GUBGX vs. USSCX
GUBGX (Victory RS International Fund) and USSCX (USAA Science & Technology Fund) are both mutual funds - GUBGX is a Foreign Large Cap Equities fund managed by Victory, while USSCX is a Technology Equities fund managed by Victory. Over the past 10 years, GUBGX returned 9.69%/yr vs 15.55%/yr for USSCX. A 0.59 correlation means they provide meaningful diversification when combined. GUBGX charges 1.13%/yr vs 0.95%/yr for USSCX.
Performance
GUBGX vs. USSCX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, GUBGX achieves a 8.68% return, which is significantly lower than USSCX's 20.33% return. Over the past 10 years, GUBGX has underperformed USSCX with an annualized return of 9.69%, while USSCX has yielded a comparatively higher 15.55% annualized return.
GUBGX
- 1D
- 1.33%
- 1M
- 1.23%
- YTD
- 8.68%
- 6M
- 8.32%
- 1Y
- 15.87%
- 3Y*
- 16.30%
- 5Y*
- 8.50%
- 10Y*
- 9.69%
USSCX
- 1D
- 2.65%
- 1M
- -0.35%
- YTD
- 20.33%
- 6M
- 19.35%
- 1Y
- 34.55%
- 3Y*
- 25.97%
- 5Y*
- 5.84%
- 10Y*
- 15.55%
GUBGX vs. USSCX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GUBGX Victory RS International Fund | 8.68% | 27.06% | 5.35% | 19.85% | -15.87% | 14.07% | 5.55% | 21.71% | -10.61% | 25.26% |
USSCX USAA Science & Technology Fund | 20.33% | 17.93% | 30.58% | 34.01% | -41.76% | -3.45% | 60.62% | 37.84% | -4.34% | 36.06% |
Correlation
The correlation between GUBGX and USSCX is 0.58, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.58 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.59 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.64 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.64 |
Correlation (All Time) Calculated using the full available price history since Jul 31, 1997 | 0.60 |
The correlation between GUBGX and USSCX has been stable across timeframes, ranging from 0.58 to 0.64 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
GUBGX vs. USSCX — Risk / Return Rank
GUBGX
USSCX
GUBGX vs. USSCX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Victory RS International Fund (GUBGX) and USAA Science & Technology Fund (USSCX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GUBGX | USSCX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.58 | ||
| Sortino ratioReturn per unit of downside risk | -0.61 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.28 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 1.37 | 1.96 | -0.59 |
| Martin ratioReturn relative to average drawdown | 4.82 | 6.58 | -1.76 |
Loading charts...
Drawdowns
GUBGX vs. USSCX - Drawdown Comparison
The maximum GUBGX drawdown since its inception was -59.63%, smaller than the maximum USSCX drawdown of -79.48%. Use the drawdown chart below to compare losses from any high point for GUBGX and USSCX.
Loading charts...
Drawdown Indicators
| GUBGX | USSCX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -59.63% | -79.48% | +19.85% |
Max Drawdown (1Y)Largest decline over 1 year | -11.81% | -18.19% | +6.38% |
Max Drawdown (3Y)Largest decline over 3 years | -13.79% | -28.82% | +15.03% |
Max Drawdown (5Y)Largest decline over 5 years | -29.94% | -52.07% | +22.13% |
Max Drawdown (10Y)Largest decline over 10 years | -33.77% | -52.70% | +18.93% |
Current DrawdownCurrent decline from peak | -1.05% | -2.66% | +1.61% |
Average DrawdownAverage peak-to-trough decline | -14.82% | -30.98% | +16.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.34% | 5.41% | -2.07% |
Volatility
GUBGX vs. USSCX - Volatility Comparison
The current volatility for Victory RS International Fund (GUBGX) is 5.20%, while USAA Science & Technology Fund (USSCX) has a volatility of 10.18%. This indicates that GUBGX experiences smaller price fluctuations and is considered to be less risky than USSCX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| GUBGX | USSCX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.20% | 10.18% | -4.98% |
Volatility (6M)Calculated over the trailing 6-month period | 13.57% | 18.34% | -4.77% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.01% | 22.42% | -6.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.54% | 28.96% | -12.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.50% | 26.63% | -10.13% |
GUBGX vs. USSCX - Expense Ratio Comparison
GUBGX has a 1.13% expense ratio, which is higher than USSCX's 0.95% expense ratio.
Dividends
GUBGX vs. USSCX - Dividend Comparison
GUBGX's dividend yield for the trailing twelve months is around 3.08%, less than USSCX's 7.83% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GUBGX Victory RS International Fund | 3.08% | 3.34% | 1.83% | 1.88% | 2.03% | 4.17% | 1.14% | 0.06% | 1.87% | 1.69% | 1.77% | 1.55% |
USSCX USAA Science & Technology Fund | 7.83% | 9.42% | 0.00% | 0.00% | 0.00% | 15.49% | 5.36% | 27.99% | 16.68% | 8.31% | 4.15% | 6.54% |
Frequently Asked Questions
GUBGX and USSCX have a correlation of 0.58, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USSCX has higher volatility (10.18%) compared to GUBGX (5.20%). In terms of maximum drawdown, GUBGX dropped -59.63% vs USSCX's -79.48%.
USSCX currently has the higher Sharpe Ratio (1.59 vs 1.01), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for GUBGX and USSCX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer