GFOF vs. XRPZ

Last updated Jul 16, 2026

GFOF (Grayscale Future of Finance ETF) and XRPZ (Franklin XRP ETF) are both Blockchain funds - GFOF tracks the Bloomberg Grayscale Future of Finance Index while XRPZ tracks the CME CF XRP-Dollar Reference Rate - New York Variant. Both are passively managed. GFOF charges 0.70%/yr vs 0.19%/yr for XRPZ.

Performance

GFOF vs. XRPZ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Grayscale Future of Finance ETF (GFOF) and Franklin XRP ETF (XRPZ). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

GFOF

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

XRPZ

• 1D: -0.33%
• 1M: -13.12%
• 6M: -48.50%
• YTD: -39.48%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

GFOF vs. XRPZ - Yearly Performance Comparison

	2026 (YTD)	2025
GFOF Grayscale Future of Finance ETF	0.00%	0.00%
XRPZ Franklin XRP ETF	-39.48%	-11.90%

Return for Risk

GFOF vs. XRPZ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Grayscale Future of Finance ETF (GFOF) and Franklin XRP ETF (XRPZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

Drawdown Indicators

	GFOF	XRPZ	Difference
Max Drawdown Largest peak-to-trough decline	—	-55.39%	—
Current Drawdown Current decline from peak	—	-52.09%	—
Average Drawdown Average peak-to-trough decline	—	-33.79%	—

Volatility

Volatility by Period

	GFOF	XRPZ	Difference
Volatility (1Y) Calculated over the trailing 1-year period	—	71.41%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	71.41%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	71.41%	—

GFOF vs. XRPZ - Expense Ratio Comparison

GFOF has a 0.70% expense ratio, which is higher than XRPZ's 0.19% expense ratio.

Dividends

GFOF vs. XRPZ - Dividend Comparison

Neither GFOF nor XRPZ has paid dividends to shareholders.

Position	TTM	2025	2024	2023
GFOF Grayscale Future of Finance ETF	0.00%	0.00%	2.55%	4.08%
XRPZ Franklin XRP ETF	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Which ETF is better, GFOF or XRPZ?

On fees, XRPZ is cheaper at 0.19% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, GFOF or XRPZ?

XRPZ is cheaper with a 0.19% expense ratio, compared with 0.70% for GFOF.

Which ETF pays a higher dividend yield, GFOF or XRPZ?

GFOF and XRPZ have nearly identical dividend yields, around 0.00%.

What is the main difference between GFOF and XRPZ?

GFOF tracks Bloomberg Grayscale Future of Finance Index, while XRPZ tracks CME CF XRP-Dollar Reference Rate - New York Variant. They also come from different issuers: Grayscale and Franklin. Their fees differ too: 0.70% for GFOF and 0.19% for XRPZ.