margin of 23.8%.
BPOP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported a net income of 245.67M and revenue of 1.11B, resulting in a net margin of 22.1%.
Frequently Asked Questions
HBCP and BPOP have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HBCP has higher volatility (5.88%) compared to BPOP (5.80%). In terms of maximum drawdown, HBCP dropped -58.31% vs BPOP's -95.72%.
BPOP currently has the higher Sharpe Ratio (2.44 vs 1.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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