HBAN vs. USB
HBAN (Huntington Bancshares Incorporated) and USB (U.S. Bancorp) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, HBAN returned 11.83%/yr vs 8.07%/yr for USB. A 0.60 correlation means they provide meaningful diversification when combined.
Performance
HBAN vs. USB - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, HBAN achieves a 2.22% return, which is significantly lower than USB's 13.70% return. Over the past 10 years, HBAN has outperformed USB with an annualized return of 11.83%, while USB has yielded a comparatively lower 8.07% annualized return.
HBAN
- 1D
- 2.05%
- 1M
- 10.28%
- YTD
- 2.22%
- 6M
- 0.03%
- 1Y
- 12.34%
- 3Y*
- 24.64%
- 5Y*
- 8.83%
- 10Y*
- 11.83%
USB
- 1D
- 2.33%
- 1M
- 9.52%
- YTD
- 13.70%
- 6M
- 12.42%
- 1Y
- 41.98%
- 3Y*
- 29.39%
- 5Y*
- 5.57%
- 10Y*
- 8.07%
HBAN vs. USB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HBAN Huntington Bancshares Incorporated | 2.22% | 10.78% | 33.71% | -4.72% | -4.37% | 27.05% | -11.06% | 31.74% | -15.26% | 13.00% |
USB U.S. Bancorp | 13.70% | 16.48% | 15.62% | 4.79% | -19.13% | 24.32% | -17.85% | 33.62% | -12.36% | 6.61% |
Correlation
The correlation between HBAN and USB is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.82 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.83 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.82 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.82 |
Correlation (All Time) Calculated using the full available price history since Mar 26, 1990 | 0.60 |
Over the past year, HBAN and USB have become more correlated (0.82) than their long-term average of 0.60, meaning their price movements have been converging.
Fundamentals
HBAN:
$1.46
USB:
$5.02
HBAN:
11.90
USB:
11.97
HBAN:
2.11
USB:
2.16
HBAN:
$12.49B
USB:
$43.34B
HBAN:
$7.70B
USB:
$27.22B
HBAN:
$3.09B
USB:
$10.34B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
HBAN vs. USB — Risk / Return Rank
HBAN
USB
HBAN vs. USB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Huntington Bancshares Incorporated (HBAN) and U.S. Bancorp (USB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HBAN | USB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.42 | ||
| Sortino ratioReturn per unit of downside risk | -1.75 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.33 | -0.23 |
| Calmar ratioReturn relative to maximum drawdown | 0.58 | 2.60 | -2.02 |
| Martin ratioReturn relative to average drawdown | 1.18 | 6.44 | -5.26 |
Loading charts...
Drawdowns
HBAN vs. USB - Drawdown Comparison
The maximum HBAN drawdown since its inception was -95.88%, which is greater than USB's maximum drawdown of -76.08%. Use the drawdown chart below to compare losses from any high point for HBAN and USB.
Loading charts...
Drawdown Indicators
| HBAN | USB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -95.88% | -76.08% | -19.80% |
Max Drawdown (1Y)Largest decline over 1 year | -21.26% | -16.21% | -5.05% |
Max Drawdown (3Y)Largest decline over 3 years | -30.01% | -30.63% | +0.62% |
Max Drawdown (5Y)Largest decline over 5 years | -44.17% | -52.13% | +7.96% |
Max Drawdown (10Y)Largest decline over 10 years | -54.98% | -52.13% | -2.85% |
Current DrawdownCurrent decline from peak | -7.96% | -0.03% | -7.93% |
Average DrawdownAverage peak-to-trough decline | -33.14% | -15.62% | -17.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.47% | 6.54% | +3.93% |
Volatility
HBAN vs. USB - Volatility Comparison
Huntington Bancshares Incorporated (HBAN) and U.S. Bancorp (USB) have volatilities of 7.74% and 7.99%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| HBAN | USB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.74% | 7.99% | -0.25% |
Volatility (6M)Calculated over the trailing 6-month period | 20.30% | 17.07% | +3.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.19% | 22.39% | +3.80% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.41% | 29.79% | +1.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.31% | 30.29% | +4.02% |
Dividends
HBAN vs. USB - Dividend Comparison
HBAN's dividend yield for the trailing twelve months is around 3.56%, more than USB's 3.43% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HBAN Huntington Bancshares Incorporated | 3.56% | 3.57% | 3.81% | 4.87% | 4.40% | 3.92% | 4.75% | 3.85% | 4.19% | 2.40% | 2.19% | 2.26% |
USB U.S. Bancorp | 3.43% | 3.82% | 4.14% | 4.46% | 4.31% | 3.13% | 3.61% | 2.66% | 2.93% | 2.16% | 2.08% | 2.37% |
Financials
HBAN vs. USB - Financials Comparison
This section allows you to compare key financial metrics between Huntington Bancshares Incorporated and U.S. Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HBAN vs. USB - Profitability Comparison
HBAN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Huntington Bancshares Incorporated reported a gross profit of 2.05B and revenue of 3.25B. Therefore, the gross margin over that period was 63.2%.
USB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported a gross profit of 6.68B and revenue of 10.84B. Therefore, the gross margin over that period was 61.7%.
HBAN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Huntington Bancshares Incorporated reported an operating income of 631.00M and revenue of 3.25B, resulting in an operating margin of 19.4%.
USB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported an operating income of 2.69B and revenue of 10.84B, resulting in an operating margin of 24.8%.
HBAN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Huntington Bancshares Incorporated reported a net income of 519.00M and revenue of 3.25B, resulting in a net margin of 16.0%.
USB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported a net income of 1.95B and revenue of 10.84B, resulting in a net margin of 18.0%.
Frequently Asked Questions
HBAN and USB have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USB has higher volatility (7.99%) compared to HBAN (7.74%). In terms of maximum drawdown, HBAN dropped -95.88% vs USB's -76.08%.
USB currently has the higher Sharpe Ratio (1.89 vs 0.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for HBAN and USB
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer